Credit risk
Bankruptcy probability (12 mo)
Credit advice
verdict per amount and termTimeline
What happened to this company, by date
3 of 3 acts readfiscal year 2026 expected by 31-07-2027
2026
13-07-2026 NBB filing Annual accounts filed
fiscal year 2025 · micro schema
12-03-2026 State Gazette act Director changes
No further detail in the source.
2025
19-06-2025 NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
25-06-2024 NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
21-08-2023 NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
10-10-2022 State Gazette act Registered-office change
v3.2
19-08-2022 NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08-2021 NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
05-11-2020 NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
07-08-2019 NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-07-2018 NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
20-01-2016 State Gazette act Incorporation
oprichting
Financials
Equity€650k-15.4%
2023: €652k
2024: €769k
Total assets€810k+0.1%
2023: €813k
2024: €809k
Net result€132k+13.2%
2023: €53k
2024: €116k
Working capital€-145k-558.4%
2023: €-120k
2024: €-22k
Turnover and EBIT margin not published: the micro schema does not require them.
Figures by fiscal year
fiscal year 2025 · micro schemaSector comparison
Fiscal year 2025 · NACE 70, Activities of head offices; management consultancy activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 80.3% | 55.4% | |
| Net result | €132k | €38k | |
| Equity | €650k | €64k | |
| Gross operating margin | €191k | €61k | |
| Total assets | €810k | €146k |
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P77
Stable position over 2023-2025
· n=4760-12490
P91
Improving position over 2023-2025
· n=4760-12492
P95
Stable position over 2023-2025
· n=4761-12498
P91
Stable position over 2023-2025
· n=4753-12477
1
-
23-25
€-27
-
23-25
€45k
-17.6%
23-25
€250k
+113.0%
23-25
€160k
+295.3%
23-25
€160k
+342.8%
23-25
€4k
-80.4%
23-25
0.09
-75.9%
23-25
0.09
-75.9%
23-25
80.3%
-15.5%
23-25
0.25
+367.4%
23-25
20.2%
+33.8%
23-25
16.2%
+13.0%
23-25
Figures by fiscal year and ratios
| Fiscal year | 2025 |
|---|---|
| Deposit | micro schema |
| Revenue | - |
| EBITDA | - |
| Net profit | €132k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | €45k |
| Dividends | €250k |
| Total assets | €810k |
| Equity | €650k |
| Debt | €160k |
| of which ≤ 1y | €160k |
| of which > 1y | - |
| Working capital | €-145k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 0.09 |
| Quick ratio | 0.09 |
| Working capital ratio | -17.9% |
| Solvency | 80.3% |
| Debt / equity | 0.25 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | 16.2% |
| ROE | 20.2% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan.
See plans →
Balance-sheet composition 2025
Full annual accounts (19 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €810k |
| Fixed assets | 21/28 | €795k |
| Tangible fixed assets | 22/27 | €795k |
| Current assets | 29/58 | €15k |
| Cash & bank | 54/58 | €15k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €810k |
| Equity | 10/15 | €650k |
| Contributions / capital | 10/11 | €100k |
| Reserves | 13 | €550k |
| Amounts payable | 17/49 | €160k |
| Amounts payable within one year | 42/48 | €160k |
| Trade debts payable within one year | 44 | €4k |
| Income statement | ||
| Gross operating margin | 9900 | €191k |
| Operating result | 9901 | €177k |
| Financial charges | 65 | €552 |
| Result before taxes | 9903 | €176k |
| Income taxes | 67/77 | €45k |
| Net result for the period | 9904 | €132k |
| Result to be appropriated | 9905 | €132k |
Signals
1 signal
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
No strikeouts found in the KBO publications · how complete this is
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Filing history by fiscal year and how the deadline is computed
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 9 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 13-07-2026 | 18 d early | 2026-00286519 |
| 31-12-2024 | 31-07-2025 | 19-06-2025 | 42 d early | 2025-00152705 |
| 31-12-2023 | 31-07-2024 | 25-06-2024 | 36 d early | 2024-00160557 |
| 31-12-2022 | 31-07-2023 | 21-08-2023 | 21 d late | 2023-00337522 |
| 31-12-2021 | 31-07-2022 | 19-08-2022 | 19 d late | 2022-20297521 |
| 31-12-2020 | 31-07-2021 | 31-08-2021 | 31 d late | 2021-60800508 |
| 31-12-2019 | 31-07-2020 | 05-11-2020 | 97 d late | 2020-68600567 |
| 31-12-2018 | 31-07-2019 | 07-08-2019 | 7 d late | 2019-44300345 |
| 31-12-2017 | 31-07-2018 | 25-07-2018 | 6 d early | 2018-37400111 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Locations & real estate
Registered office
Establishment units
1 locationNEVERLAND
since 20162.347.204.812
Parcels2
Ground area341 m²
Buildings2
Building footprint226 m²
Volume (LiDAR)3,300 m³
Tallest building17.8 m · ±5 fl.
Real-estate footprint
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3624/00P000 | Flanders | 251 m² | 1 · 199 m² | 17.8 m · 5 fl. |
| 11811L3624/00V000 | Flanders | 89 m² | 1 · 28 m² | 17.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar
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BE 0508.580.995 · Kortrijk
How this selection is made
We hold annual accounts for 3,404 of the 5,653 companies in this sector. 2,058 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Activities of head offices70100Holdings64200Activities of holding companies64210Other activities auxiliary to financial services, excluding insurance and pension funding66199Real estate activities68204Business and other management consultancy70200Business consulting70220