COOLS BEYERS
ActiveSummary
COOLS BEYERS has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €369,722 and a net result of €52,463. Equity is growing by ~14.5% per year across the filed fiscal years. Its solvency ranks better than 78% of 18716 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability81▲+2
Solvency93▲+10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 1.92 against 1.53 in 2024; short-term debt: 14.5% and cash: 24.4% of total assets), and 32.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.5%
Return on assets
9.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
30 d late
2023
30 d late
2022
29 d late
2021
31 d late
2020
27 d late
2019
9 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 26 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€369,722▲ 14.7%
2024 · €322,260
Total assets
€547,370▼ 0.7%
2024 · €551,407
Net result
€52,463▲ 17.1%
2024 · €44,816
Working capital
€73,166▲ 57.8%
2024 · €46,376
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€52,275▲ 438%€33,346▼ 36.2%€76,141▲ 128%€62,112▼ 18.4%€83,173▲ 33.9%
Net result€26,804above the sector's middle half€27,365above the sector's middle half▲ 2.1%€57,353above the sector's middle half▲ 110%€44,816above the sector's middle half▼ 21.9%€52,463above the sector's middle half▲ 17.1%
Equity€192,726above the sector's middle half▲ 16.2%€220,091above the sector's middle half▲ 14.2%€277,444above the sector's middle half▲ 26.1%€322,260above the sector's middle half▲ 16.2%€369,722above the sector's middle half▲ 14.7%
Total assets€643,025above the sector's middle half▼ 2.8%€615,416above the sector's middle half▼ 4.3%€605,424above the sector's middle half▼ 1.6%€551,407above the sector's middle half▼ 8.9%€547,370above the sector's middle half▼ 0.7%
Debt€450,299▼ 9.2%€395,325▼ 12.2%€327,979▼ 17.0%€229,147▼ 30.1%€177,648▼ 22.5%
Working capital-€16,395below the sector's middle half▲ 75.1%-€20,528below the sector's middle half▼ 25.2%€31,333within the sector's middle half€46,376within the sector's middle half▲ 48.0%€73,166within the sector's middle half▲ 57.8%
Solvency30.0%within the sector's middle half▲ 4.9pp35.8%within the sector's middle half▲ 5.8pp45.8%within the sector's middle half▲ 10.1pp58.4%within the sector's middle half▲ 12.6pp67.5%above the sector's middle half▲ 9.1pp
Current ratio0.90within the sector's middle half▲ 0.220.88within the sector's middle half▼ 0.031.24within the sector's middle half▲ 0.361.53within the sector's middle half▲ 0.301.92within the sector's middle half▲ 0.39
Return on assets (ROA)4.2%within the sector's middle half▲ 4.5pp4.4%within the sector's middle half▲ 0.3pp9.5%within the sector's middle half▲ 5.0pp8.1%within the sector's middle half▼ 1.3pp9.6%within the sector's middle half▲ 1.5pp
Staff (FTE)9.8▲ 250%8.5▼ 13.3%8.7▲ 2.4%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 34% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €547,370
Fixed assets
€394,795 ▼ 5.6%
Current assets
€152,575 ▲ 14.6%
Equity and liabilities €547,370
Equity
€369,722 ▲ 14.7%
Debt
€177,648 ▼ 22.5%
Debt's share of the balance-sheet total falls from 41.6% to 32.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€109,624▲
2024 · €88,540
Cash flow
€78,914▲
2024 · €71,243
Quick ratio
1.84▲
2024 · 1.46
Debt to equity
0.48▼
2024 · 0.71
ROE
14.2%▲
2024 · 13.9%
Interest coverage
9.35▲
2024 · 7.25
Debt ≤ 1 year
€79,409▼
2024 · €86,735
Debt > 1 year
€90,960▼
2024 · €116,733
Income taxes
€20,600▲
2024 · €5,568
Staff costs
€74,344▼
