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Waltor

Active
Private limited companyfounded 20233 yrs activeBolstraat 5, 1745 Opwijk, BelgiumKBO/BCE: BE 0795.762.264
Summary

Waltor has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €88k and a net result of €30k. Equity is growing by ~53% per year across the filed fiscal years. Its solvency ranks better than 61% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability98▼-2
Solvency95▲+15
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.94 against 2.1 in 2024; short-term debt: 29.3% and cash: 66.1% of total assets), and 29.9% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
70.1%
Return on assets
23.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
20 d late
2024
36 d early
2023
6 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€88k▲ 51.2%
2024 · €58k
Total assets
€126k▲ 18.1%
2024 · €107k
Net result
€30k▼ 6.4%
2024 · €32k
Working capital
€72k▲ 67.5%
2024 · €43k
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€32k-€46k▲ 41.4%€42k▼ 7.9%
Net result€22k-€32k▲ 42.3%€30k▼ 6.4%
Equity€26k-€58k▲ 121%€88k▲ 51.2%
Total assets€79k-€107k▲ 34.6%€126k▲ 18.1%
Debt€53k-€48k▼ 8.6%€38k▼ 22.0%
Working capital€13k-€43k▲ 232%€72k▲ 67.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40kOperating result 2023: €32k€32kNet result 2023: €22k€22kOperating result 2024: €46k€46kNet result 2024: €32k€32kOperating result 2025: €42k€42kNet result 2025: €30k€30k202320242025€0€20k€40kOperating result 2023: €32k€32kNet result 2023: €22k€22kOperating result 2024: €46k€46kNet result 2024: €32k€32kOperating result 2025: €42k€42kNet result 2025: €30k€30k202320242025
The operating result falls in 2025; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €126k
Fixed assets €17k ▼ 30.8%
Current assets €108k ▲ 33.1%
Equity and liabilities €126k
Equity €88k ▲ 51.2%
Debt €38k ▼ 22.0%
Debt's share of the balance-sheet total falls from 45.2% to 29.9%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€50k▼
2024 · €53k
Cash flow
€38k▼
2024 · €39k
Current ratio
2.94▲
2024 · 2.10
Debt to equity
0.43▼
2024 · 0.83
ROE
33.9%▼
2024 · 54.7%
ROA
23.7%▼
2024 · 30.0%
Interest coverage
50.30▲
2024 · 43.16
Debt ≤ 1 year
€37k▼
2024 · €39k
Debt > 1 year
€742▼
2024 · €9k
Income taxes
€11k▼
2024 · €13k
Staff costs
€160
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€107k€126k▲
Fixed assets21/28€25k€17k▼
Tangible fixed assets22/27€25k€17k▼
Furniture and vehicles24€4k€3k▼
Leasing and similar rights25€21k€14k▼
Current assets29/58€82k€108k▲
Amounts receivable within one year40/41€21k€25k▲
Trade receivables40€21k€25k▲
Cash at bank and in hand54/58€60k€83k▲
Deferred charges and accrued income490/1€102€319▲
Equity and liabilities
Total equity and liabilities10/49€107k€126k▲
Equity10/15€58k€88k▲
Contributions10/11€4k€4k=
Reserves13€32k€84k▲
Distributable reserves133€32k€84k▲
Profit (loss) carried forward14€22k-
Amounts payable17/49€48k€38k▼
Amounts payable after more than one year17€9k€742▼
Financial debts170/4€9k€742▼
Amounts payable within one year42/48€39k€37k▼
Current portion of amounts payable after more than one year42€8k€9k▲
Trade debts44€3k€251▼
Suppliers440/4€3k€251▼
Taxes, remuneration and social security45€20k€20k▲
Taxes450/3€20k€20k▲
Other amounts payable47/48€8k€8k▼
Income statement Code20242025
Remuneration, social security and pensions62-€160
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k▲
Other operating charges640/8€1k€66▼
Gross operating margin9900€55k€50k▼
Operating profit (loss)9901€46k€42k▼
Financial charges65/66B€1k€992▼
Recurring financial charges65€1k€992▼
Profit (loss) for the period before taxes9903€45k€41k▼
