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Neumann

Active
Private limited companyfounded 2025active for 1 yearMeersstraat(HEU) 60, 9070 Destelbergen, BelgiumKBO/BCE: BE 1027.753.602
Summary

The computed 12-month bankruptcy probability of Neumann is 2.4% (moderate). The 2025 annual accounts show equity of €35,959 and a net result of €32,959. Its solvency ranks better than 62% of 34,855 sector peers (NACE 43, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

Financials · financial year 2025, micro format

2025 annual accounts filed late (25 days) Filed on 25 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00429848.

Turnover
≈ €220,000
Estimated: probably between €130,000 and €290,000
Total assets
€62,948
Net result
€32,959
Working capital
€15,305

Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €62,948
Fixed assets €21,952
Current assets €40,996
Equity and liabilities €62,948
Equity €35,959
Debt €26,989
Debt finances 42.9% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€49,468
Cash flow
€33,769
Current ratio
1.60
Debt to equity
0.75
ROE
91.7%
ROA
52.4%
Interest coverage
over 100
Debt ≤ 1 year
€25,691
Debt > 1 year
€1,298
Income taxes
€15,381

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
96.6% still going

For this company itself Checked computes a higher bankruptcy probability: 2.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 39 lines
Balance sheet Code2025
Assets
Total assets20/58€62,948
Fixed assets21/28€21,952
Tangible fixed assets22/27€21,952
Plant, machinery and equipment23€6,410
Furniture and vehicles24€15,542
Current assets29/58€40,996
Amounts receivable within one year40/41€29,356
Trade receivables40€29,135
Other amounts receivable41€221
Current investments50/53€11,058
Deferred charges and accrued income490/1€582
Equity and liabilities
Total equity and liabilities10/49€62,948
Equity10/15€35,959
Contributions10/11€3,000
Reserves13€32,959
Distributable reserves133€32,959
Amounts payable17/49€26,989
Amounts payable after more than one year17€1,298
Financial debts170/4€1,298
Amounts payable within one year42/48€25,691
Current portion of amounts payable after more than one year42€7,603
Trade debts44€2,146
Suppliers440/4€2,146
Taxes, remuneration and social security45€15,381
Taxes450/3€15,381
Other amounts payable47/48€561
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€811
Other operating charges640/8€632
Gross operating margin9900€50,100
Operating profit (loss)9901€48,657
Financial charges65/66B€318
Recurring financial charges65€318
Profit (loss) for the period before taxes9903€48,339
Income taxes67/77€15,381
Profit (loss) for the period9904€32,959
Profit (loss) for the period to be appropriated9905€32,959
Appropriation of the result
Profit (loss) to be appropriated9906€32,959
Transfer to equity691/2€32,959
To other reserves6921€32,959

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€811
Other operating charges640/8€632
Gross operating margin9900€50,100
Operating profit (loss)9901€48,657
Financial charges65/66B€318
Recurring financial charges65€318
Profit (loss) for the period before taxes9903€48,339
Income taxes67/77€15,381
Profit (loss) for the period9904€32,959
Profit (loss) for the period to be appropriated9905€32,959
Line2025
Assets
Total assets20/58€62,948
Fixed assets21/28€21,952
Tangible fixed assets22/27€21,952
Plant, machinery and equipment23€6,410
Furniture and vehicles24€15,542
Current assets29/58€40,996
Amounts receivable within one year40/41€29,356
Trade receivables40€29,135
Other amounts receivable41€221
Current investments50/53€11,058
Deferred charges and accrued income490/1€582
Equity and liabilities
Total equity and liabilities10/49€62,948
Equity10/15€35,959
Contributions10/11€3,000
Reserves13€32,959
Distributable reserves133€32,959
Amounts payable17/49€26,989
Amounts payable after more than one year17€1,298
Financial debts170/4€1,298
Amounts payable within one year42/48€25,691
Current portion of amounts payable after more than one year42€7,603
Trade debts44€2,146
Suppliers440/4€2,146
Taxes, remuneration and social security45€15,381
Taxes450/3€15,381
Other amounts payable47/48€561
Line2025
Profit (loss) for the period9904€32,959
+ Depreciation and write-downs630€811
Operating cash flow (approximation)€33,769

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 25-08-2026 2026-00429848

Similar companies · same sector, comparable size

Of the 8,472 active companies whose main activity is roofing work (NACE 43410), figures are known for 4,467. 3,609 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.