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Complete company report
Generated 25-08-2026
Active BE 0438.883.329Public limited company

NEVES BELGIUM

Ten Beukeboom(App) 26 ·9400 Ninove, Belgium· 36 yrs active
Sector: Vervaardiging van ander schrijn- en timmerwerk (16230)
Conclusion Checked

The computed 12-month bankruptcy probability of NEVES BELGIUM is 0.3% (very low). The 2025 annual accounts show equity of €233k and a net result of €19k. Equity is shrinking by ~14.6% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 23% of 72 sector peers (fiscal year 2025). The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 8 annual accounts.
Key figures
Equity €233k
Net result €19k
Staff (FTE) 14.9
Better than sector 23%
Financial profile 5 of 5 axes measured · computed by Checked
Health69Profitability41Solvency32Growth32Stability100
55 / 100

Mixed profile: strong on stability, weaker on solvency.

All 5 axes are computed from data Checked has read.

Health 69
Profitability 41
Solvency 32
Growth 32
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.3% Very low
0%0,5%1,5%4%10%≥25%
Long track record −Lower-risk legal form −Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1989, 36 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
69 / 100 Healthy
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 30-04-2026 with the NBB · fiscal year 2025 · verkort
€-500k€0€500k€1.00MOperating result 2021: €467k€467kNet result 2021: €1.22M€1.22MOperating result 2022: €569k€569kNet result 2022: €528k€528kOperating result 2023: €82k€82kNet result 2023: €44k€44kOperating result 2024: €-311k€-311kNet result 2024: €-376k€-376kOperating result 2025: €132k€132kNet result 2025: €19k€19k20212022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining At this pace, equity would indicatively turn negative around fiscal year 2028, assuming unchanged policy.
€-500k€0€500k€1.00M2026: €197k (€52k - €342k)2027: €94k (€-138k - €326k)2028: €-10k (€-329k - €309k)2018: €828k2019: €985k2020: €895k2021: €1.12M2022: €547k2023: €591k2024: €214k2025: €233k20182019202020212022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 16 · compared across all schema types (micro, abbreviated and full combined)
Metric This company Sector median Position in the sector
Solvency 10.1% 41.0%
better than 23% of 72 sector peers
Net result €19k €19k
better than 50% of 71 sector peers
Equity €233k €53k
better than 83% of 72 sector peers
Gross operating margin €1.19M €48k
better than 93% of 69 sector peers
Total assets €2.31M €156k
better than 89% of 72 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€260k
- 18-25
Net profit
€19k
- 18-25
Cash flow
€147k
- 18-25
Total assets
€2.31M
+8.4% 18-25
Equity
€233k
+9.0% 18-25
Working capital
€669k
-2.6% 18-25
Employees (FTE)
15
-3.2% 18-25
Staff costs
€826k
+4.2% 18-25
Show 12 other metrics
Income taxes
€829
+13.9% 18-25
Dividends
€0
-100.0% 18-25
Debt
€2.07M
+8.3% 18-25
Debt ≤ 1y
€1.06M
+22.9% 18-25
Debt > 1y
€1.01M
-3.8% 18-25
Current ratio
1.63
-9.2% 18-25
Quick ratio
1.36
-7.4% 18-25
Solvency
10.1%
+0.6% 18-25
Debt / equity
8.88
-0.7% 18-25
ROE
8.3%
- 18-25
ROA
0.8%
- 18-25
Interest coverage
1.75
- 18-25
Figures by fiscal year
Fiscal year2025
Depositverkort
Revenue-
EBITDA€260k
Net profit€19k
Cash flow€147k
Staff costs€826k
Income taxes€829
Dividends-
Total assets€2.31M
Equity€233k
Debt€2.07M
of which ≤ 1y€1.06M
of which > 1y€1.01M
Working capital€669k
Employees (FTE)14.9
Ratios (computed)
2025
Current ratio1.63
Quick ratio1.36
Working capital ratio29.0%
Solvency10.1%
Debt / equity8.88
Long-term debt ratio4.33
Interest coverage1.75
Gross margin-
Net margin-
ROA0.8%
ROE8.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (26 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€2.31M
Fixed assets 21/28€575k
Intangible fixed assets 21€163k
Tangible fixed assets 22/27€408k
Financial fixed assets 28€3k
Current assets 29/58€1.73M
Stocks & contracts in progress 3€282k
Amounts receivable within one year 40/41€1.19M
Cash & bank 54/58€218k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€2.31M
Equity 10/15€233k
Contributions / capital 10/11€90k
Reserves 13€12k
Accumulated profits (losses) 14€132k
Amounts payable 17/49€2.07M
Amounts payable after one year 17€1.01M
Amounts payable within one year 42/48€1.06M
Trade debts payable within one year 44€498k
Income statement
Gross operating margin 9900€1.19M
Operating result 9901€132k
Financial income 75€37k
Financial charges 65€149k
Result before taxes 9903€20k
Income taxes 67/77€829
Net result for the period 9904€19k
Result to be appropriated 9905€19k
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 3 directors
Directors derived from a single State Gazette act, under verification
All 3 current directors first appear in the same act (23012513). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.
Current directors & mandates
  • CALINTERIOR BVLegal entity
    Director
    State Gazette act 23012513 (25-01-2023)
    Current
    25-01-2023 → present
  • GISA INVEST BVLegal entity
    Director
    State Gazette act 23012513 (25-01-2023)
    Current
    25-01-2023 → present
  • Julie Vanermen
    Bijzondere gevolmachtigde
    State Gazette act 23012513 (25-01-2023)
    Current
    25-01-2023 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Vervaardiging van ander schrijn- en timmerwerk(16230)
Legal form Public limited company(014)
Incorporation01-11-1989
StatusActive
Postal code9400
Establishment units 1 location
NEVES BELGIUM
Ten Beukeboom(App) 26, 9400 NinoveZagen en schaven van hout
since 19892.045.914.003
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
41003A0333/00E000 Flanders 6,414 m² 1 · 3,672 m² 7.5 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
30-04-2026
NBB filing Annual accounts filed
fiscal year 2025 · verkort
2025
31-05-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
30-04-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
18-04-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
25-01-2023
State Gazette act Director changes
2022
24-03-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
30-03-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
27-03-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
11-03-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
30-03-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2017
31-03-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
Belgian State Gazette reading coverage 0 of 9 acts read

We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 3 years ago
2023
25-01-2023 3 directors appointed Director changes
  • CALINTERIOR BV, Bestuurder
  • GISA INVEST BV, Bestuurder
  • Julie Vanermen, Bijzondere gevolmachtigde
Technical details 
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      "via_org": {
        "kbo": "0794.616.773",
        "name": "CALINTERIOR BV",
        "address": "Engelse Wandeling 2F4, 8500 Kortrijk",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": null,
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      "decharge_status": null,
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        "kind": "until_agm_year",
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      "person": {
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        "name": "Julie Vanermen",
        "address": "Kortrijksesteenweg 1168 bus 0101, 9051 Sint-Denijs-Westrem",
        "birth_date": null,
        "profession": "advocaat",
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  "notary": {
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  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2023-01-16",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "enig_aandeelhouder_schriftelijk",
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      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0438.883.329",
    "name_full": "Neves Belgium",
    "legal_form": "Naamloze vennootschap"
  },
  "publication_proxy": {
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  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Vervaardiging van ander schrijn- en timmerwerk16230Vervaardiging van eetkamer-, zitkamer-, slaapkamer- en badkamermeubelen31004
Primary activity highlighted.
Names & trade names
Legal nameNL NEVES BELGIUM
Registered office
Ten Beukeboom(App) 26
9400 Ninove, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative