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Generated 01-08-2026
Active BE 0720.873.415Private limited company

Nexfin

Knaptandstraat 75 ·9100 Sint-Niklaas, Belgium· 7 yrs active
Sector: Financial services (64190)
Conclusion Checked

Nexfin is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 7 yrs
Board 3
Locations 1
Publications 8
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2019, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview6 NBB filings
Financials being processed
NBB has 6 filing(s) on record for this company, latest fiscal year 2025 (verkort). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2025 verkort 02-04-2026 2026-00075038
31-12-2024 verkort 04-07-2025 2025-00246441
31-12-2023 verkort 14-06-2024 2024-00129434
31-12-2022 verkort 25-05-2023 2023-00095819
31-12-2021 verkort 05-07-2022 2022-20134697
31-12-2020 verkort 28-06-2021 2021-26300292
Directors & mandates 5 directors
Current directors & mandates
  • BROFINLegal entity
    Managing director· perm. rep.: Sven Van Hove
    State Gazette act 25055586 (29-04-2025)
    Current
    19-03-2025 → present
  • TOM LENTACKERLegal entity
    Managing director· perm. rep.: Tom Lentacker
    State Gazette act 25055586 (29-04-2025)
    Current
    19-03-2025 → present
  • Brofin CommVLegal entity
    Director· perm. rep.: Tom Lentacker
    State Gazette act 20152191 (22-12-2020)
    Current
    09-11-2020 → present
Historic, not recently confirmed (1)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
  • Tom Lentacker BVLegal entity
    Director· perm. rep.: Lentacker Tom
    State Gazette act 20052444 (24-04-2020)
    Not recently confirmed
    last confirmed in an act from 2020
Former directors (1)
  • Teerlynck Management Services BVLegal entity
    Director· perm. rep.: Teerlynck William
    State Gazette act 20052444 (24-04-2020)
    Former
    - → 31-03-2020
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Financial services(64190)
Legal form Private limited company(610)
Incorporation19-02-2019
StatusActive
Postal code9100
Connections & network 3 connected companies
Group structure
BROFIN
Parent · 1 subsidiary · 1 location
Control→
TOM LENTACKER
Parent · 2 subsidiaries · 1 location
Control→
FITRAMA VERZEKERINGEN
Subsidiary · 1 location
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Establishment units 1 location
FITRAMA ADVIES
Knaptandstraat 75-79, 9100 Sint-NiklaasAgenten en makelaars in bankdiensten
since 20192.293.896.481
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46444D0820/00V003 Flanders 465 m² 1 · 389 m² 10.5 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 14 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
02-04-2026
NBB filing Annual accounts filed
fiscal year 2025 · verkort
11-03-2026
State Gazette act Director changes
Rafaël Van der Veken
2025
04-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
29-04-2025
State Gazette act Director changes
v3.2
2024
14-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
28-12-2023
State Gazette act Statutes amendment
v3.2
22-06-2023
State Gazette act Director changes
v3.2
25-05-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
05-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
28-06-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
22-12-2020
State Gazette act Director changes
v3.2
24-04-2020
State Gazette act Director changes
v3.2
05-03-2020
State Gazette act Registered-office change
v3.2
2019
21-02-2019
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 8 acts
Address history · 1
05-03-2020
v3.2
All acts · 8 updated 4 months ago
2026
11-03-2026 Discharge granted to the board Director changes·Rafaël Van der Veken
Notary: Rafaël Van der Veken · Belsele
Technical details 
{
  "events": [
    {
      "kind": "decharge_pending",
      "role": "bestuurder",
      "person": null,
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De algemene vergadering zal op de volgende jaarvergadering beslissen over de kwijting aan de ontslagnemende bestuurder voor de uitoefening van haar mandaat.",
      "decharge_status": "pending_next_agm",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": "Rafa\u00EBl Van der Veken",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Belsele",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2026-03-11",
    "filing_date": "2026-03-09",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2026-02-26",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0720.873.415",
    "name_full": "FITRAMA ADVIES",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Rafa\u00EBl Van der Veken",
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "expeditie van de akte houdende statutenwijziging \u2013 de geco\u00F6rdineerde statuten"
  ],
  "corrected_publication_numac": null
}
2025
