NiaM
ActiveSummary
The computed 12-month bankruptcy probability of NiaM is 2.2% (moderate). The 2024 annual accounts show equity of €74,442 and a net result of €37,140. Its solvency ranks better than 51% of 26049 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 2 accounts on average 11 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €11,723 | €12,799 | ▲ 9.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21,559 | €25,000 | ▲ 16.0% |
| Other operating charges640/8 | €3,835 | €740 | ▼ 80.7% |
| Gross operating margin9900 | €85,860 | €91,933 | ▲ 7.1% |
| Operating profit (loss)9901 | €48,744 | €53,394 | ▲ 9.5% |
| Financial income75/76B | €97 | €125 | ▲ 29.6% |
| Recurring financial income75 | €97 | €125 | ▲ 29.6% |
| Financial charges65/66B | €6,171 | €5,837 | ▼ 5.4% |
| Recurring financial charges65 | €6,171 | €5,837 | ▼ 5.4% |
| Profit (loss) for the period before taxes9903 | €42,670 | €47,683 | ▲ 11.7% |
| Income taxes67/77 | €9,569 | €10,542 | ▲ 10.2% |
| Profit (loss) for the period9904 | €33,101 | €37,140 | ▲ 12.2% |
| Profit (loss) for the period to be appropriated9905 | €33,101 | €37,140 | ▲ 12.2% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €230,299 | €221,002 | ▼ 4.0% |
| Fixed assets21/28 | €169,501 | €156,092 | ▼ 7.9% |
| Intangible fixed assets21 | €150,214 | €133,474 | ▼ 11.1% |
| Tangible fixed assets22/27 | €18,793 | €22,125 | ▲ 17.7% |
| Plant, machinery and equipment23 | €14,859 | €11,119 | ▼ 25.2% |
| Furniture and vehicles24 | - | €7,964 | - |
| Other tangible fixed assets26 | €3,934 | €3,042 | ▼ 22.7% |
| Financial fixed assets28 | €494 | €494 | = |
| Current assets29/58 | €60,798 | €64,910 | ▲ 6.8% |
| Stocks and contracts in progress3 | €8,472 | €7,514 | ▼ 11.3% |
| Stocks30/36 | €8,472 | €7,514 | ▼ 11.3% |
| Amounts receivable within one year40/41 | €12,844 | €5,806 | ▼ 54.8% |
| Trade receivables40 | €11,968 | €5,375 | ▼ 55.1% |
| Other amounts receivable41 | €876 | €431 | ▼ 50.8% |
| Cash at bank and in hand54/58 | €35,988 | €47,047 | ▲ 30.7% |
| Deferred charges and accrued income490/1 | €3,494 | €4,543 | ▲ 30.0% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €230,299 | €221,002 | ▼ 4.0% |
| Equity10/15 | €37,301 | €74,442 | ▲ 99.6% |
| Contributions10/11 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | €32,301 | €69,442 | ▲ 115% |
| Amounts payable17/49 | €192,998 | €146,560 | ▼ 24.1% |
| Amounts payable after more than one year17 | €93,518 | €63,564 | ▼ 32.0% |
| Financial debts170/4 | €93,518 | €63,564 | ▼ 32.0% |
| Amounts payable within one year42/48 | €99,357 | €82,867 | ▼ 16.6% |
| Current portion of amounts payable after more than one year42 | €28,797 | €29,954 | ▲ 4.0% |
| Trade debts44 | €12,848 | €14,124 | ▲ 9.9% |
| Suppliers440/4 | €12,848 | €14,124 | ▲ 9.9% |
| Taxes, remuneration and social security45 | €4,261 | €7,468 | ▲ 75.3% |
| Taxes450/3 | €1,314 | €5,723 | ▲ 335% |
| Remuneration and social security454/9 | €2,947 | €1,746 | ▼ 40.8% |
| Other amounts payable47/48 | €53,451 | €31,321 | ▼ 41.4% |
| Accrued charges and deferred income492/3 | €124 | €129 | ▲ 4.5% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €33,101 | €37,140 | ▲ 12.2% |
| + Depreciation and write-downs630 | €21,559 | €25,000 | ▲ 16.0% |
| Operating cash flow (approximation) | €54,660 | €62,140 | ▲ 13.7% |
| Investment in fixed assets (approximation) | - | -€11,591 | - |
| Change in cash | - | €11,058 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24055B0160/00H000 | Flanders | 352 m² | 1 · 131 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
Recognitions · licences · registrations
Food safety, FASFC
1 siteSimilar companies · same sector, comparable size
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.