Financials
- Fiscal year
- 2024
- Total assets
- €301,267
- Profit
- €4,325
- Solvency
- 37.4%
AMILY
ActiveSummary
The computed 12-month bankruptcy probability of AMILY is 8.7% (elevated). The 2024 annual accounts show equity of €112,797 and a net result of €4,325. Equity is growing by ~39.7% per year across the filed fiscal years. Its solvency ranks better than 50% of 6718 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Freight transport by road
NACE 49410
2 sites
Size
€301,267total assets 2024
- Equity
- €112,797
- Profit
- €4,325
Structure
Accounts 63 d overdue0 of 5 deeds read
Why 33- 1 financial year not filed after the legal deadline; latest accounts 76 days late; 3 of the last 3 late- Figures for FY 2024 (filed 17-10-2025)- Sector Land transport and transport via pipelines (NACE 49)- Liquidity: current ratio 1.12, cash €2,722, halvedShow the evidence
Checked score
Score 2024
33
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 38% of its sector peers (NACE 49, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Average
Solvency
62-20
equity 37.4% of total assets
Liquidity
18-21
short-term debt 62.6% · cash 0.9%
Profitability
71-29
return on assets 1.4%
Bankruptcy probability, 12 months
8.7%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 5 months
06-2026: 6.1%
07-2026: 6.1%▼ -0.3% vs 06-2026lowest value
08-2026: 7.2%▲ +19.3% vs 07-2026
09-2026: 7.3%▲ +1.0% vs 08-2026
10-2026: 8.7%▲ +18.2% vs 09-2026highest value
- 1 financial year not filed after the legal deadline; latest accounts 76 days late; 3 of the last 3 late raises the probability
- Figures for FY 2024 (filed 17-10-2025) raises the probability
- Sector Land transport and transport via pipelines (NACE 49) raises the probability
- Liquidity: current ratio 1.12, cash €2,722, halved raises the probability
Credit up to €3,500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.12 against 2.17 in 2023; short-term debt: 62.6% and cash: 0.9% of total assets), and 62.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 49, micro). Better than this share of them on solvency 49%, liquidity 15%, profitability 44%, growth against the median 45%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-10-2025, 76 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
76 d late
2023
441 d late
2022
228 d late
2021
23 d late
2020
208 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 195 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · full…
- Weakest financial yearnet €4,325 ▼91.1%
Key points
By topic
Timeline
- Events
- 8
- Since
- 2022
- 15-10-2025Annual accounts filed
- 15-10-2025Annual accounts filed
- 31-12-2024Weakest financial year
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- Freight transport by roadNACE 49410
- Founded
- 19-07-2019
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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