Laudele
ActiveSummary
Laudele has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €130,242 and a net result of €21,074. Equity is growing by ~7.5% per year across the filed fiscal years. Its solvency ranks better than 50% of 3542 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability76▲+6
Solvency62▲+6
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days acceptable
Liquidity short (current ratio 0.34 against 0.21 in 2023; short-term debt: 26.2% and cash: 7.6% of total assets), and 62.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
37.2%
Return on assets
6%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-06-2025, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
36 d early
2023
26 d late
2022
29 d late
2021
23 d late
2020
31 d early
2019
32 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 4 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€130,242▲ 19.3%
2023 · €109,168
Total assets
€350,209▼ 0.4%
2023 · €351,679
Net result
€21,074▲ 382%
2023 · €4,375
Working capital
-€60,093▲ 16.2%
2023 · -€71,706
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€14,883▼ 5.1%€14,988▲ 0.7%€14,304▼ 4.6%€11,649▼ 18.6%€31,717▲ 172%
Net result€8,721within the sector's middle half▲ 39.0%€6,992within the sector's middle half▼ 19.8%€6,559within the sector's middle half▼ 6.2%€4,375within the sector's middle half▼ 33.3%€21,074within the sector's middle half▲ 382%
Equity€91,242within the sector's middle half▲ 10.6%€98,234within the sector's middle half▲ 7.7%€104,793within the sector's middle half▲ 6.7%€109,168within the sector's middle half▲ 4.2%€130,242within the sector's middle half▲ 19.3%
Total assets€434,033above the sector's middle half▼ 6.7%€406,023above the sector's middle half▼ 6.5%€382,031above the sector's middle half▼ 5.9%€351,679above the sector's middle half▼ 7.9%€350,209above the sector's middle half▼ 0.4%
Debt€342,790▼ 10.4%€307,788▼ 10.2%€277,238▼ 9.9%€242,512▼ 12.5%€219,968▼ 9.3%
Working capital-€88,456below the sector's middle half▲ 6.2%-€83,309below the sector's middle half▲ 5.8%-€79,026below the sector's middle half▲ 5.1%-€71,706below the sector's middle half▲ 9.3%-€60,093below the sector's middle half▲ 16.2%
Solvency21.0%within the sector's middle half▲ 3.3pp24.2%within the sector's middle half▲ 3.2pp27.4%within the sector's middle half▲ 3.2pp31.0%within the sector's middle half▲ 3.6pp37.2%within the sector's middle half▲ 6.1pp
Current ratio0.19below the sector's middle half▼ 0.030.19below the sector's middle half=0.23below the sector's middle half▲ 0.040.21below the sector's middle half▼ 0.020.34below the sector's middle half▲ 0.13
Return on assets (ROA)2.0%within the sector's middle half▲ 0.7pp1.7%within the sector's middle half▼ 0.3pp1.7%within the sector's middle half=1.2%within the sector's middle half▼ 0.5pp6.0%within the sector's middle half▲ 4.8pp
above
within
below
the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 172% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €350,209
Fixed assets
€318,668 ▼ 4.2%
Current assets
€31,541 ▲ 64.2%
Equity and liabilities €350,209
Equity
€130,242 ▲ 19.3%
Debt
€219,968 ▼ 9.3%
Debt's share of the balance-sheet total falls from 69.0% to 62.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€50,780▲
2023 · €38,081
Cash flow
€40,137▲
2023 · €30,807
Quick ratio
0.32▲
2023 · 0.19
Debt to equity
1.69▼
2023 · 2.22
ROE
16.2%▲
2023 · 4.0%
Interest coverage
22.11▲
2023 · 9.81
Debt ≤ 1 year
€91,634▲
2023 · €90,917
Debt > 1 year
€128,334▼
2023 · €151,594
Income taxes
€8,346▲
2023 · €3,393
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,679 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.8%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,679 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €27,549 | €27,407 | €27,407 | €26,432 | €19,063 | ▼ 27.9% |
| Other operating charges640/8 | - | €1,805 | €1,864 | €1,953 | €2,037 | ▲ 4.3% |
| Gross operating margin9900 | €44,237 | €44,199 | €43,575 | €40,034 | €52,817 | ▲ 31.9% |
| Operating profit (loss)9901 | €14,883 | €14,988 | €14,304 | €11,649 | €31,717 | ▲ 172% |
| Financial income75/76B | - | - | - | €0 | - | - |
| Recurring financial income75 | - | - | - | €0 | - | - |
| Financial charges65/66B | - | €4,128 | €3,680 | €3,881 | €2,297 | ▼ 40.8% |
| Recurring financial charges65 | €4,462 | €4,128 | €3,680 | €3,881 | €2,297 | ▼ 40.8% |
| Profit (loss) for the period before taxes9903 | €10,422 | €10,860 | €10,624 | €7,767 | €29,420 | ▲ 279% |
| Income taxes67/77 | €1,701 | €3,868 | €4,065 | €3,393 | €8,346 | ▲ 146% |
