NEYBOR SERVICES
ActiveSummary
The computed 12-month bankruptcy probability of NEYBOR SERVICES is 2.9% (moderate). The 2025 annual accounts show equity of €101,919 and a net result of €48,973. Equity is growing by ~46.2% per year across the filed fiscal years. Its solvency ranks better than 14% of 2218 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability71▲+2
Solvency29▲+1
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 2.36 against 1.95 in 2024; short-term debt: 29.4% and cash: 46.6% of total assets), but 95.9% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.1%
Return on assets
2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 2218 sector peers (2025).
NBB · sector comparisonPosition among 2218 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
20 d late
2022
22 d late
2021
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 26 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€48,973▲ 373%
2024 · €10,351
Working capital
€997,438▲ 74.4%
2024 · €571,999
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€20,316--€72,210€114,742€38,115▼ 66.8%€78,559▲ 106%
Net result€16,689within the sector's middle half--€78,225below the sector's middle half€96,131within the sector's middle half€10,351within the sector's middle half▼ 89.2%€48,973within the sector's middle half▲ 373%
Equity€24,689within the sector's middle half--€53,536below the sector's middle half€42,595below the sector's middle half€52,946below the sector's middle half▲ 24.3%€101,919within the sector's middle half▲ 92.5%
Total assets€721,339above the sector's middle half-€779,562within the sector's middle half▲ 8.1%€1.1mwithin the sector's middle half▲ 39.0%€2.1mwithin the sector's middle half▲ 94.3%€2.5mabove the sector's middle half▲ 18.8%
Debt€696,651-€833,099▲ 19.6%€1.0m▲ 25.0%€2.1m▲ 97.1%€2.4m▲ 16.9%
Working capital€99,035above the sector's middle half--€143,568below the sector's middle half-€28,662below the sector's middle half▲ 80.0%€571,999within the sector's middle half€997,438above the sector's middle half▲ 74.4%
Solvency3.4%below the sector's middle half--6.9%below the sector's middle half▼ 10.3pp3.9%below the sector's middle half▲ 10.8pp2.5%below the sector's middle half▼ 1.4pp4.1%below the sector's middle half▲ 1.6pp
Current ratio1.38within the sector's middle half-0.47below the sector's middle half▼ 0.910.92below the sector's middle half▲ 0.451.95within the sector's middle half▲ 1.032.36within the sector's middle half▲ 0.40
Return on assets (ROA)2.3%within the sector's middle half--10.0%below the sector's middle half▼ 12.3pp8.9%within the sector's middle half▲ 18.9pp0.5%within the sector's middle half▼ 8.4pp2.0%within the sector's middle half▲ 1.5pp
Staff (FTE)1-0.3below the sector's middle half▼ 70.0%0.3below the sector's middle half=1.7below the sector's middle half▲ 467%2.3within the sector's middle half▲ 35.3%
above
within
below
the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 106% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.5m
Fixed assets
€767,723 ▼ 17.7%
Current assets
€1.7m ▲ 47.8%
Equity and liabilities €2.5m
Equity
€101,919 ▲ 92.5%
Debt
€2.4m ▲ 16.9%
Debt's share of the balance-sheet total falls from 97.5% to 95.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€170,348▲
2024 · €110,415
Cash flow
€140,762▲
2024 · €82,651
Quick ratio
2.31▲
2024 · 1.81
Debt to equity
23.53▼
2024 · 38.76
ROE
48.1%▲
2024 · 19.5%
Interest coverage
14.02▲
2024 · 7.33
Debt ≤ 1 year
€735,159▲
2024 · €600,124
Debt > 1 year
€1.7m▲
2024 · €1.4m
Income taxes
€17,432▲
2024 · €12,811
Staff costs
€155,966▲
2024 · €66,393
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,250 companies that looked in July 2024 the way this one looks now, 2.4% went bankrupt within 24 months and 94% are still going.
