NICK & ANJA
ActiveNICK & ANJA has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €186k and a net result of €49k. Equity is growing by ~16.2% per year across the filed fiscal years. Its solvency ranks better than 45% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+9
Solvency53▲+8
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 1.64 against 1.41 in 2024; short-term debt: 29.1% and cash: 0.7% of total assets), but 71.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.4%
Return on assets
7.4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
8 d early
2023
20 d early
2022
42 d early
2021
on the day
2020
2 d early
2019
10 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€186k▲ 35.4%
2024 · €138k
2019: €49k
2020: €88k
2021: €106k
2022: €118k
2023: €119k
2024: €138k
2019 → 2025
Total assets
€655k▼ 3.6%
2024 · €679k
2019: €654k
2020: €627k
2021: €603k
2022: €632k
2023: €670k
2024: €679k
2019 → 2025
Net result
€49k▲ 165%
2024 · €18k
2019: €33k
2020: €39k
2021: €18k
2022: €12k
2023: €2k
2024: €18k
2019 → 2025
Working capital
€122k▲ 39.2%
2024 · €87k
2019: €-75k
2020: €-25k
2021: €69
2022: €91k
2023: €73k
2024: €87k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€106k-€118k▲ 11.4%€119k▲ 1.4%€138k▲ 15.4%€186k▲ 35.4%
Operating result€36k-€28k▼ 21.7%€17k▼ 41.7%€46k▲ 180%€99k▲ 114%
Net result€18k-€12k▼ 31.9%€2k▼ 86.8%€18k▲ 1,051%€49k▲ 165%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 114% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €655k
Fixed assets
€342k▼ 9.5%
Current assets
€312k▲ 3.9%
Equity and liabilities €655k
Equity
€186k▲ 35.4%
Debt
€468k▼ 13.5%
The debt ratio falls from 79.7% to 71.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€167k▲
2024 · €105k
Cash flow
€117k▲
2024 · €78k
Solvency
28.4%▲
2024 · 20.3%
Current ratio
1.64▲
2024 · 1.41
Quick ratio
1.62▲
2024 · 1.36
Debt / equity
2.52▼
2024 · 3.94
ROE
26.1%▲
2024 · 13.3%
ROA
7.4%▲
2024 · 2.7%
Interest coverage
4.96▲
2024 · 4.56
Debt
€468k▼
2024 · €541k
Debt ≤ 1 year
€191k▼
2024 · €213k
Debt > 1 year
€278k▼
2024 · €328k
Income taxes
€20k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€679k€655k▼
Fixed assets21/28€379k€342k▼
Tangible fixed assets22/27€379k€342k▼
Land and buildings22€102k€95k▼
Plant, machinery and equipment23€191k€163k▼
Furniture and vehicles24€1k€826▼
Leasing and similar rights25€84k€84k▼
Current assets29/58€300k€312k▲
Amounts receivable after more than one year29€240k€260k▲
Other amounts receivable291€240k€260k▲
Stocks and contracts in progress3€11k€4k▼
Stocks30/36€11k€4k▼
Amounts receivable within one year40/41€45k€42k▼
Trade receivables40€17k€19k▲
Other amounts receivable41€28k€24k▼
Cash at bank and in hand54/58€3k€4k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€679k€655k▼
Equity10/15€138k€186k▲
Contributions10/11€14k€14k=
Reserves13€124k€172k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€122k€170k▲
Amounts payable17/49€541k€468k▼
Amounts payable after more than one year17€328k€278k▼
Financial debts170/4€328k€278k▼
Amounts payable within one year42/48€213k€191k▼
Current portion of amounts payable after more than one year42€60k€65k▲
Financial debts43€20k€18k▼
Credit institutions430/8€20k€18k▼
Trade debts44€120k€73k▼
Suppliers440/4€120k€73k▼
Advances received on contracts in progress46€4k-
Taxes, remuneration and social security45€3k€20k▲
Taxes450/3€3k€20k▲
Other amounts payable47/48€6k€15k▲
Accrued charges and deferred income492/3€59€61▲
Income statement
Code20242025
Non-recurring operating income76A-€12k
Remuneration, social security and pensions62€11k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€59k€68k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€120k€170k▲
Operating profit (loss)9901€46k€99k▲
Financial income75/76B€4k€4k▲
Recurring financial income75€4k€4k▲
Financial charges65/66B€23k€34k▲
Recurring financial charges65€23k€34k▲
Profit (loss) for the period before taxes9903€27k€69k▲
Income taxes67/77€8k€20k▲
Profit (loss) for the period9904€18k€49k▲
Profit (loss) for the period to be appropriated9905€18k€49k▲
Appropriation of the result
Profit (loss) to be appropriated9906€18k€49k▲
Transfer to equity691/2€18k€49k▲
To other reserves6921€18k€49k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €49k ▲165%
Operating result €99k, net result €49k, both a record.
30-06
Financial
Equity above €150kEq €186k ▲35.4%
7 profitable years in a row build equity to €186k.
23-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €2k ▼86.8%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
2022
20-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Equity above €100kEq €106k ▲20.1%
3 profitable years in a row build equity to €106k.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
10-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 10 days late
2019
15-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
15-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 15 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Duffel · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkstraat 112570 DuffelGround area
522 m²
Building footprint
206 m²
Volume, LiDAR
1,123 m³
Parcel 12009E0247/00M000, Flanders · tallest building 13.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Nick & Anja
since 20072.168.472.513
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12009E0247/00M000 | Flanders | 522 m² | 1 · 206 m² | 13.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 1,000 EUR | 1,000 EUR |
| 2023 | 1 | 500 EUR | 500 EUR |
| 2022 | 1 | 500 EUR | 500 EUR |
Schemes
Stagebonus (stopgezet)
Premie kwalificerend werkplekleren
Recognitions · licences · registrations
Food safety, FASFC
1 siteDuffel2.168.472.513
Dual-learning approval
5 live approvalsKok (vwo)
Kok duaal (so)
Medewerker slagerij (vwo)
Medewerker slagerij duaal (so)
Slagerij duaal (so)
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Of 3,043 companies in sector 47221 we hold annual accounts for 1,562. 1,291 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded20-11-2007
Fiscal year end30-06
Activities, NACEBEL
47221Retail sale of meat and meat products, excluding game and poultry
47222Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.