NEYS ALFONS
ActiveNEYS ALFONS has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €62k and a net result of €7k. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 79% of 9981 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
82
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability79▲+55
Solvency95▲+5
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.37 against 2.78 in 2023; short-term debt: 29.6% and cash: 22.7% of total assets), and 29.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
70.4%
Return on assets
8.3%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-07-2025, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
14 d early
2023
28 d late
2022
30 d late
2021
309 d late
2020
17 d late
2019
11 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€62k▲ 13.3%
2023 · €55k
2018: €65k
2019: €65k
2020: €62k
2021: €72k
2022: €63k
2023: €55k
2018 → 2024
Total assets
€89k▲ 4.5%
2023 · €85k
2018: €126k
2019: €123k
2020: €103k
2021: €111k
2022: €105k
2023: €85k
2018 → 2024
Net result
€7k
2023 · €-8k
2018: €-261
2019: €-125
2020: €-3k
2021: €10k
2022: €-9k
2023: €-8k
2018 → 2024
Working capital
€62k▲ 17.2%
2023 · €53k
2018: €53k
2019: €46k
2020: €48k
2021: €60k
2022: €56k
2023: €53k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€62k-€72k▲ 15.8%€63k▼ 12.2%€55k▼ 13.1%€62k▲ 13.3%
Operating result€-2k-€15k€-7k€-7k▲ 4.9%€9k
Net result€-3k-€10k€-9k€-8k▲ 6.2%€7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €9k after a loss of €7k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €89k
Equity
€62k▲ 13.3%
Debt
€26k▼ 11.9%
The debt ratio falls from 35.2% to 29.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€11k▲
2023 · €2k
Cash flow
€9k▲
2023 · €683
Solvency
70.4%▲
2023 · 64.8%
Current ratio
3.37▲
2023 · 2.78
Quick ratio
2.61▲
2023 · 2.15
Debt / equity
0.42▼
2023 · 0.54
ROE
11.8%▲
2023 · -15.0%
ROA
8.3%▲
2023 · -9.7%
Interest coverage
15.18▲
2023 · 2.13
Debt
€26k▼
2023 · €30k
Debt ≤ 1 year
€26k▼
2023 · €30k
Income taxes
€1k▲
2023 · €379
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€85k€89k▲
Fixed assets21/28€2k€0▼
Tangible fixed assets22/27€2k€0▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€2k€0▼
Current assets29/58€83k€89k▲
Stocks and contracts in progress3€19k€20k▲
Stocks30/36€19k€20k▲
Amounts receivable within one year40/41€39k€42k▲
Trade receivables40€38k€42k▲
Other amounts receivable41€126€126=
Cash at bank and in hand54/58€18k€20k▲
Deferred charges and accrued income490/1€7k€6k▼
Equity and liabilities
Total equity and liabilities10/49€85k€89k▲
Equity10/15€55k€62k▲
Contributions10/11€6k€6k=
Reserves13€23k€30k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€23k€30k▲
Profit (loss) carried forward14€26k€26k=
Amounts payable17/49€30k€26k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€30k€26k▼
Current portion of amounts payable after more than one year42€3k€838▼
Trade debts44€19k€13k▼
Suppliers440/4€19k€13k▼
Taxes, remuneration and social security45€2k€8k▲
Taxes450/3€2k€8k▲
Other amounts payable47/48€6k€4k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€1k▼
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A€250€0▼
Gross operating margin9900€4k€12k▲
Operating profit (loss)9901€-7k€9k▲
Financial income75/76B€2€36▲
Recurring financial income75€2€36▲
Financial charges65/66B€941€712▼
Recurring financial charges65€941€712▼
Profit (loss) for the period before taxes9903€-8k€9k▲
Income taxes67/77€379€1k▲
Profit (loss) for the period9904€-8k€7k▲
Profit (loss) for the period to be appropriated9905€-8k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€26k€33k▲
Profit (loss) brought forward from the previous period14P€34k€26k▼
Transfer to equity691/2-€7k
To other reserves6921-€7k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
05-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 309 days late
2022
31-12
Financial
Weakest financial yearnet €-9k ▼190%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
2021
31-12
Financial
Back to profitnet €10k
Net result €10k after 3 loss-making years.
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
11-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 11 days late
2019
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lummen · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veldstraat 73560 LummenGround area
1,266 m²
Building footprint
182 m²
Volume, LiDAR
808 m³
Parcel 71037A0605/00S000, Flanders · tallest building 6.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
WORKSHOP
since 19912.051.526.640
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71037A0605/00S000 | Flanders | 1,266 m² | 1 · 182 m² | 6.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
S.T. GROUP SMETS
BE 0754.499.454
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LENOIR
BE 0474.710.080
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K.V.G. CONSTRUCT
BE 0865.460.526
Asse · Eq €62k
VERMEERSCH LUC
BE 0437.166.330
Wevelgem · Eq €62k
EUROMAX
BE 0831.656.125
Dilbeek · Eq €62k
Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 13,184 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-12-1990
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45211
43211General electrical installation work
43222Installation of electric heating, air conditioning, cooling and ventilation
43990Other specialised construction activities
43999Specialised construction activities
45250
45310
46431Wholesale of electrical household appliances and audio-video equipment
47540Retail sale of electrical household appliances
52450
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.