- Micro
- 5 to 10 years old
- solvency under 10%
- a profit under 5% of the balance sheet
2.4%
went bankrupt
2.6%
stopped otherwise
94%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,250 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €3,548 | €41,165 | €7,983 | €66,393 | €155,966 | ▲ 135% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €72,387 | €73,300 | €68,405 | €72,301 | €91,788 | ▲ 27.0% |
| Other operating charges640/8 | €4,043 | €348 | €384 | €4,311 | €1,833 | ▼ 57.5% |
| Non-recurring operating charges66A | - | - | - | €1,208 | €461 | ▼ 61.8% |
| Gross operating margin9900 | €100,294 | €42,603 | €191,515 | €182,327 | €328,608 | ▲ 80.2% |
| Operating profit (loss)9901 | €20,316 | -€72,210 | €114,742 | €38,115 | €78,559 | ▲ 106% |
| Financial income75/76B | €103 | €1,127 | €176 | €102 | €0 | ▼ 100% |
| Recurring financial income75 | €103 | €1,127 | €176 | €102 | €0 | ▼ 100% |
| Financial charges65/66B | €3,730 | €7,143 | €18,787 | €15,055 | €12,154 | ▼ 19.3% |
| Recurring financial charges65 | €3,730 | €7,143 | €18,787 | €15,055 | €12,154 | ▼ 19.3% |
| Profit (loss) for the period before taxes9903 | €16,689 | -€78,225 | €96,131 | €23,162 | €66,405 | ▲ 187% |
| Income taxes67/77 | - | - | - | €12,811 | €17,432 | ▲ 36.1% |
| Profit (loss) for the period9904 | €16,689 | -€78,225 | €96,131 | €10,351 | €48,973 | ▲ 373% |
| Profit (loss) for the period to be appropriated9905 | €16,689 | -€78,225 | €96,131 | €10,351 | €48,973 | ▲ 373% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €721,339 | €779,562 | €1.1m | €2.1m | €2.5m | ▲ 18.8% |
| Fixed assets21/28 | €362,511 | €652,399 | €744,788 | €932,880 | €767,723 | ▼ 17.7% |
| Intangible fixed assets21 | €99,051 | €62,384 | €62,978 | €67,321 | €108,203 | ▲ 60.7% |
| Tangible fixed assets22/27 | €263,461 | €234,016 | €240,138 | €224,319 | €187,755 | ▼ 16.3% |
| Furniture and vehicles24 | €4,312 | €1,887 | €4,034 | €13,302 | €12,786 | ▼ 3.9% |
| Other tangible fixed assets26 | €259,149 | €232,128 | €236,104 | €211,017 | €174,970 | ▼ 17.1% |
| Financial fixed assets28 | - | €356,000 | €441,673 | €641,241 | €471,765 | ▼ 26.4% |
| Current assets29/58 | €358,828 | €127,163 | €338,843 | €1.2m | €1.7m | ▲ 47.8% |
| Stocks and contracts in progress3 | - | - | €41,717 | €87,846 | €31,848 | ▼ 63.7% |
| Stocks30/36 | - | - | €41,717 | €87,846 | €31,848 | ▼ 63.7% |
| Amounts receivable within one year40/41 | €325,544 | €45,775 | €279,945 | €750,656 | €534,207 | ▼ 28.8% |
| Trade receivables40 | €294,404 | €17,270 | €71,281 | €470,923 | €380,649 | ▼ 19.2% |
| Other amounts receivable41 | €31,140 | €28,504 | €208,664 | €279,733 | €153,558 | ▼ 45.1% |
| Cash at bank and in hand54/58 | €30,482 | €80,327 | €13,450 | €27,292 | €1.2m | ▲ 4,169% |
| Deferred charges and accrued income490/1 | €2,802 | €1,061 | €3,731 | €306,330 | €1,533 | ▼ 99.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €721,339 | €779,562 | €1.1m | €2.1m | €2.5m | ▲ 18.8% |
| Equity10/15 | €24,689 | -€53,536 | €42,595 | €52,946 | €101,919 | ▲ 92.5% |
| Contributions10/11 | €8,000 | €8,000 | €8,000 | €8,000 | €8,000 | = |
| Profit (loss) carried forward14 | €16,689 | -€61,536 | €34,595 | €44,946 | €93,919 | ▲ 109% |
| Amounts payable17/49 | €696,651 | €833,099 | €1.0m | €2.1m | €2.4m | ▲ 16.9% |
| Amounts payable after more than one year17 | €336,851 | €562,367 | €673,531 | €1.4m | €1.7m | ▲ 14.9% |
| Financial debts170/4 | €325,771 | €551,187 | €660,101 | €1.4m | €1.6m | ▲ 15.2% |
| Other amounts payable178/9 | €11,080 | €11,180 | €13,430 | €26,280 | €26,280 | = |
| Amounts payable within one year42/48 | €259,793 | €270,732 | €367,506 | €600,124 | €735,159 | ▲ 22.5% |
| Current portion of amounts payable after more than one year42 | €20,809 | €75,716 | €78,865 | €82,223 | €85,699 | ▲ 4.2% |
| Financial debts43 | €594 | €1,435 | - | - | - | - |
| Credit institutions430/8 | €594 | €1,435 | - | - | - | - |
| Trade debts44 | €212,400 | €153,302 | €283,232 | €491,444 | €442,151 | ▼ 10.0% |
| Suppliers440/4 | €212,400 | €153,302 | €283,232 | €491,444 | €442,151 | ▼ 10.0% |
| Taxes, remuneration and social security45 | €22,232 | €37,666 | €2,797 | €18,394 | €7,678 | ▼ 58.3% |
| Taxes450/3 | €22,232 | €30,353 | - | €9,083 | €1 | ▼ 100.0% |
| Remuneration and social security454/9 | - | €7,313 | €2,797 | €9,312 | €7,678 | ▼ 17.5% |
| Other amounts payable47/48 | €3,759 | €2,613 | €2,613 | €8,063 | €199,630 | ▲ 2,376% |
| Accrued charges and deferred income492/3 | €100,006 | - | - | €6,776 | €3,092 | ▼ 54.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €16,689 | -€78,225 | €96,131 | €10,351 | €48,973 | ▲ 373% |
| + Depreciation and write-downs630 | €72,387 | €73,300 | €68,405 | €72,301 | €91,788 | ▲ 27.0% |
| Operating cash flow (approximation) | €89,076 | -€4,925 | €164,536 | €82,651 | €140,762 | ▲ 70.3% |
| Investment in fixed assets (approximation) | - | -€363,188 | -€160,794 | -€260,393 | €73,369 | ▲ 128% |
| Change in cash | - | €49,845 | -€66,877 | €13,842 | €1.1m | ▲ 8,120% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
31-12
Financial
Equity above €100,000Eq €101,919 ▲92.5%
3 profitable years in a row build equity to €101,919.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 1.95
Current ratio from 0.92 to 1.95.
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 20 days late
2023
31-12
Financial
Back to profitnet €96,131
Net result €96,131 after one loss-making year.
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 22 days late
2022
31-12
Financial
Weakest financial yearnet -€78,225
Net result drops to -€78,225, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2020
Ground area
257 m²
Building footprint
130 m²
Volume, LiDAR
1,495 m³
Parcel 21445C0264/00B010, Brussels · tallest building 15.6 m, ±4 floors. Linked by address, not a title deed.
38
companies at this address
See who is registered here
1 establishment unit
Neybor Services
since 20202.300.670.645
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21445C0264/00B010 | Brussels | 257 m² | 1 · 130 m² | 15.6 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Part of the group
Neybor Group
10 companies
Group, risk and exposure
Owners and holdings
1 owner · 1 holdingChain of control
- Neybor Group
- NEYBOR SERVICES
Highest known parent: Neybor Group. The sources do not say who stands above it.
Owners 1
-
100%
Holdings 1
- ROBIN MENUISERIEsubsidiaryEquity €14,952Result €51,207100%
According to the 2025 annual accounts of NEYBOR SERVICES and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 29,785 companies in sector 41001 we hold annual accounts for 16,058. 13,126 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-03-2020
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
38210Materials recovery from waste
46190Agents in non-specialised wholesale trade
63920Other information service activities
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68310Real estate agency activities
70200Business and other management consultancy
Contact
E-mail
hello@neybor.co
Phone
+3225861729
Phone
+325861729Elsene
E-invoicing
Reachable via Peppol
Peppol ID
0208:0744870126
Registered
11-09-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.