NEUMAC
ActiveThe computed 12-month bankruptcy probability of NEUMAC is 2.3% (moderate). The 2025 annual accounts show negative equity (€-67k) and a net result of €-50k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 18% of 3603 sector peers (fiscal year 2025). The company has been active since 1980 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency40▲+1
Growth52=
Stability100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.8 against 0.78 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-11%
Return on assets
-8.2%
Age of the figures
8 mo
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€67k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
29 d late
2023
21 d late
2022
30 d late
2021
31 d late
2020
2 d early
2019
5 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-50k▲ 22.7%
2024 · €-65k
2018: €-10k
2019: €15k
2020: €-102k
2021: €111k
2022: €137k
2023: €24k
2024: €-65k
2018 → 2025
Working capital
€-136k▲ 2.9%
2024 · €-140k
2018: €-398k
2019: €-275k
2020: €-238k
2021: €-105k
2022: €-46k
2023: €-43k
2024: €-140k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-53k-€44k€48k▲ 8.0%€-17k€-67k▼ 294%
Operating result€135k-€197k▲ 46.3%€64k▼ 67.6%€-37k€-20k▲ 45.9%
Net result€111k-€137k▲ 23.2%€24k▼ 82.8%€-65k€-50k▲ 22.7%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €20k in 2025 against €37k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €612k
Fixed assets
€86k▼ 37.9%
Current assets
€526k▲ 8.5%
Key figures and ratios
EBITDA
€48k▲
2024 · €30k
Cash flow
€18k▲
2024 · €2k
Solvency
-11.0%▼
2024 · -2.7%
Current ratio
0.80▲
2024 · 0.78
Quick ratio
0.75▼
2024 · 0.75
Debt / equity
-10.10▲
2024 · -37.47
ROE
74.6%▼
2024 · 379.5%
ROA
-8.2%▲
2024 · -10.4%
Interest coverage
1.79▲
2024 · 1.05
Debt
€679k▲
2024 · €640k
Debt ≤ 1 year
€662k▲
2024 · €624k
Income taxes
€5k▲
2024 · €160
Staff costs
€1.21M▼
2024 · €1.23M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€623k€612k▼
Fixed assets21/28€138k€86k▼
Tangible fixed assets22/27€138k€86k▼
Plant, machinery and equipment23€127k€75k▼
Furniture and vehicles24€3k€5k▲
Leasing and similar rights25-€0
Other tangible fixed assets26€8k€6k▼
Current assets29/58€485k€526k▲
Stocks and contracts in progress3€17k€32k▲
Stocks30/36€17k€32k▲
Amounts receivable within one year40/41€135k€44k▼
Trade receivables40€60k€11k▼
Other amounts receivable41€75k€34k▼
Cash at bank and in hand54/58€313k€418k▲
Deferred charges and accrued income490/1€20k€32k▲
Equity and liabilities
Total equity and liabilities10/49€623k€612k▼
Equity10/15€-17k€-67k▼
Contributions10/11€37k€37k=
Reserves13€4k€4k=
Distributable reserves133€4k€4k=
Profit (loss) carried forward14€-58k€-108k▼
Amounts payable17/49€640k€679k▲
Amounts payable after more than one year17€16k-
Financial debts170/4€16k-
Amounts payable within one year42/48€624k€662k▲
Current portion of amounts payable after more than one year42€54k€20k▼
Financial debts43€28k€48k▲
Credit institutions430/8€28k€48k▲
Trade debts44€286k€400k▲
Suppliers440/4€286k€400k▲
Taxes, remuneration and social security45€128k€127k▼
Taxes450/3€34€439▲
Remuneration and social security454/9€128k€127k▼
Other amounts payable47/48€128k€67k▼
Accrued charges and deferred income492/3-€18k
Income statement
Code20242025
Remuneration, social security and pensions62€1.23M€1.21M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€67k€68k▲
Other operating charges640/8€9k€8k▼
Gross operating margin9900€1.27M€1.27M▼
Operating profit (loss)9901€-37k€-20k▲
Financial income75/76B€895€2k▲
Recurring financial income75€895€2k▲
Financial charges65/66B€29k€27k▼
Recurring financial charges65€29k€27k▼
Profit (loss) for the period before taxes9903€-65k€-45k▲
Income taxes67/77€160€5k▲
Profit (loss) for the period9904€-65k€-50k▲
Profit (loss) for the period to be appropriated9905€-65k€-50k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-58k€-108k▼
Profit (loss) brought forward from the previous period14P€7k€-58k▼
Social balance
Average headcount (FTE)908726.526.5=
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 21 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2022
31-12
Financial
Highest result since 2018net €137k ▲23.2%
Operating result €197k, net result €137k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €111k
Net result €111k after one loss-making year.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet €-102k ▼774%
Net result drops to €-102k, the lowest in the series; recovery starts the following year.
05-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 5 days late
2019
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 22 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 23 days late
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2025
WAHВА СOMPANY SRL
CurrentDirector · since 08-10-2025 · Legal entity · perm. rep.: Lucka WAHBA
08-10-2025
Appointed as Director
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 1980
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwstraat 1241000 BrusselGround area
226 m²
Building footprint
119 m²
Volume, LiDAR
2,113 m³
Parcel 21802B0078/00A003, Brussels · tallest building 20.3 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
McDonald's
since 19802.017.741.837
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21802B0078/00A003 | Brussels | 226 m² | 1 · 119 m² | 20.3 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BRIN D'ART
BE 0839.998.818
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Phil Food
BE 0727.888.295
Wetteren · Eq €48k
Wanda
BE 0664.670.031
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Of 21,633 companies in sector 56112 we hold annual accounts for 9,658. 8,306 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-06-1980
Fiscal year end31-12
Activities, NACEBEL
55301
55302
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 45 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.