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Lanover

Active
Private limited companyfounded 20179 yrs activeLandmansstraat 67, 8800 Roeselare, BelgiumKBO/BCE: BE 0670.678.289
Summary

Lanover has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €943k and a net result of €123k. Equity is growing by ~32.9% per year across the filed fiscal years. Its solvency ranks better than 85% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability83▼-16
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity ample (current ratio 32.42 against 12.73 in 2024; short-term debt: 2.7% and cash: 8.4% of total assets), and 13.1% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
86.9%
Return on assets
11.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
2 d early
2024
42 d early
2023
43 d early
2022
25 d early
2021
27 d early
2020
22 d early
2019
50 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Lanover was incorporated on 2 February 2017.1 Total assets rose from EUR 195,999 in 2019 to EUR 1.1 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

Financials · fiscal year 2025, micro schema

Equity
€943k▲ 15.0%
2024 · €820k
Total assets
€1.09M▲ 7.3%
2024 · €1.01M
Net result
€123k▼ 49.2%
2024 · €241k
Working capital
€906k▲ 16.0%
2024 · €781k
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€139k▲ 7.1%€247k▲ 77.5%€187k▼ 24.5%€306k▲ 63.8%€172k▼ 44.0%
Net result€106k▲ 7.4%€189k▲ 77.9%€144k▼ 23.9%€241k▲ 67.7%€123k▼ 49.2%
Equity€278k▲ 4.7%€480k▲ 72.4%€624k▲ 30.0%€820k▲ 31.5%€943k▲ 15.0%
Total assets€556k▲ 97.1%€677k▲ 21.7%€811k▲ 19.8%€1.01M▲ 24.8%€1.09M▲ 7.3%
Debt€278k▲ 1,617%€197k▼ 29.2%€187k▼ 5.1%€191k▲ 2.5%€142k▼ 25.7%
Working capital€252k▲ 4.4%€459k▲ 81.8%€601k▲ 31.0%€781k▲ 30.0%€906k▲ 16.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100k€200k€300kOperating result 2021: €139k€139kNet result 2021: €106k€106kOperating result 2022: €247k€247kNet result 2022: €189k€189kOperating result 2023: €187k€187kNet result 2023: €144k€144kOperating result 2024: €306k€306kNet result 2024: €241k€241kOperating result 2025: €172k€172kNet result 2025: €123k€123k20212022202320242025€0€100k€200k€300kOperating result 2023: €187k€187kNet result 2023: €144k€144kOperating result 2024: €306k€306kNet result 2024: €241k€241kOperating result 2025: €172k€172kNet result 2025: €123k€123k202320242025
The operating result falls in 2025; 2025 is 44% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.09M
Fixed assets €150k ▼ 8.1%
Current assets €935k ▲ 10.2%
Equity and liabilities €1.09M
Equity €943k ▲ 15.0%
Debt €142k ▼ 25.7%
Debt's share of the balance-sheet total falls from 18.9% to 13.1%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€185k▼
2024 · €317k
Cash flow
€136k▼
2024 · €252k
Current ratio
32.42▲
2024 · 12.73
Debt to equity
0.15▼
2024 · 0.23
ROE
13.0%▼
2024 · 29.4%
ROA
11.3%▼
2024 · 23.9%
Interest coverage
109.34▼
2024 · 142.76
Debt ≤ 1 year
€29k▼
2024 · €67k
Debt > 1 year
€113k▼
2024 · €125k
Income taxes
€54k▼
2024 · €74k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.01M€1.09M▲
Fixed assets21/28€164k€150k▼
Tangible fixed assets22/27€164k€150k▼
Land and buildings22€148k€139k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€14k€10k▼
Current assets29/58€848k€935k▲
Amounts receivable after more than one year29-€84k
Other amounts receivable291-€84k
Amounts receivable within one year40/41€153k€156k▲
Trade receivables40€22k€17k▼
Other amounts receivable41€131k€139k▲
Current investments50/53€200k€603k▲
Cash at bank and in hand54/58€492k€92k▼
Deferred charges and accrued income490/1€3k€348▼
Equity and liabilities
Total equity and liabilities10/49€1.01M€1.09M▲
Equity10/15€820k€943k▲
Contributions10/11€19k€19k=
Reserves13€802k€924k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€93k€93k=
Distributable reserves133€709k€832k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€191k€142k▼
Amounts payable after more than one year17€125k€113k▼
Financial debts170/4€125k€113k▼
Amounts payable within one year42/48€67k€29k▼
Current portion of amounts payable after more than one year42€11k€12k▲
Trade debts44€40€102▲
Suppliers440/4€40€102▲
Taxes, remuneration and social security45€15k€16k▲
Taxes450/3€11k€12k▲
Remuneration and social security454/9€4k€4k▲
Other amounts payable47/48€40k€0▼
Accrued charges and deferred income492/3€0-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€13k▲
Other operating charges640/8€1k€3k▲
Gross operating margin9900€318k€187k▼
Operating profit (loss)9901€306k€172k▼
Financial income75/76B€11k€7k▼
Recurring financial income75€11k€7k▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€315k€177k▼
Income taxes67/77€74k€54k▼
Profit (loss) for the period9904€241k€123k▼
Transfer to tax-exempt reserves689€93k€0▼
Profit (loss) for the period to be appropriated9905€149k€123k▼
Appropriation of the result
Profit (loss) to be appropriated9906€149k€123k▼
Transfer to equity691/2€104k€123k▲
To other reserves6921€104k€123k▲
Profit to be distributed694/7€45k€0▼
Return on contributions (dividend)694€45k€0▼

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A-€17k----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€10k€9k€11k€13k▲ 23.1%
Other operating charges640/8-€416€1k€1k€3k▲ 89.4%
Gross operating margin9900€157k€257k€198k€318k€187k▼ 41.1%
Operating profit (loss)9901€139k€247k€187k€306k€172k▼ 44.0%
Financial income75/76B-€778€1k€11k€7k▼ 39.9%
Recurring financial income75€305€778€1k€11k€7k▼ 39.9%
Financial charges65/66B-€2k€2k€2k€2k▼ 23.9%
Recurring financial charges65€2k€2k€2k€2k€2k▼ 23.9%
Profit (loss) for the period before taxes9903€138k€246k€186k€315k€177k▼ 44.0%
Income taxes67/77€32k€57k€42k€74k€54k▼ 26.9%
Profit (loss) for the period9904€106k€189k€144k€241k€123k▼ 49.2%
Transfer to tax-exempt reserves689---€93k€0▼ 100%
Profit (loss) for the period to be appropriated9905€106k€189k€144k€149k€123k▼ 17.5%
Line20212022202320242025Change
Assets
Total assets20/58€556k€677k€811k€1.01M€1.09M▲ 7.3%
Fixed assets21/28€184k€169k€159k€164k€150k▼ 8.1%
Tangible fixed assets22/27€184k€169k€159k€164k€150k▼ 8.1%
Land and buildings22-€166k€157k€148k€139k▼ 6.1%
Plant, machinery and equipment23---€2k€2k▼ 15.4%
Furniture and vehicles24---€14k€10k▼ 28.4%
Other tangible fixed assets26-€3k€3k---
Current assets29/58€372k€508k€651k€848k€935k▲ 10.2%
Amounts receivable after more than one year29----€84k-
Other amounts receivable291----€84k-
Amounts receivable within one year40/41€81k€122k€122k€153k€156k▲ 1.8%
Trade receivables40-€3k€2k€22k€17k▼ 23.1%
Other amounts receivable41-€119k€120k€131k€139k▲ 6.0%
Current investments50/53--€250k€200k€603k▲ 201%
Cash at bank and in hand54/58€291k€380k€270k€492k€92k▼ 81.4%
Deferred charges and accrued income490/1-€6k€10k€3k€348▼ 87.8%
Equity and liabilities
Total equity and liabilities10/49€556k€677k€811k€1.01M€1.09M▲ 7.3%
Equity10/15€278k€480k€624k€820k€943k▲ 15.0%
Contributions10/11-€19k€19k€19k€19k=
Reserves13€272k€461k€605k€802k€924k▲ 15.3%
Non-distributable reserves130/1-€2k€2k€0--
Reserves not available under the articles1311-€2k€2k€0--
Tax-exempt reserves132---€93k€93k=
Distributable reserves133-€459k€603k€709k€832k▲ 17.3%
Profit (loss) carried forward14---€0€0-
Amounts payable17/49€278k€197k€187k€191k€142k▼ 25.7%
Amounts payable after more than one year17€158k€147k€136k€125k€113k▼ 9.1%
Financial debts170/4-€147k€136k€125k€113k▼ 9.1%
Amounts payable within one year42/48€119k€49k€50k€67k€29k▼ 56.7%
Current portion of amounts payable after more than one year42-€11k€11k€11k€12k▲ 9.5%
Trade debts44€137€317-€40€102▲ 155%
Suppliers440/4-€317-€40€102▲ 155%
Taxes, remuneration and social security45-€36k€36k€15k€16k▲ 8.2%
Taxes450/3-€36k€36k€11k€12k▲ 10.8%
Remuneration and social security454/9---€4k€4k▲ 0.6%
Other amounts payable47/48-€2k€3k€40k€0▼ 100%
Accrued charges and deferred income492/3-€460€499€0--
Line20212022202320242025Change
Profit (loss) for the period9904€106k€189k€144k€241k€123k▼ 49.2%
+ Depreciation and write-downs630€16k€10k€9k€11k€13k▲ 23.1%
Operating cash flow (approximation)€123k€199k€153k€252k€136k▼ 46.1%
Investment in fixed assets (approximation)-€6k€0€-15k€0▲ 100%
Change in cash-€89k€-110k€222k€-400k▼ 280%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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More with these figures Sector benchmark What changed Value indication

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
29-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial Liquidity triplescurrent ratio 32.42
Current ratio from 12.73 to 32.42; short-term debt falls from €67k to €29k.
2024
20-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial Highest result since 2019net €241k ▲67.7%
Operating result €306k, net result €241k, both a record.
2023
19-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial Equity above €500kEq €624k ▲30%
5 profitable years in a row build equity to €624k.
06-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial Liquidity triplescurrent ratio 10.31
Current ratio from 3.11 to 10.31; short-term debt falls from €119k to €49k.
04-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
09-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial Liquidity doublescurrent ratio 16.38
Current ratio from 6.86 to 16.38; short-term debt falls from €25k to €16k.
30-06
Financial Equity above €200kEq €266k ▲59.3%
2 profitable years in a row build equity to €266k.
2019
12-12
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
21-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2017
seat establishment The establishment unit on the map
Ground area
679 m²
Building footprint
127 m²
Volume, LiDAR
693 m³
Parcel 36017C0933/00A000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Lanover
Landmansstraat 67, 8800 RoeselareFinancial service activities, except insurance and pension funding
since 20172.261.339.422
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36017C0933/00A000 Flanders 679 m² 1 · 127 m² 8.1 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 5,710 companies in sector 70100 we hold annual accounts for 3,495. 1,936 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded02-02-2017
Fiscal year end30-06
Activities, NACEBEL 2025
70100Activities of head offices

Scores and ratios are computed by Checked and are not a credit decision.