NEW KRISCO
ActiveNEW KRISCO has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €240k and a net result of €24k. Equity is growing by ~11.9% per year across the filed fiscal years. Its solvency ranks better than 61% of 11257 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+7
Solvency81▼-19
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 2.32 against 8.31 in 2024; short-term debt: 41.7% and cash: 19.4% of total assets), and 43.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.3%
Return on assets
5.5%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
39 d late
2023
27 d late
2022
30 d late
2021
23 d late
2020
107 d late
2019
68 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€240k▲ 10.9%
2024 · €216k
2018: €108k
2019: €135k
2020: €98k
2021: €107k
2022: €197k
2023: €216k
2024: €216k
2018 → 2025
Total assets
€426k▲ 72.7%
2024 · €247k
2018: €186k
2019: €190k
2020: €140k
2021: €138k
2022: €230k
2023: €283k
2024: €247k
2018 → 2025
Net result
€24k▲ 11,724%
2024 · €200
2018: €9k
2019: €27k
2020: €-38k
2021: €9k
2022: €90k
2023: €19k
2024: €200
2018 → 2025
Working capital
€235k▲ 18.5%
2024 · €198k
2018: €104k
2019: €142k
2020: €112k
2021: €110k
2022: €195k
2023: €187k
2024: €198k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€107k-€197k▲ 84.4%€216k▲ 9.8%€216k▲ 0.1%€240k▲ 10.9%
Operating result€9k-€94k▲ 921%€28k▼ 69.9%€9k▼ 66.8%€35k▲ 270%
Net result€9k-€90k▲ 907%€19k▼ 78.6%€200▼ 99.0%€24k▲ 11,724%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 270% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €426k
Fixed assets
€14k▼ 36.2%
Current assets
€412k▲ 82.9%
Equity and liabilities €426k
Equity
€240k▲ 10.9%
Debt
€186k▲ 513%
The debt ratio rises from 12.3% to 43.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€42k▲
2024 · €17k
Cash flow
€31k▲
2024 · €8k
Solvency
56.3%▼
2024 · 87.7%
Current ratio
2.32▼
2024 · 8.31
Quick ratio
2.23▼
2024 · 7.69
Debt / equity
0.78▲
2024 · 0.14
ROE
9.8%▲
2024 · 0.1%
ROA
5.5%▲
2024 · 0.1%
Interest coverage
186.75▲
2024 · 26.33
Debt
€186k▲
2024 · €30k
Debt ≤ 1 year
€177k▲
2024 · €27k
Income taxes
€11k▲
2024 · €8k
Staff costs
€82k▲
2024 · €75k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€247k€426k▲
Fixed assets21/28€21k€14k▼
Tangible fixed assets22/27€21k€14k▼
Furniture and vehicles24€20k€13k▼
Other tangible fixed assets26€1k€104▼
Financial fixed assets28€50€50=
Current assets29/58€225k€412k▲
Stocks and contracts in progress3€17k€17k=
Stocks30/36€17k€17k=
Amounts receivable within one year40/41€117k€303k▲
Trade receivables40€117k€64k▼
Other amounts receivable41€265€239k▲
Cash at bank and in hand54/58€83k€83k▼
Deferred charges and accrued income490/1€8k€9k▲
Equity and liabilities
Total equity and liabilities10/49€247k€426k▲
Equity10/15€216k€240k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€196k€219k▲
Amounts payable17/49€30k€186k▲
Amounts payable within one year42/48€27k€177k▲
Trade debts44-€143k
Suppliers440/4-€143k
Taxes, remuneration and social security45€27k€35k▲
Taxes450/3€8k€15k▲
Remuneration and social security454/9€19k€20k▲
Other amounts payable47/48€128€128=
Accrued charges and deferred income492/3€3k€9k▲
Income statement
Code20242025
Remuneration, social security and pensions62€75k€82k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€93k€126k▲
Operating profit (loss)9901€9k€35k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€664€226▼
Recurring financial charges65€664€226▼
Profit (loss) for the period before taxes9903€9k€34k▲
Income taxes67/77€8k€11k▲
Profit (loss) for the period9904€200€24k▲
Profit (loss) for the period to be appropriated9905€200€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€196k€219k▲
Profit (loss) brought forward from the previous period14P€196k€196k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
08-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 39 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 8.31
Current ratio from 3.82 to 8.31; short-term debt falls from €66k to €27k.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Equity above €200kEq €216k ▲9.8%
3 profitable years in a row build equity to €216k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Highest result since 2018net €90k ▲907%
Operating result €94k, net result €90k, both a record.
31-12
Financial
Equity above €150kEq €197k ▲84.4%
2 profitable years in a row build equity to €197k.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
31-12
Financial
Equity above €100kEq €107k ▲9.1%
Equity rises from €98k to €107k.
15-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 107 days late
2020
31-12
Financial
Weakest financial yearnet €-38k ▼239%
Net result drops to €-38k, the lowest in the series; recovery starts the following year.
07-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 68 days late
2019
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dinant · 2 establishment units since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Fétis 675500 DinantGround area
2,508 m²
Building footprint
488 m²
Volume, LiDAR
3,363 m³
3 parcels, Flanders, Wallonia · tallest building 17.7 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
Rue Coster 14, 5500 Dinant
since 19972.082.875.753
Zieklien 17, 9000 Gent
since 19972.082.875.852
3 parcels
Flanders
1
(33.3%)
Wallonia
2
(66.7%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44809I0610/00E005 | Flanders | 1,117 m² | 1 · 260 m² | 7.6 m · 1 fl. |
| 91034G0158/00N000 | Wallonia | 968 m² | 1 · 55 m² | 17.7 m · 6 fl. |
| 91244A0404/03L000 | Wallonia | 423 m² | 1 · 173 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PARTNERS IN ROUTE TO MARKET
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NAD DESIGN
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Wijnegem · Eq €244k
Of 1,565 companies in sector 46900 we hold annual accounts for 920. 672 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded04-08-1997
Fiscal year end31-12
Activities, NACEBEL
46499Wholesale of other household goods
46900Non-specialised wholesale trade
51478
51900
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.