29-04-2025 2 directors appointed, 1 resigning Director changes
  • Tom Lentacker, Gedelegeerd bestuurder
  • Sven Van Hove, Gedelegeerd bestuurder
  • WESLEY VAN EYNDE BV, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "WESLEY VAN EYNDE BV",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-03-19",
      "evidence_quote": "De bijzondere algemene vergadering besluit, met eenparigheid van stemmen, om te ontslagen als bestuurder, met ingang van 19 maart 2025, de vennootschap WESLEY VAN EYNDE BV, gevestigd te Luiseekdam 9, 9140 Temse ingeschreven in het rechtspersonenregister met ondernemingsnummer 0713.689.475, gekend op"
    },
    {
      "kind": "director_in",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Tom Lentacker",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0632835126",
        "name": "TOM LENTACKER BV",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "effective_date": "2025-03-19",
      "evidence_quote": "Het bestuursorgaan besluit met eenparigheid van stemmen, te benoemen, met ingang van 19 maart 2025: -de vennootschap TOM LENTACKER BV, gevestigd te Kardinaal Cardijnlaan 17, 9100 Sint-Niklaas, ingeschreven in het rechtspersonenregister met ondernemingsnummer 0632.835.126, gekend op de ondernemingsre"
    },
    {
      "kind": "director_in",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Sven Van Hove",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0684962332",
        "name": "BROFIN CommV",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "effective_date": "2025-03-19",
      "evidence_quote": "Het bestuursorgaan besluit met eenparigheid van stemmen, te benoemen, met ingang van 19 maart 2025: ... -de vennootschap BROFIN CommV, gevestigd te Brouwershof 9, 9170 Sint-Gillis-Waas, ingeschreven in het rechtspersonenregister met ondernemingsnummer 0684.962.332, gekend op de ondernemingsrechtbank"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0720.873.415",
    "name_full": "FITRAMA ADVIES",
    "legal_form": "BV"
  }
}
2023
28-12-2023 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": false,
    "seat_change": false,
    "object_change": false,
    "effective_date": "2023-12-21",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0720.873.415",
    "name_full": "FITRAMA ADVIES",
    "legal_form": "BV"
  },
  "signature_regime": "solo",
  "special_mandates": [],
  "governance_change": {
    "admin_delegated_added": []
  }
}
22-06-2023 Van Eynde Wesley appointed as director Director changes
  • Van Eynde Wesley, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Van Eynde Wesley",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0720873415",
        "name": "Fitrama Verzekeringen NV",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "effective_date": "2023-04-01",
      "evidence_quote": "Door een beslissing van de bijzondere algemene vergadering van de aandeelhouders van 3 april 2023, werden volgende bestuurders benoemd met ingang vanaf 1 april 2023. - Fitrama Verzekeringen NV, met als vaste vertegenwoordiger de heer Van Eynde Wesley"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0720.873.415",
    "name_full": "FITRAMA ADVIES",
    "legal_form": "BV"
  }
}
2020
22-12-2020 Tom Lentacker appointed as director Director changes
  • Tom Lentacker, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Tom Lentacker",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": null,
        "name": "Brofin CommV",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "effective_date": "2020-11-09",
      "evidence_quote": "Door de beslissing van de bijzondere algemene vergadering van de aandeelhouders van 9 november 2020 werd Brofin CommV benoemd tot bestuurder van de vennootschap met ingang vanaf 9 november 2020."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0720.873.415",
    "name_full": "FITRAMA ADVIES",
    "legal_form": "BV"
  }
}
24-04-2020 1 director appointed, 1 resigning Director changes
  • Lentacker Tom, Bestuurder
  • Teerlynck William, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Teerlynck William",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": null,
        "name": "Teerlynck Management Services BV",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "effective_date": "2020-03-31",
      "evidence_quote": "Door een beslissing van de bijzondere algemene vergadering dd. 1 april 2020 wordt het ontslag aanvaard van Teerlynck Management Services BV, vast vertegenwoordigd door de heer Teerlynck William, als bestuurder. Het mandaat neemt een einde op 31/03/2020. Er wordt hem tussentijdse kwijting verleend vo",
      "discharge_granted": true
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Lentacker Tom",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": null,
