Equity
NIBBLE has made a profit in every financial year since 2023.
NIBBLE has made a profit in every financial year since 2023.
The micro format states no turnover.
Green is investment, beige is depreciation.
In July 2024, 39,274 companies had the same profile as NIBBLE has now. Each dot stands for 99 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,274 companies, not a prediction for NIBBLE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| NIBBLE Bekkevoort | €107,165 | €53,556 | 78.6% | - |
| Rondou.dev Tervuren | €108,386 | €57,792 | 94.0% | - |
| Thomas Meert Herent | €112,042 | €61,000 | 79.8% | - |
| UBECARE Zaventem | €108,795 | €47,415 | 71.9% | - |
| HowRuud! Leuven | €120,352 | €47,894 | 24.4% | - |
| Marimba Tielt-Winge | €107,866 | €61,130 | 81.2% | - |
| Waltor Opwijk | €125,802 | €50,107 | 70.1% | - |
These companies have the same main activity as NIBBLE: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €108,000 and €126,000, founded between 2022 and 2023.
NIBBLE files the micro format. That format states no turnover. The gross margin rose from €21,569 in 2023 to €53,556 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €100,000. Estimated: probably between €92,000 and €130,000.
Higher than 73% of 22,039 companies in 2025.
Higher than 72% of 21,339 companies in 2025.
Higher than 75% of 21,530 companies in 2025.
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
107,165 | 62,870 | 33,640 | |
21/28 |
3,811 | 2,826 | 212 | |
22/27 |
3,811 | 2,826 | 212 | |
23 |
2,199 | - | - | |
24 |
1,612 | 2,826 | 212 | |
29/58 |
103,354 | 60,044 | 33,428 | |
40/41 |
12,100 | 33,880 | 31,460 | |
40 |
12,100 | 33,880 | 31,460 | |
54/58 |
82,801 | 26,121 | 1,479 | |
490/1 |
8,453 | 43 | 490 | |
| Balance sheet: equity and liabilities | ||||
10/49 |
107,165 | 62,870 | 33,640 | |
10/15 |
84,232 | 45,242 | 19,189 | |
10/11 |
3,000 | 3,000 | 3,000 | |
13 |
81,232 | 42,242 | 16,189 | |
133 |
81,232 | 42,242 | 16,189 | |
17/49 |
22,933 | 17,629 | 14,451 | |
42/48 |
22,933 | 17,629 | 14,451 | |
44 |
1,206 | 645 | 1,240 | |
440/4 |
1,206 | 645 | 1,240 | |
45 |
21,350 | 16,627 | 12,896 | |
450/3 |
21,350 | 16,627 | 10,376 | |
454/9 |
- | - | 2,520 | |
47/48 |
377 | 356 | 316 | |
| Income statement | ||||
76A |
3,176 | - | - | |
9900 |
53,556 | 36,770 | 21,569 | |
62 |
1,920 | 1,610 | - | |
630 |
1,410 | 791 | 27 | |
640/8 |
332 | 328 | 247 | |
9901 |
49,893 | 34,041 | 21,296 | |
75/76B |
- | - | 0 | |
75 |
- | - | 0 | |
65/66B |
417 | 801 | 786 | |
65 |
417 | 801 | 786 | |
9903 |
49,476 | 33,240 | 20,509 | |
67/77 |
10,486 | 7,187 | 4,321 | |
9904 |
38,990 | 26,053 | 16,189 | |
9905 |
38,990 | 26,053 | 16,189 | |
| Appropriation of the result | ||||
9906 |
38,990 | 26,053 | 16,189 | |
691/2 |
38,990 | 26,053 | 16,189 | |
6920 |
- | 26,053 | 16,189 | |
6921 |
38,990 | - | - | |
| Document | ||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 26-06-2026.
| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| 51,303 | 34,832 | 21,323 | ||
| 40,400 | 26,844 | 16,216 | ||
| 2,395 | 3,405 | 239 | ||
| 56,680 | 24,642 | - | ||
| 80,421 | 42,415 | 18,977 | ||
| 78.6% | 72.0% | 57.0% | ||
| 4.51 | 3.41 | 2.31 | ||
| 0.27 | 0.39 | 0.75 | ||
| 46.3% | 57.6% | 84.4% | ||
| 36.4% | 41.4% | 48.1% | ||
| over 100 | 43.51 | 27.11 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Tangible fixed assets | €2,395 | €3,405 | €239 |
| €1,410 | €791 | €27 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 47% higher than in 2024 and the highest since 2023. It is the second rise in a row.
Debt's share of the balance-sheet total falls from 28.0% to 21.4%. Equity and debt are higher.
NIBBLE has no parent and no holdings in its annual accounts. is the only director. NIBBLE shares no director with another company.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Minnestraat 12 registered office 3460 Bekkevoort | 08-02-2023 | 2.341.745.888 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 24002I0046/00S002 | 386 m² | 1 · 128 m² | 10.4 m · 2 |
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