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Lanover

Active Private limited companyfounded 2017active for 9 yearsLandmansstraat 67, 8800 RoeselareKBO/BCE: BE 0670.678.289

Lifetime

8 annual accounts with figures on one time axis
peak €318,345 (2024)
€187,385▼ 41.1%
peak €241,402 (2024)
€122,725▼ 49.2%
peak €943,020 (2025)
€943,020▲ 15.0%
€142,133▼ 25.7%
Board2 names since 2017
2 directorsTom Norman and 1 other
Documentsfilings and deeds
29-01-20262 days before the deadline
2025micro format
Gross margin from €318,345 to €187,385Result from €241,402 to €122,725Equity from €820,295 to €943,020Debts from €191,267 to €142,133Cash from €491,595 to €91,662

Key points

from the 2025 annual accounts

Equity

€943,020 ▲ 15.0%

Lanover has made a profit in every financial year since 2018.

Result

€122,725 ▼ 49.2%
€241,0002024€123,0002025

The result fell in 2025 from €241,402 to €122,725.

Turnover

≈ €310,000 estimated

The micro format states no turnover.

Liquidity

32.42 was 12.73 in 2024

Short-term debts fell from €66,632 to €28,837.

Filings

8 annual accounts since 2018
deadline20202025

The last five annual accounts were filed 2 to 43 days before the end of the period.

Position in the sector

€943,020

More equity than 95% of companies in head offices and management consultancy. Sector median €78,216 · 39,400 companies.

Checked score

95
Excellent
Financially stronger than 63% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,572 companies (NACE 70, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025lowest value 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026highest value

Financial strength
Strong

100=equity 86.9% of total assets
61-39short-term debt 2.7% · cash 8.4%
83-16return on assets 11.3%

Score breakdown

lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €1.1m
Equity €943,020 (86.9% of total assets)
Figures for financial year 2025 (filed on 29-01-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 52% on liquidity, 51% on profitability and 62% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-06-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 6,782 companies had the same profile as Lanover has now. Each dot stands for 17 companies, two years later.

96.7%
were still trading
2.7%
stopped another way
0.6%
went bankrupt
  • Small
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of Lanover itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 6,782 companies, not a prediction for Lanover. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €85,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 32.42 (12.73 in 2024), above the usual 1.5. Short-term debt is 2.7% and cash 8.4% of total assets. 13.1% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Size: total assets €1.1m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €943,020 (86.9% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 29-01-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
2 days early
2024
42 days early
2023
43 days early
2022
25 days early
2021
27 days early
2020
22 days early
2019
50 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 30 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 4 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end11-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

TN
Director, since 02-02-2017
HV
Director, since 13-09-2023
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0670678289
Change of role: Tom Norman, from manager to director Appointment: Hillary Verschoore (director) · “activiteiten zoals vermeld in artikel drie hierna aangenomen statuten” (deed in Dutch) · General meeting of 13-09-2023 · Gazette deed
Incorporation published on 06-02-2017 · Gazette deed
First establishment Landmansstraat 67, Roeselare
All 21 events

Comparable companies

same main activity, similar in size and age
Company
Lanover Roeselare €1.1m €187,385 86.9% -
MOGWAI Bruges €1.0m €207,001 71.9% 0
Ir. F. Waûters Wingene €0.8m €193,327 53.6% -
PONTOHI Mechelen €1.3m €196,993 98.1% -
Wally Ghent €1.0m €191,811 22.3% 0
Van Bael Consulting Zoersel €1.2m €229,213 39.3% -
Nestor Retail Invest Oudenaarde €1.0m €150,966 71.5% 0

These companies have the same main activity as Lanover: activities of head offices (NACE 70100). They are comparable in size and age: total assets between €838,000 and €1.3m, founded between 2016 and 2018.

Official details

Source: KBO
Status
Active since 02-02-2017Normal situation
Activity
Activities of head officesNACE 70100
Establishment unit
2.261.339.4228800 Roeselare, since 02-02-2017
Financial year end
30 June
Peppol
Reachable since 14-11-2025
Company details

Annual accounts to 30-06-2025

€1.1m▲ 7.3%
Filing
Filed on 29-01-2026, 2 days before the end of the filing period
Financials

Insights on Lanover

Lanover files the micro format. That format states no turnover. The gross margin fell from €216,670 in 2018 to €187,385 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about Lanover

What is the company number of Lanover?
The company number of Lanover is 0670.678.289. The VAT number is the same number with BE in front: BE 0670.678.289.
Where is Lanover based?
The registered office is at Landmansstraat 67, 8800 Roeselare.Company details
What does Lanover do?
According to the KBO register, the main activity is activities of head offices (NACE 70100).
What is the legal form of Lanover?
Lanover is a private limited company (BV).
When was Lanover founded?
Lanover was founded on 02-02-2017.
Is Lanover still active?
Yes, Lanover is an active enterprise in the KBO register.
What is the turnover of Lanover?
The turnover in financial year 2025 is ≈ €310,000. This figure is estimated from the gross margin of €187,385 and 113 comparable companies (NACE 70). It probably lies between €270,000 and €370,000.Financials
Is Lanover profitable?
In financial year 2025, Lanover made a profit of €122,725.
Where can I find the annual accounts of Lanover?
Lanover filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Lanover due?
Lanover must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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