        "name": "Tom Lentacker BV",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "evidence_quote": "Tom Lentacker BV Vast vertegenwoordiger Lentacker Tom Bestuurder"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0720.873.415",
    "name_full": "FITRAMA ADVIES",
    "legal_form": "BVBA"
  }
}
05-03-2020 Registered office moved from Stekene to Sint-Niklaas Registered-office change
  • Dorpsstraat 5, 9190 Stekene → Knaptandstraat 75, 9100 Sint-Niklaas
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Sint-Niklaas",
        "region": null,
        "street": "Knaptandstraat",
        "country": "BE",
        "postcode": "9100",
        "box_number": null,
        "street_number": "75"
      },
      "old_address": {
        "city": "Stekene",
        "region": null,
        "street": "Dorpsstraat",
        "country": "BE",
        "postcode": "9190",
        "box_number": null,
        "street_number": "5"
      },
      "effective_date": "2020-02-12",
      "evidence_quote": "Door een beslissing van de bestuurder werd de maatschappelijke zetel verplaatst vanaf 12/02/2020 naar Knaptandstraat 75 9100 Sint-Niklaas"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0720.873.415",
    "name_full": "FITRAMA ADVIES",
    "legal_form": "BVBA"
  }
}
2019
21-02-2019 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "9190 Stekene, Dorpsstraat 5",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1974-09-18",
        "name": "Lentacker Tom Ernest Victor",
        "niss": null,
        "address": "9100 Sint-Niklaas, Kardinaal Cardijnlaan 17"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 30000,
      "holder_person_name": "Lentacker Tom Ernest Victor",
      "is_subscriber_only": false,
      "n_shares_subscribed": 3000,
      "amount_subscribed_eur": 30000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1982-01-14",
        "name": "Van Eynde Wesley Freddy Ingrid",
        "niss": null,
        "address": "9100 Sint-Niklaas, Destelwijk 52"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 30000,
      "holder_person_name": "Van Eynde Wesley Freddy Ingrid",
      "is_subscriber_only": false,
      "n_shares_subscribed": 3000,
      "amount_subscribed_eur": 30000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1986-03-17",
        "name": "Teerlynck William Ren\u00E9",
        "niss": null,
        "address": "9190 Stekene, Molenbergstraat 51"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 30000,
      "holder_person_name": "Teerlynck William Ren\u00E9",
      "is_subscriber_only": false,
      "n_shares_subscribed": 3000,
      "amount_subscribed_eur": 30000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": {
        "kbo": "0632.835.126",
        "name": "TOM LENTACKER"
      },
      "kind": "rechtspersoon",
      "person": null,
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": "0632.835.126",
      "holder_org_name": "TOM LENTACKER",
      "contribution_type": "cash",
      "amount_paid_in_eur": 0,
      "holder_person_name": null,
      "is_subscriber_only": false,
      "n_shares_subscribed": 0,
      "amount_subscribed_eur": 0,
      "is_anonymous_silent_partner": false
    },
    {
      "org": {
        "kbo": "0713.689.475",
        "name": "WESLEY VAN EYNDE"
      },
      "kind": "rechtspersoon",
      "person": null,
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": "0713.689.475",
      "holder_org_name": "WESLEY VAN EYNDE",
      "contribution_type": "cash",
      "amount_paid_in_eur": 0,
      "holder_person_name": null,
      "is_subscriber_only": false,
      "n_shares_subscribed": 0,
      "amount_subscribed_eur": 0,
      "is_anonymous_silent_partner": false
    },
    {
      "org": {
        "kbo": "0559.961.303",
        "name": "TEERLYNCK MANAGEMENT SERVICES"
      },
      "kind": "rechtspersoon",
      "person": null,
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": "0559.961.303",
      "holder_org_name": "TEERLYNCK MANAGEMENT SERVICES",
      "contribution_type": "cash",
      "amount_paid_in_eur": 0,
      "holder_person_name": null,
      "is_subscriber_only": false,
      "n_shares_subscribed": 0,
      "amount_subscribed_eur": 0,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 90000,
  "subject_company": {
    "kbo": "0720.873.415",
    "name_full": "FITRAMA ADVIES",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2019-02-15",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Overige geldscheppende financiële instellingen64190Overige activiteiten van geldscheppende financiële instellingen64190Agenten en makelaars in bankdiensten66191Agenten en makelaars in bankdiensten66191
Primary activity highlighted.
Names & trade names
Legal nameNL Nexfin
Registered office
Knaptandstraat 75
9100 Sint-Niklaas, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative