Turnover
≈ €78,000 estimated
The micro format states no turnover.
4estry
Lifetime
2 annual accounts with figures on one time axispeak €46,359 (2024)
€21,188▼ 54.3%
peak €31,491 (2024)
€10,698▼ 66.0%
peak €44,189 (2025)
€44,189▲ 31.9%
€61,681▲ 29.0%
Board1 name since 2023
1 directorLAUWEREINS Pascal William
Documentsfilings and deeds
07-04-202623 days before the deadline
2025micro format
Gross margin from €46,359 to €21,188Result from €31,491 to €10,698Equity from €33,491 to €44,189Debts from €47,833 to €61,681Investments €15,500Cash from €59,158 to €77,272
Key points
from the 2025 annual accountsInvestments
€15,500 2.2 × depreciation
Green is investment, beige is depreciation.
Starting capital
€2,000 100 shares
Checked score
95
Excellent
Financially stronger than 61% of micro companies in education (NACE 85)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 3,825 companies (NACE 85, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.5%▲ +0.1 percentage points vs 03-2025highest value
05-2025: < 0.1%▼ -0.5 percentage points vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025lowest value
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2023
lowers risk
Sector: Education (NACE 85)
Liquidity: current ratio 1.30, cash €77,272
Size: total assets €105,870
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro). It does better than 47% of them on solvency, 60% on liquidity, 62% on profitability and 77% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as 4estry has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of 4estry itself is lower: < 0.1% within 12 months. It rests on far more data about 4estry than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for 4estry. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.3 (1.34 in 2024), below the usual 1.5. Short-term debt is 58.3% and cash 73% of total assets. 58.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 07-04-2026, 23 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
23 days early
2024
6 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 15 days before the deadline. In the sector (NACE 85), the median for financial year 2024 was 16 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end10-11-2026 today30-04-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0805055656
Incorporation
Founding capital of €2,000, 100 shares · Founder: LAUWEREINS Pascal William (comparant) · Appointment: LAUWEREINS Pascal William (director) · published on 25-08-2023 · Gazette deed
First establishment
Chemin du Renard 43, Rebecq
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| 4estry Rebecq | €105,870 | €21,188 | 41.7% | - |
| LFG Sint-Pieters-Leeuw | €122,621 | €26,802 | 20.0% | - |
| CS MEDIAS Waterloo | €78,479 | €27,317 | 79.7% | - |
| VIKINGWORKX Zonhoven | €77,983 | €24,768 | 0.1% | - |
| UpCoach Woluwe-Saint-Pierre | €80,524 | €28,522 | 24.2% | - |
| MAKE IT HAPPEN Antwerp | €140,750 | €16,517 | 19.4% | - |
| Stella Aartselaar | €79,537 | €18,480 | 81.4% | - |
These companies have the same main activity as 4estry: other education (NACE 85599). They are comparable in size and age: total assets between €78,000 and €141,000, founded between 2022 and 2024.
Official details
Source: KBO- Status
- Active since 23-08-2023Normal situation
- Activity
- Other educationNACE 85599and 3 others
- Establishment unit
- 2.349.487.2801430 Rebecq, since 23-08-2023
- Financial year end
- 30 September
- Peppol
- Reachable since 08-07-2025
Annual accounts to 30-09-2025
- €105,870▲ 30.2%
- Filing
- Filed on 07-04-2026, 23 days before the end of the filing period
Insights on 4estry
4estry has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44,189 and a net result of €10,698.
Its solvency ranks better than 48% of 2,612 sector peers (NACE 85, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about 4estry
- What is the company number of 4estry?
- The company number of 4estry is 0805.055.656. The VAT number is the same number with BE in front: BE 0805.055.656.
- Where is 4estry based?
- The registered office is at Chemin du Renard 43, 1430 Rebecq.Company details
- What does 4estry do?
- According to the KBO register, the main activity is other education (NACE 85599).
- What is the legal form of 4estry?
- 4estry is a private limited company (BV).
- When was 4estry founded?
- 4estry was founded on 23-08-2023.
- Is 4estry still active?
- Yes, 4estry is an active enterprise in the KBO register.
- What is the turnover of 4estry?
- The turnover in financial year 2025 is ≈ €78,000. This figure is estimated from the gross margin of €21,188 and 42 comparable companies (NACE 855). It probably lies between €52,000 and €160,000. It is a rough estimate.Financials
- Is 4estry profitable?
- In financial year 2025, 4estry made a profit of €10,698.
- Where can I find the annual accounts of 4estry?
- 4estry filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of 4estry due?
- 4estry must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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