New Gradient
ActiveNew Gradient has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52k and a net result of €40k. Equity is growing by ~53.5% per year across the filed fiscal years. Its solvency ranks better than 55% of 16922 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
93
/ 100
Excellent▲ +56 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency100▲+75
Growth78▲+46
Stability94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.84 against 1.18 in 2024), and 35.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.8%
Return on assets
49.8%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
21 d late
2024
60 d late
2023
76 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€52k▲ 135%
2024 · €22k
2023: €25k
2024: €22k
2023 → 2025
Total assets
€80k▼ 44.5%
2024 · €144k
2023: €130k
2024: €144k
2023 → 2025
Net result
€40k
2024 · €-3k
2023: €23k
2024: €-3k
2023 → 2025
Working capital
€52k▲ 135%
2024 · €22k
2023: €25k
2024: €22k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€25k-€22k▼ 12.0%€52k▲ 135%
Operating result€29k-€-3k€52k
Net result€23k-€-3k€40k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €52k after a loss of €3k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €80k
Equity
€52k▲ 135%
Debt
€28k▼ 76.9%
The debt ratio falls from 84.7% to 35.2%: equity grows while debt is paid down.
Key figures and ratios
Solvency
64.8%▲
2024 · 15.3%
Current ratio
2.84▲
2024 · 1.18
Quick ratio
2.84▲
2024 · 1.18
Debt / equity
0.54▼
2024 · 5.55
ROE
76.9%▲
2024 · -13.7%
ROA
49.8%▲
2024 · -2.1%
Debt
€28k▼
2024 · €122k
Debt ≤ 1 year
€28k▼
2024 · €122k
Income taxes
€12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€144k€80k▼
Current assets29/58€144k€80k▼
Amounts receivable within one year40/41€86k€28k▼
Trade receivables40€66k€28k▼
Other amounts receivable41€20k€458▼
Cash at bank and in hand54/58€51k€51k▼
Deferred charges and accrued income490/1€7k€953▼
Equity and liabilities
Total equity and liabilities10/49€144k€80k▼
Equity10/15€22k€52k▲
Contributions10/11€2k€2k=
Reserves13€20k€50k▲
Distributable reserves133€20k€50k▲
Amounts payable17/49€122k€28k▼
Amounts payable within one year42/48€122k€28k▼
Trade debts44€111k€17k▼
Suppliers440/4€111k€17k▼
Taxes, remuneration and social security45-€12k
Taxes450/3-€12k
Other amounts payable47/48€11k-
Income statement
Code20242025
Other operating charges640/8€772€400▼
Gross operating margin9900€-2k€52k▲
Operating profit (loss)9901€-3k€52k▲
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€6€444▲
Recurring financial charges65€6€444▲
Profit (loss) for the period before taxes9903€-3k€51k▲
Income taxes67/77-€12k
Profit (loss) for the period9904€-3k€40k▲
Profit (loss) for the period to be appropriated9905€-3k€40k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€40k▲
Transfer from equity791/2€3k€10k▲
Transfer to equity691/2-€40k
To other reserves6921-€40k
Profit to be distributed694/7-€10k
Return on contributions (dividend)694-€10k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
31-12
Financial
Back to profitnet €40k
Net result €40k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 2.84
Current ratio from 1.18 to 2.84; short-term debt falls from €122k to €28k.
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Weakest financial yearnet €-3k ▼113%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
15-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 76 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
29-09-2025
Resigned as Director
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Septemberlaan 191200 Sint-Lambrechts-WoluweGround area
121 m²
Building footprint
66 m²
Volume, LiDAR
606 m³
Parcel 21673D0087/00N016, Brussels · tallest building 13.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
New Gradient
since 20232.345.199.088
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21673D0087/00N016 | Brussels | 121 m² | 1 · 66 m² | 13.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,885 companies in sector 62200 we hold annual accounts for 18,322. 15,254 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-05-2023
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:johann.toews@gsd4u.com