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NHUMA

Active
Private limited companyfounded 2024active for 2 yearsTussenstraat 6, 3910 Pelt, BelgiumKBO/BCE: BE 1010.563.519
Summary

NHUMA has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €86,724 and a net result of €81,724. Its solvency ranks better than 50% of 2,286 sector peers (NACE 63, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Financials · financial year 2025, micro format

Equity
€86,724
Total assets
€157,058
Net result
€81,724
Working capital
€78,746

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €157,058
Fixed assets €48,105
Current assets €108,953
Equity and liabilities €157,058
Equity €86,724
Debt €70,334
Debt finances 44.8% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€119,752
Cash flow
€99,308
Current ratio
3.61
Debt to equity
0.81
ROE
94.2%
ROA
52.0%
Interest coverage
over 100
Debt ≤ 1 year
€30,207
Debt > 1 year
€40,000
Income taxes
€20,241

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.8% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 39 lines
Balance sheet Code2025
Assets
Total assets20/58€157,058
Fixed assets21/28€48,105
Tangible fixed assets22/27€48,105
Furniture and vehicles24€37,551
Other tangible fixed assets26€10,555
Current assets29/58€108,953
Amounts receivable within one year40/41€18,918
Trade receivables40€18,918
Cash at bank and in hand54/58€89,213
Deferred charges and accrued income490/1€821
Equity and liabilities
Total equity and liabilities10/49€157,058
Equity10/15€86,724
Contributions10/11€5,000
Reserves13€81,724
Distributable reserves133€81,724
Amounts payable17/49€70,334
Amounts payable after more than one year17€40,000
Financial debts170/4€40,000
Amounts payable within one year42/48€30,207
Trade debts44€1,599
Suppliers440/4€1,599
Taxes, remuneration and social security45€28,608
Taxes450/3€28,608
Accrued charges and deferred income492/3€127
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17,584
Other operating charges640/8€832
Gross operating margin9900€120,584
Operating profit (loss)9901€102,168
Financial income75/76B€2
Recurring financial income75€2
Financial charges65/66B€205
Recurring financial charges65€205
Profit (loss) for the period before taxes9903€101,965
Income taxes67/77€20,241
Profit (loss) for the period9904€81,724
Profit (loss) for the period to be appropriated9905€81,724
Appropriation of the result
Profit (loss) to be appropriated9906€81,724
Transfer to equity691/2€81,724
To other reserves6921€81,724

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17,584
Other operating charges640/8€832
Gross operating margin9900€120,584
Operating profit (loss)9901€102,168
Financial income75/76B€2
Recurring financial income75€2
Financial charges65/66B€205
Recurring financial charges65€205
Profit (loss) for the period before taxes9903€101,965
Income taxes67/77€20,241
Profit (loss) for the period9904€81,724
Profit (loss) for the period to be appropriated9905€81,724
Line2025
Assets
Total assets20/58€157,058
Fixed assets21/28€48,105
Tangible fixed assets22/27€48,105
Furniture and vehicles24€37,551
Other tangible fixed assets26€10,555
Current assets29/58€108,953
Amounts receivable within one year40/41€18,918
Trade receivables40€18,918
Cash at bank and in hand54/58€89,213
Deferred charges and accrued income490/1€821
Equity and liabilities
Total equity and liabilities10/49€157,058
Equity10/15€86,724
Contributions10/11€5,000
Reserves13€81,724
Distributable reserves133€81,724
Amounts payable17/49€70,334
Amounts payable after more than one year17€40,000
Financial debts170/4€40,000
Amounts payable within one year42/48€30,207
Trade debts44€1,599
Suppliers440/4€1,599
Taxes, remuneration and social security45€28,608
Taxes450/3€28,608
Accrued charges and deferred income492/3€127
Line2025
Profit (loss) for the period9904€81,724
+ Depreciation and write-downs630€17,584
Operating cash flow (approximation)€99,308

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 28-07-2026 2026-00345826

Similar companies · same sector, comparable size

Of the 3,106 active companies whose main activity is other information service activities (NACE 63920), figures are known for 1,563. 1,284 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Subsidies and aid

Flemish government

2024 · 1 entry · €182 awarded · €182 paid
Schemes
1 entry · €182 · €182 paid · Fonds voor Innoveren en Ondernemen

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.