2024 · €93,438
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,134 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,134 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €1,064 | €1,383 | €4,863 | €1,650 | €0 | ▼ 100% |
| Remuneration, social security and pensions62 | €86,846 | €90,237 | €83,620 | €93,438 | €74,344 | ▼ 20.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €30,140 | €27,036 | €27,085 | €26,428 | €26,452 | ▲ 0.1% |
| Other operating charges640/8 | €3,372 | €4,708 | €6,011 | €6,101 | €7,737 | ▲ 26.8% |
| Gross operating margin9900 | €172,633 | €155,327 | €192,857 | €188,079 | €191,705 | ▲ 1.9% |
| Operating profit (loss)9901 | €52,275 | €33,346 | €76,141 | €62,112 | €83,173 | ▲ 33.9% |
| Financial income75/76B | €0 | €16 | €927 | €482 | €1,618 | ▲ 236% |
| Recurring financial income75 | €0 | €16 | €927 | €482 | €1,618 | ▲ 236% |
| Financial charges65/66B | €15,472 | €5,063 | €11,316 | €12,210 | €11,728 | ▼ 3.9% |
| Recurring financial charges65 | €15,472 | €5,063 | €11,316 | €12,210 | €11,728 | ▼ 3.9% |
| Profit (loss) for the period before taxes9903 | €36,804 | €28,299 | €65,751 | €50,384 | €73,063 | ▲ 45.0% |
| Income taxes67/77 | €10,000 | €934 | €8,398 | €5,568 | €20,600 | ▲ 270% |
| Profit (loss) for the period9904 | €26,804 | €27,365 | €57,353 | €44,816 | €52,463 | ▲ 17.1% |
| Profit (loss) for the period to be appropriated9905 | €26,804 | €27,365 | €57,353 | €44,816 | €52,463 | ▲ 17.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €643,025 | €615,416 | €605,424 | €551,407 | €547,370 | ▼ 0.7% |
| Fixed assets21/28 | €490,776 | €469,749 | €442,664 | €418,297 | €394,795 | ▼ 5.6% |
| Tangible fixed assets22/27 | €487,432 | €467,965 | €440,879 | €416,512 | €393,010 | ▼ 5.6% |
| Land and buildings22 | €454,282 | €439,436 | €416,836 | €394,235 | €371,634 | ▼ 5.7% |
| Plant, machinery and equipment23 | €32,173 | €28,040 | €24,044 | €22,277 | €21,376 | ▼ 4.0% |
| Furniture and vehicles24 | €977 | €488 | €0 | - | - | - |
| Financial fixed assets28 | €3,344 | €1,784 | €1,784 | €1,784 | €1,784 | = |
| Current assets29/58 | €152,249 | €145,667 | €162,760 | €133,110 | €152,575 | ▲ 14.6% |
| Stocks and contracts in progress3 | €6,267 | €6,267 | €6,267 | €6,267 | €6,267 | = |
| Stocks30/36 | €6,267 | €6,267 | €6,267 | €6,267 | €6,267 | = |
| Amounts receivable within one year40/41 | €54,947 | €12,348 | €7,962 | €25,719 | €12,870 | ▼ 50.0% |
| Trade receivables40 | €9,344 | €6,399 | €7,962 | €22,497 | €3,869 | ▼ 82.8% |
| Other amounts receivable41 | €45,603 | €5,949 | €0 | €3,222 | €9,001 | ▲ 179% |
| Cash at bank and in hand54/58 | €91,035 | €125,657 | €148,532 | €101,125 | €133,438 | ▲ 32.0% |
| Deferred charges and accrued income490/1 | - | €1,395 | €0 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €643,025 | €615,416 | €605,424 | €551,407 | €547,370 | ▼ 0.7% |
| Equity10/15 | €192,726 | €220,091 | €277,444 | €322,260 | €369,722 | ▲ 14.7% |
| Contributions10/11 | €25,000 | €25,000 | €25,000 | €25,000 | €25,000 | = |
| Capital10 | €25,000 | - | - | - | - | - |
| Issued capital100 | €25,000 | - | - | - | - | - |
| Reserves13 | €63,032 | €63,032 | €63,032 | €83,032 | €113,032 | ▲ 36.1% |
| Non-distributable reserves130/1 | €2,500 | €2,500 | €2,500 | €2,500 | €2,500 | = |
| Legal reserve130 | €2,500 | - | - | - | - | - |
| Reserves not available under the articles1311 | - | - | €2,500 | €2,500 | €2,500 | = |
| Other1319 | - | €2,500 | - | - | - | - |