| Profit (loss) for the period9904 | €8,721 | €6,992 | €6,559 | €4,375 | €21,074 | ▲ 382% |
| Profit (loss) for the period to be appropriated9905 | €8,721 | €6,992 | €6,559 | €4,375 | €21,074 | ▲ 382% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €434,033 | €406,023 | €382,031 | €351,679 | €350,209 | ▼ 0.4% |
| Fixed assets21/28 | €413,715 | €386,308 | €358,901 | €332,469 | €318,668 | ▼ 4.2% |
| Tangible fixed assets22/27 | €413,715 | €386,308 | €358,901 | €332,469 | €318,668 | ▼ 4.2% |
| Land and buildings22 | - | €368,138 | €349,991 | €331,845 | €313,699 | ▼ 5.5% |
| Plant, machinery and equipment23 | - | €4,838 | €2,243 | €623 | €4,969 | ▲ 697% |
| Furniture and vehicles24 | - | €13,333 | €6,666 | - | - | - |
| Current assets29/58 | €20,318 | €19,715 | €23,130 | €19,211 | €31,541 | ▲ 64.2% |
| Stocks and contracts in progress3 | €2,145 | €2,145 | €2,145 | €2,145 | €2,145 | = |
| Stocks30/36 | - | €2,145 | €2,145 | €2,145 | €2,145 | = |
| Amounts receivable within one year40/41 | €1,788 | €833 | €1,772 | €854 | €879 | ▲ 3.0% |
| Trade receivables40 | - | €833 | €852 | €854 | €879 | ▲ 3.0% |
| Other amounts receivable41 | - | - | €920 | - | - | - |
| Cash at bank and in hand54/58 | €14,783 | €15,001 | €17,575 | €14,397 | €26,686 | ▲ 85.4% |
| Deferred charges and accrued income490/1 | - | €1,736 | €1,638 | €1,815 | €1,831 | ▲ 0.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €434,033 | €406,023 | €382,031 | €351,679 | €350,209 | ▼ 0.4% |
| Equity10/15 | €91,242 | €98,234 | €104,793 | €109,168 | €130,242 | ▲ 19.3% |
| Contributions10/11 | - | €60,000 | €60,000 | €60,000 | €60,000 | = |
| Reserves13 | €6,000 | €6,000 | €6,000 | €6,000 | €6,000 | = |
| Non-distributable reserves130/1 | - | €6,000 | €6,000 | €6,000 | €6,000 | = |
| Reserves not available under the articles1311 | - | €6,000 | €6,000 | €6,000 | €6,000 | = |
| Profit (loss) carried forward14 | €25,242 | €32,234 | €38,793 | €43,168 | €64,242 | ▲ 48.8% |
| Amounts payable17/49 | €342,790 | €307,788 | €277,238 | €242,512 | €219,968 | ▼ 9.3% |
| Amounts payable after more than one year17 | €234,017 | €204,764 | €175,082 | €151,594 | €128,334 | ▼ 15.3% |
| Financial debts170/4 | - | €204,764 | €175,082 | €151,594 | €128,334 | ▼ 15.3% |
| Amounts payable within one year42/48 | €108,773 | €103,024 | €102,156 | €90,917 | €91,634 | ▲ 0.8% |
| Current portion of amounts payable after more than one year42 | - | €29,252 | €29,682 | €24,087 | €23,261 | ▼ 3.4% |
| Trade debts44 | €1,576 | €1,433 | €962 | €896 | €3,816 | ▲ 326% |
| Suppliers440/4 | - | €1,433 | €962 | €896 | €3,816 | ▲ 326% |
| Taxes, remuneration and social security45 | - | €1,891 | €4,393 | €3,869 | €7,503 | ▲ 93.9% |
| Taxes450/3 | - | €1,891 | €4,393 | €3,869 | €7,503 | ▲ 93.9% |
| Other amounts payable47/48 | - | €70,448 | €67,119 | €62,065 | €57,053 | ▼ 8.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €8,721 | €6,992 | €6,559 | €4,375 | €21,074 | ▲ 382% |
| + Depreciation and write-downs630 | €27,549 | €27,407 | €27,407 | €26,432 | €19,063 | ▼ 27.9% |
| Operating cash flow (approximation) | €36,269 | €34,399 | €33,966 | €30,807 | €40,137 | ▲ 30.3% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | -€5,263 | - |
| Change in cash | - | €218 | €2,574 | -€3,178 | €12,289 | ▲ 487% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €21,074 ▲382%
Operating result €31,717, net result €21,074, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Weakest financial yearnet €4,375 ▼33.3%
Net result drops to €4,375, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Equity above €100,000Eq €104,793 ▲6.7%
5 profitable years in a row build equity to €104,793.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 7 days late
2016
29-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Walcourt · 1 establishment unit since 2014
Ground area
980 m²
Building footprint
242 m²
Volume, LiDAR
795 m³
2 parcels, Wallonia · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Laudele
since 20142.232.582.880
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93023C0213/00H002 | Wallonia | 732 m² | 1 · 152 m² | - |
| 56013B0043/00P000 | Wallonia | 248 m² | 1 · 90 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,205 companies in sector 95316 we hold annual accounts for 754. 511 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-06-2014
Fiscal year end31-12
Activities, NACEBEL 2025
95316Washing and cleaning of motor vehicles
68204Real estate activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0553923151
Also
9925:BE0553923151
Registered
12-03-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.