NEXT YOU
ActiveSummary
NEXT YOU has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22k and a net result of €-6k. Its solvency ranks better than 30% of 2043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability63▼-23
Solvency43▼-3
Growth32
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.48 against 0.31 in 2024; short-term debt: 79.8% and cash: 26.8% of total assets), and 82% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18%
Return on assets
-4.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
14 d late
2024
21 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€22k▼ 21.2%
2024 · €28k
2024: €28k
2024 → 2025
Total assets
€124k▼ 7.6%
2024 · €134k
2024: €134k
2024 → 2025
Net result
€-6k
2024 · €18k
2024: €18k
2024 → 2025
Working capital
€-51k▲ 29.9%
2024 · €-73k
2024: €-73k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€28k-€22k▼ 21.2%
Operating result€22k-€-6k
Net result€18k-€-6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €6k after €22k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €124k
Fixed assets
€76k ▼ 24.8%
Current assets
€48k ▲ 46.0%
Equity and liabilities €124k
Equity
€22k ▼ 21.2%
Debt
€102k ▼ 4.0%
Debt's share of the balance-sheet total rises from 78.9% to 82.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€19k▼
2024 · €52k
Cash flow
€19k▼
2024 · €48k
Current ratio
0.48▲
2024 · 0.31
Debt to equity
4.56▲
2024 · 3.74
ROE
-26.9%▼
2024 · 64.7%
ROA
-4.8%▼
2024 · 13.6%
Interest coverage
141.47▼
2024 · 276.01
Debt ≤ 1 year
€99k▼
2024 · €106k
Income taxes
€0▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€134k€124k▼
Fixed assets21/28€102k€76k▼
Intangible fixed assets21€84k€62k▼
Tangible fixed assets22/27€12k€9k▼
Furniture and vehicles24€12k€9k▼
Financial fixed assets28€5k€5k=
Current assets29/58€33k€48k▲
Amounts receivable within one year40/41€26k€14k▼
Trade receivables40€25k€14k▼
Other amounts receivable41€1k€0▼
Cash at bank and in hand54/58€6k€33k▲
Deferred charges and accrued income490/1-€381
Equity and liabilities
Total equity and liabilities10/49€134k€124k▼
Equity10/15€28k€22k▼
Contributions10/11€10k€10k=
Profit (loss) carried forward14€18k€12k▼
Amounts payable17/49€106k€102k▼
Amounts payable within one year42/48€106k€99k▼
Trade debts44€7k€3k▼
Suppliers440/4€7k€3k▼
Taxes, remuneration and social security45€4k€1k▼
Taxes450/3€4k€1k▼
Other amounts payable47/48€95k€95k=
Accrued charges and deferred income492/3-€3k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€25k▼
Other operating charges640/8€772€980▲
Gross operating margin9900€53k€20k▼
Operating profit (loss)9901€22k€-6k▼
Financial income75/76B-€148
Recurring financial income75-€148
Financial charges65/66B€189€136▼
Recurring financial charges65€189€136▼
Profit (loss) for the period before taxes9903€22k€-6k▼
Income taxes67/77€4k€0▼
Profit (loss) for the period9904€18k€-6k▼
Profit (loss) for the period to be appropriated9905€18k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€12k▼
Profit (loss) brought forward from the previous period14P-€18k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 14 days late
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l'Espiniat 431380 LasneGround area
3,195 m²
Building footprint
162 m²
Volume, LiDAR
1,125 m³
Parcel 25076F0143/00B002, Wallonia · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NEXT YOU
since 20232.345.022.312
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25076F0143/00B002 | Wallonia | 3,195 m² | 1 · 162 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
OKOJO
BE 1019.797.721
Lasne · Eq €22,291
Institut Eco-Conseil
BE 0439.240.645
Namur · Eq €22,567
HIGH HER
BE 0801.188.920
Elsene · Eq €22,029
OTBC
BE 1000.023.280
La Bruyère · Eq €21,937
3P@WORK
BE 0678.460.659
Binche · Eq €22,750
Of 3,017 companies in sector 85592 we hold annual accounts for 987. 596 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-04-2023
Fiscal year end31-12
Activities, NACEBEL 2025
85592Vocational training
72200Scientific research and development
73300Public relations and communication consultancy
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.