NEXTSTEP IMMO
ActiveNEXTSTEP IMMO has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €65k. Equity is shrinking by ~159.2% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 23% of 9088 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency4▼-29
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.01 against 0.0 in 2024), and 94.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.3%
Return on assets
76%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 9088 sector peers (2025).
NBB · sector comparisonPosition among 9088 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
8 d early
2024
29 d late
2023
30 d late
2022
59 d late
2021
99 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€65k
2024 · €-55k
2021: €-17k
2022: €-20k
2023: €-16k
2024: €-55k
2021 → 2025
Working capital
€-80k▼ 22.9%
2024 · €-65k
2021: €-7k
2022: €-30k
2023: €-23k
2024: €-65k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€31k-€11k▼ 65.2%€-5k€-60k▼ 1,036%€5k
Operating result€-7k-€-14k▼ 102%€-11k▲ 23.8%€-50k▼ 360%€69k
Net result€-17k-€-20k▼ 20.3%€-16k▲ 20.0%€-55k▼ 245%€65k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €69k after a loss of €50k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €85k
Fixed assets
€84k▼ 9.5%
Current assets
€1k▲ 767%
Equity and liabilities €85k
Equity
€5k
Debt
€81k
Debt finances 94.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€78k▲
2024 · €-17k
Cash flow
€74k▲
2024 · €-22k
Solvency
5.3%▲
2024 · -64.8%
Current ratio
0.01▲
2024 · 0.00
Quick ratio
0.01▲
2024 · 0.00
Debt / equity
17.95▲
2024 · -2.54
ROA
76.0%▲
2024 · -59.1%
Interest coverage
17.67▲
2024 · -3.48
Debt
€81k▼
2024 · €153k
Debt ≤ 1 year
€81k▲
2024 · €65k
Debt > 1 year
€0▼
2024 · €89k
A ratio outside any meaningful range has been withheld (balance sheet total €85k, equity €5k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€93k€85k▼
Fixed assets21/28€93k€84k▼
Tangible fixed assets22/27€93k€84k▼
Land and buildings22€91k€83k▼
Plant, machinery and equipment23€2k€858▼
Financial fixed assets28€250€250=
Current assets29/58€139€1k▲
Amounts receivable within one year40/41-€0
Trade receivables40-€0
Other amounts receivable41-€0
Cash at bank and in hand54/58€8€1k▲
Deferred charges and accrued income490/1€131€0▼
Equity and liabilities
Total equity and liabilities10/49€93k€85k▼
Equity10/15€-60k€5k▲
Contributions10/11€8k€8k=
Reserves13€15k€15k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Tax-exempt reserves132€14k€14k=
Profit (loss) carried forward14€-83k€-18k▲
Investment grants15-€0
Amounts payable17/49€153k€81k▼
Amounts payable after more than one year17€89k€0▼
Financial debts170/4€89k€0▼
Amounts payable within one year42/48€65k€81k▲
Current portion of amounts payable after more than one year42€18k€0▼
Trade debts44€10k€408▼
Suppliers440/4€10k€408▼
Taxes, remuneration and social security45€64€64=
Taxes450/3€64€64=
Other amounts payable47/48€38k€80k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€9k▼
Other operating charges640/8€7k€6k▼
Gross operating margin9900€-10k€84k▲
Operating profit (loss)9901€-50k€69k▲
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€-55k€65k▲
Profit (loss) for the period9904€-55k€65k▲
Profit (loss) for the period to be appropriated9905€-55k€65k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-83k€-18k▲
Profit (loss) brought forward from the previous period14P€-28k€-83k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €65k
Net result €65k after 4 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €-55k
Net result drops to €-55k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
2022
07-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 99 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 directors, no change since 2024
AMA Consult
CurrentDélégé à la gestion journalière · since 18-12-2024 · Private limited company · perm. rep.: Alexis Mottard
GORDON
CurrentDirector · since 18-12-2024 · Legal entity · perm. rep.: Roland Dominique GOMEZ
18-12-2024
AMA Consult: Appointed as Délégé à la gestion journalière
18-12-2024
GORDON: Appointed as Director
18-12-2024
Alain VENDERBYSE: Resigned as Director
18-12-2024
Silvia PAPALIA: Resigned as Director
Location & real-estate footprint
Registered office, Fexhe-le-Haut-Clocher · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée Verte 1064347 Fexhe-le-Haut-ClocherGround area
11.3 ha
Building footprint
369 m²
Volume, LiDAR
1,982 m³
2 parcels, Wallonia · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NEXTSTEP IMMO
since 20202.304.736.133
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64025B0007/00A000 | Wallonia | 11.0 ha | - | - |
| 64425B0176/00L002 | Wallonia | 2,626 m² | 1 · 369 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VITRI CONSTRUCT
BE 0793.704.874
Antwerpen · Eq €5k
HOMEBUILDING
BE 0836.991.818
Gent · Eq €5k
Xenia Real Estate Development
BE 0793.325.584
Asse · Eq €5k
CROMBEZ CONSTRUCT
BE 0764.899.339
Oostende · Eq €5k
HOUSE PROMO
BE 0895.001.677
Waterloo · Eq €4k
Of 9,635 companies in sector 68121 we hold annual accounts for 7,328. 2,073 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-06-2020
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
68122Development of non-residential building projects
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
68310Real estate agency activities
68311Real estate activities
71209Other technical testing and analysis
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.