Income taxes67/77€13k€11k▼
Profit (loss) for the period9904€32k€30k▼
Profit (loss) for the period to be appropriated9905€32k€30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€54k€30k▼
Profit (loss) brought forward from the previous period14P€22k-
Transfer to equity691/2€32k€30k▼
To other reserves6921€32k€30k▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Remuneration, social security and pensions62--€160-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k€8k▲ 4.6%
Other operating charges640/8€2k€1k€66▼ 95.2%
Gross operating margin9900€41k€55k€50k▼ 8.1%
Operating profit (loss)9901€32k€46k€42k▼ 7.9%
Financial charges65/66B€2k€1k€992▼ 19.5%
Recurring financial charges65€2k€1k€992▼ 19.5%
Profit (loss) for the period before taxes9903€31k€45k€41k▼ 7.6%
Income taxes67/77€8k€13k€11k▼ 10.5%
Profit (loss) for the period9904€22k€32k€30k▼ 6.4%
Profit (loss) for the period to be appropriated9905€22k€32k€30k▼ 6.4%
Line202320242025Change
Assets
Total assets20/58€79k€107k€126k▲ 18.1%
Fixed assets21/28€31k€25k€17k▼ 30.8%
Tangible fixed assets22/27€31k€25k€17k▼ 30.8%
Furniture and vehicles24€3k€4k€3k▼ 17.8%
Leasing and similar rights25€28k€21k€14k▼ 33.2%
Current assets29/58€48k€82k€108k▲ 33.1%
Amounts receivable within one year40/41€13k€21k€25k▲ 19.5%
Trade receivables40€13k€21k€25k▲ 19.5%
Cash at bank and in hand54/58€35k€60k€83k▲ 37.5%
Deferred charges and accrued income490/1-€102€319▲ 211%
Equity and liabilities
Total equity and liabilities10/49€79k€107k€126k▲ 18.1%
Equity10/15€26k€58k€88k▲ 51.2%
Contributions10/11€4k€4k€4k=
Reserves13-€32k€84k▲ 164%
Distributable reserves133-€32k€84k▲ 164%
Profit (loss) carried forward14€22k€22k--
Amounts payable17/49€53k€48k€38k▼ 22.0%
Amounts payable after more than one year17€18k€9k€742▼ 92.1%
Financial debts170/4€18k€9k€742▼ 92.1%
Amounts payable within one year42/48€35k€39k€37k▼ 4.9%
Current portion of amounts payable after more than one year42€8k€8k€9k▲ 4.2%
Trade debts44€405€3k€251▼ 90.4%
Suppliers440/4€405€3k€251▼ 90.4%
Taxes, remuneration and social security45€16k€20k€20k▲ 1.2%
Taxes450/3€11k€20k€20k▲ 1.2%
Remuneration and social security454/9€5k---
Other amounts payable47/48€10k€8k€8k▼ 1.6%
Line202320242025Change
Profit (loss) for the period9904€22k€32k€30k▼ 6.4%
+ Depreciation and write-downs630€7k€7k€8k▲ 4.6%
Operating cash flow (approximation)€30k€39k€38k▼ 4.3%
Investment in fixed assets (approximation)-€-1k€0▲ 100%
Change in cash-€26k€23k▼ 11.3%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
20-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
25-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2023net €32k ▲42.3%
Operating result €46k, net result €32k, both a record.
25-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Opwijk · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
2,261 m²
Building footprint
158 m²
Volume, LiDAR
925 m³
Parcel 23060A0417/00B000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Waltor
Bolstraat 5, 1745 OpwijkComputer programming, consultancy and related activities
since 20232.340.018.397
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23060A0417/00B000 Flanders 2,261 m² 1 · 158 m² 8.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 30,002 companies in sector 62200 we hold annual accounts for 18,390. 15,574 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded05-01-2023
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
63100Computing infrastructure, data processing, hosting and related activities
63910Web portal activities
82990Other business support services
Contact
E-mail wout.buelens@gmail.com

Scores and ratios are computed by Checked and are not a credit decision.