NHUMA
ActiveSummary
NHUMA has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €86,724 and a net result of €81,724. Its solvency ranks better than 50% of 2,289 sector peers (NACE 63, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
- Equity
- €86,724
- Profit
- €81,724
Why 97raises riskFounded in 2024lowers riskLiquidity: current ratio 3.61, cash €89,213Sector: Computing infrastructure, data processing, hosting and other information service activities (NACE 63)Equity €86,724 (55.2% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 63, micro): better than 51% on solvency, 86% on liquidity and 85% on profitability.
The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: HUBRECHTS Nele Els Ramona…
Financials · financial year 2025, micro format
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €17,584 |
| Other operating charges640/8 | €832 |
| Gross operating margin9900 | €120,584 |
| Operating profit (loss)9901 | €102,168 |
| Financial income75/76B | €2 |
| Recurring financial income75 | €2 |
| Financial charges65/66B | €205 |
| Recurring financial charges65 | €205 |
| Profit (loss) for the period before taxes9903 | €101,965 |
| Income taxes67/77 | €20,241 |
| Profit (loss) for the period9904 | €81,724 |
| Profit (loss) for the period to be appropriated9905 | €81,724 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €157,058 | |
| Fixed assets21/28 | €48,105 | |
| Tangible fixed assets22/27 | €48,105 | |
| Furniture and vehicles24 | €37,551 | |
| Other tangible fixed assets26 | €10,555 | |
| Current assets29/58 | €108,953 | |
| Amounts receivable within one year40/41 | €18,918 | |
| Trade receivables40 | €18,918 | |
| Cash at bank and in hand54/58 | €89,213 | |
| Deferred charges and accrued income490/1 | €821 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €157,058 | |
| Equity10/15 | €86,724 | |
| Contributions10/11 | €5,000 | |
| Reserves13 | €81,724 | |
| Distributable reserves133 | €81,724 | |
| Amounts payable17/49 | €70,334 | |
| Amounts payable after more than one year17 | €40,000 | |
| Financial debts170/4 | €40,000 | |
| Amounts payable within one year42/48 | €30,207 | |
| Trade debts44 | €1,599 | |
| Suppliers440/4 | €1,599 | |
| Taxes, remuneration and social security45 | €28,608 | |
| Taxes450/3 | €28,608 | |
| Accrued charges and deferred income492/3 | €127 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €81,724 |
| + Depreciation and write-downs630 | €17,584 |
| Operating cash flow (approximation) | €99,308 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 28-07-2026 | 2026-00345826 |
Similar companies · same sector, comparable size
Subsidies and aid
Flemish government
2024 · 1 entry · €182 awarded · €182 paidPublic contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| HUBRECHTS Nele Els Ramona |
|
Owners and capital
Capital and shareholders
- HUBRECHTS Nele Els Ramona 100 shares (100%) · €5,000 in cash
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 24-06-2024 Incorporation · €5,000 · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
24-06
Gazette deed
IncorporationAppointment: HUBRECHTS Nele Els Ramona (director) · Founder · Founding capital8 facts ▸
- Incorporation, 19-06-2024
- Founder, HUBRECHTS Nele Els Ramona
- Founding capital, €5,000
- Bank account, “bewijs van deponering”, EUR (deed in Dutch)
- Share issue, “gelijk recht per aandeel in de winstverdeling, vergoeding voor de inbrengen” (deed in Dutch)
- Registered office clause, “Vlaams Gewest, 3910 Pelt,Tussenstraat 6” (deed in Dutch)
- Director appointment, HUBRECHTS Nele Els Ramona (director)
- Other provision, “voorafgaande toelatingen vergunningen beroepsvoorwaarden” (deed in Dutch)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Recognitions · licences · registrations
Legal Entity Identifier
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 72025A0948/00M007 | Flanders | 2,259 m² | 1 · 241 m² | 6.5 m · 2 |
How the parcels are linked
Articles of association
What the company does
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- NHUMA
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, kan bij enkel besluit van het bestuursorgaan exploitatiezetels oprichten of opheffen wanneer en waar zij het nodig acht” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “Bevoegdheden van het bestuursorgaan Als er slechts één bestuurder is, is het geheel van de bevoegdheden van de bestuurders aan hem…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Bestuursorgaan, met of zonder beperking van duur” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Friday of May at 19:00