NEW BAM

Active

Private limited companyfounded 2005active for 20 yearsQuai du Halage(Flh) 190, 4400 Flémalle, BelgiumKBO/BCE: BE 0877.763.985

Summary

NEW BAM has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.1m and a net result of €114,164. Equity is growing by about 13% per year across the filed financial years. Its solvency ranks better than 95% of 540 sector peers (NACE 77, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow Report Compare

NEW BAMActiveChecked score 98/100

Risk analysis Report Compare

Activity

Renting and leasing of cars and light motor vehicles

NACE 77110Rental and leasing activities NACE 77120

4th largest company by equity in Flémalle, Administrative and support services sector2 sites

Size

€2.2mtotal assets 2025

Staff: 0.7 FTE
Equity: €2.1m
Profit: €114,164

Financial health

98 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: < 0.1%

Structure

2025 accounts 53 days early2 of 6 deeds summarised

Why 98lowers riskLiquidity: current ratio 14.43, cash €823,948Equity €2.1m (96.5% of total assets)Founded in 2005Figures for financial year 2025 (filed 08-06-2026)Show the evidence

Checked score

Score 2025

98 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 81% of its sector peers (NACE 77, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 96.5% of total assets

Liquidity 98+32

short-term debt 3.5% · cash 38.1%

Profitability 75-6

return on assets 5.3%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (3,165 companies, NACE 77, micro)

Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: < 0.1%▼ -0.1 percentage points vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: 0.1%▲ +0.1 percentage points vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026highest value 07-2026: < 0.1%▼ -0.1 percentage points vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value

Credit of up to €200,000 on 30-day terms is acceptable

Liquidity ample (current ratio 14.43, compared with 10.02 in 2024, above the usual 1.5; short-term debt: 3.5% and cash: 38.1% of total assets), and 3.5% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 77, micro): better than 92% on solvency, 95% on liquidity, 64% on profitability and 75% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskneutral

Liquidity: current ratio 14.43, cash €823,948

NBB · annual accounts

Equity €2.1m (96.5% of total assets)

NBB · annual accounts

Founded in 2005

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Figures for financial year 2025 (filed 08-06-2026)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

53 days early

2024

56 days early

2023

44 days early

2022

19 days early

2021

53 days early

2020

5 days late

2019

8 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 33 days before the deadline; the sector median (NACE 77) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 June (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

26-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

08-06-2026 Annual accounts filedfinancial year 2025 · full…
31-12-2025 Equity above €2mequity €2.1m ▲23.1%
07-07-2025 Appointments: Stéphane LAMBERT (director) and Michèle…Gazette deed

Key points

Caution: Staff fell in 2025from 4 FTE to 0.7 FTE ▼ 82.5% View
Positive: Among the best 6% on solvencysector median 41.8% · 540 companies 96.5% View
Positive: 7 profitable years in a rowprofit 2025: €114,164 7 years View
Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

By topic

Financials

Financial year: 2025
Total assets: €2.2m
Profit: €114,164
Solvency: 96.5%

Total assets▲ 22.3%

Net result

20182025

Go to Financials

Board & ownership

Board: 3 members

François MINONDirector
Michèle DRIANNEDirector
Stéphane LAMBERTDirector

Go to Board & ownership

Timeline

Events: 27
Since: 2007
Next accounts: by 31-07-2027

05-06-2025Annual accounts filed
01-04-2025Appointment: François MINON (administrateur provisoire)
17-06-2024Annual accounts filed

Go to Timeline

Company details

Sites: 2

Legal form: Private limited company
Activity: Renting and leasing of cars and light motor…NACE 77110
Founded: 02-12-2005
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about NEW BAM

What is the company number of NEW BAM?: 0877.763.985. In Belgium the VAT number is the company number with BE in front: BE 0877.763.985.
Where is NEW BAM based?: The registered office is at Quai du Halage(Flh) 190, 4400 Flémalle.Company details
What does NEW BAM do?: According to the KBO register, the main activity is renting and leasing of cars and light motor vehicles (NACE 77110).
What is the legal form of NEW BAM?: Private limited company (BV).
When was NEW BAM founded?: On 02-12-2005.
Is NEW BAM still active?: Yes, NEW BAM is an active enterprise in the KBO register.
How many employees does NEW BAM have?: On average 0.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of NEW BAM?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is NEW BAM profitable?: In financial year 2025, NEW BAM made a profit of €114,164.
Where can I find the annual accounts of NEW BAM?: NEW BAM filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of NEW BAM due?: By 31-07-2027, for financial year 2026.Timeline