NIA SERVICES
ActiveThe computed 12-month bankruptcy probability of NIA SERVICES is 3.0% (moderate). The 2024 annual accounts show equity of €152k and a net result of €34k. Equity is growing by ~71.9% per year across the filed fiscal years. Its solvency ranks better than 83% of 6717 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability87▼-13
Solvency100▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 3.09 against 2.5 in 2023; short-term debt: 22.4% and cash: 11% of total assets), and 25.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-09-2025, 47 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
47 d late
2023
43 d late
2022
30 d late
2021
22 d late
2020
3 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€152k▲ 29.2%
2023 · €118k
2020: €21k
2021: €28k
2022: €54k
2023: €118k
2020 → 2024
Total assets
€203k▲ 22.8%
2023 · €165k
2020: €47k
2021: €43k
2022: €68k
2023: €165k
2020 → 2024
Net result
€34k▼ 45.8%
2023 · €63k
2020: €6k
2021: €6k
2022: €27k
2023: €63k
2020 → 2024
Working capital
€95k▲ 32.9%
2023 · €71k
2020: €14k
2021: €19k
2022: €47k
2023: €71k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€21k-€28k▲ 30.6%€54k▲ 95.9%€118k▲ 117%€152k▲ 29.2%
Operating result€14k-€11k▼ 23.0%€29k▲ 169%€82k▲ 180%€49k▼ 40.2%
Net result€6k-€6k▲ 4.9%€27k▲ 309%€63k▲ 139%€34k▼ 45.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 40% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €203k
Fixed assets
€63k▲ 35.4%
Current assets
€140k▲ 17.9%
Equity and liabilities €203k
Equity
€152k▲ 29.2%
Debt
€51k▲ 6.9%
The debt ratio falls from 28.8% to 25.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€67k▼
2023 · €87k
Cash flow
€52k▼
2023 · €68k
Solvency
74.9%▲
2023 · 71.2%
Current ratio
3.09▲
2023 · 2.50
Quick ratio
3.09▲
2023 · 2.50
Debt / equity
0.33▼
2023 · 0.41
ROE
22.6%▼
2023 · 53.9%
ROA
16.9%▼
2023 · 38.4%
Interest coverage
5.71▼
2023 · 11.81
Debt
€51k▲
2023 · €48k
Debt ≤ 1 year
€45k▼
2023 · €48k
Debt > 1 year
€5k
Income taxes
€3k▼
2023 · €12k
Staff costs
€23k▲
2023 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€165k€203k▲
Fixed assets21/28€46k€63k▲
Tangible fixed assets22/27€41k€57k▲
Furniture and vehicles24€41k€57k▲
Financial fixed assets28€5k€5k=
Current assets29/58€119k€140k▲
Amounts receivable within one year40/41€103k€118k▲
Trade receivables40€4k-
Other amounts receivable41€98k€118k▲
Cash at bank and in hand54/58€16k€22k▲
Deferred charges and accrued income490/1€157€298▲
Equity and liabilities
Total equity and liabilities10/49€165k€203k▲
Equity10/15€118k€152k▲
Contributions10/11€15k€15k=
Outside capital11€15k€15k=
Other1109/19€15k€15k=
Profit (loss) carried forward14€103k€137k▲
Amounts payable17/49€48k€51k▲
Amounts payable after more than one year17-€5k
Financial debts170/4-€5k
Amounts payable within one year42/48€48k€45k▼
Current portion of amounts payable after more than one year42-€11k
Trade debts44€29k€3k▼
Suppliers440/4€29k€3k▼
Taxes, remuneration and social security45€19k€32k▲
Taxes450/3€14k€32k▲
Remuneration and social security454/9€4k-
Income statement
Code20232024
Remuneration, social security and pensions62€13k€23k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€18k▲
Other operating charges640/8€5k€8k▲
Gross operating margin9900€106k€98k▼
Operating profit (loss)9901€82k€49k▼
Financial charges65/66B€7k€12k▲
Recurring financial charges65€7k€12k▲
Profit (loss) for the period before taxes9903€75k€38k▼
Income taxes67/77€12k€3k▼
Profit (loss) for the period9904€63k€34k▼
Profit (loss) for the period to be appropriated9905€63k€34k▼
Appropriation of the result
Profit (loss) to be appropriated9906€103k€137k▲
Profit (loss) brought forward from the previous period14P€39k€103k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
16-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 47 days late
2024
31-12
Financial
Equity above €150kEq €152k ▲29.2%
5 profitable years in a row build equity to €152k.
12-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 43 days late
2023
31-12
Financial
Highest result since 2020net €63k ▲139%
Operating result €82k, net result €63k, both a record.
31-12
Financial
Equity above €100kEq €118k ▲117%
4 profitable years in a row build equity to €118k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Chatelet 696030 CharleroiGround area
95 m²
Building footprint
44 m²
Volume, LiDAR
440 m³
Parcel 52044A0362/00Y005, Wallonia · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
NIA SERVICES
since 20192.293.927.264
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52044A0362/00Y005 | Wallonia | 95 m² | 1 · 44 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MH-Invest
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ABS TRANS
BE 0535.938.361
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COLMAN JURGEN
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Of 12,606 companies in sector 49410 we hold annual accounts for 8,195. 6,342 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-07-2019
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.