| Tax-exempt reserves132 | €55,761 | €55,761 | €55,761 | €55,761 | €55,761 | = |
| Distributable reserves133 | €4,771 | €4,771 | €4,771 | €24,771 | €54,771 | ▲ 121% |
| Profit (loss) carried forward14 | €104,694 | €132,059 | €189,412 | €214,228 | €231,690 | ▲ 8.2% |
| Amounts payable17/49 | €450,299 | €395,325 | €327,979 | €229,147 | €177,648 | ▼ 22.5% |
| Amounts payable after more than one year17 | €251,456 | €215,632 | €179,387 | €116,733 | €90,960 | ▼ 22.1% |
| Financial debts170/4 | €251,456 | €215,632 | €179,387 | €116,733 | €90,960 | ▼ 22.1% |
| Amounts payable within one year42/48 | €168,644 | €166,194 | €131,427 | €86,735 | €79,409 | ▼ 8.4% |
| Current portion of amounts payable after more than one year42 | €45,559 | €36,107 | €36,244 | €36,443 | €36,645 | ▲ 0.6% |
| Trade debts44 | €91,197 | €98,114 | €47,246 | €11,276 | €20,436 | ▲ 81.2% |
| Suppliers440/4 | €91,197 | €98,114 | €47,246 | €11,276 | €20,436 | ▲ 81.2% |
| Advances received on contracts in progress46 | - | - | €865 | €865 | €865 | = |
| Taxes, remuneration and social security45 | €31,888 | €31,571 | €36,667 | €38,150 | €16,463 | ▼ 56.8% |
| Taxes450/3 | €11,128 | €1,030 | €2,462 | €3,760 | €1,758 | ▼ 53.3% |
| Remuneration and social security454/9 | €20,760 | €30,541 | €34,205 | €34,390 | €14,705 | ▼ 57.2% |
| Other amounts payable47/48 | - | €403 | €10,405 | €0 | €5,000 | - |
| Accrued charges and deferred income492/3 | €30,200 | €13,499 | €17,165 | €25,680 | €7,279 | ▼ 71.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €26,804 | €27,365 | €57,353 | €44,816 | €52,463 | ▲ 17.1% |
| + Depreciation and write-downs630 | €30,140 | €27,036 | €27,085 | €26,428 | €26,452 | ▲ 0.1% |
| Operating cash flow (approximation) | €56,944 | €54,401 | €84,439 | €71,243 | €78,914 | ▲ 10.8% |
| Investment in fixed assets (approximation) | - | -€6,009 | €0 | -€2,061 | -€2,950 | ▼ 43.2% |
| Change in cash | - | €34,622 | €22,875 | -€47,407 | €32,313 | ▲ 168% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2018net €57,353 ▲110%
Net result €57,353, the highest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Equity above €200,000Eq €220,091 ▲14.2%
2 profitable years in a row build equity to €220,091.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €26,804
Net result €26,804 after 2 loss-making years.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
09-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 9 days late
2019
31-12
Financial
Weakest financial yearnet -€10,839
Net result drops to -€10,839, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Wuustwezel · 1 establishment unit since 2004
Ground area
1,376 m²
Building footprint
308 m²
Volume, LiDAR
1,706 m³
2 parcels, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Slagerij Luc
since 20042.177.598.431
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11682F0048/00N014 | Flanders | 999 m² | 1 · 144 m² | 7.8 m · 2 fl. |
| 11026E0566/00D002 | Flanders | 377 m² | 1 · 164 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteWuustwezel2.177.598.431
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Of 3,042 companies in this sector we hold annual accounts for 1,568. 1,173 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded23-04-2004
Fiscal year end31-12
Activities, NACEBEL 2025
47221Retail sale of meat and meat products, excluding game and poultry
E-invoicing
Reachable via Peppol
Peppol ID
0208:0864906834
Also
9925:BE0864906834
Registered
24-11-2023
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.