NEUGROSCHL en ZOON
ActiveSummary
NEUGROSCHL en ZOON has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €101k and a net result of €8k. Equity is shrinking by ~17.8% per year across the filed fiscal years. Its solvency ranks better than 35% of 8001 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability43▲+43
Solvency55▼-45
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.0 against 0.41 in 2024; short-term debt: 69.8% of total assets), and 69.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.2%
Return on assets
2.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-09-2026, 45 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
45 d late
2024
57 d late
2023
34 d early
2022
3 d early
2021
54 d late
2020
124 d late
2019
41 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€101k▲ 8.4%
2024 · €93k
2018: €1.23M
2019: €302k
2020: €253k
2021: €211k
2022: €188k
2023: €162k
2024: €93k
2018 → 2025
Total assets
€333k▲ 218%
2024 · €105k
2018: €1.25M
2019: €307k
2020: €253k
2021: €215k
2022: €188k
2023: €163k
2024: €105k
2018 → 2025
Net result
€8k
2024 · €-19k
2018: €-524k
2019: €-131k
2020: €-49k
2021: €-42k
2022: €-23k
2023: €-26k
2024: €-19k
2018 → 2025
Working capital
€890
2024 · €-7k
2018: €1.13M
2019: €199k
2020: €150k
2021: €108k
2022: €85k
2023: €62k
2024: €-7k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€211k-€188k▼ 11.0%€162k▼ 13.7%€93k▼ 42.7%€101k▲ 8.4%
Operating result€-41k-€-22k▲ 46.6%€-25k▼ 14.7%€-15k▲ 39.9%€5k
Net result€-42k-€-23k▲ 45.3%€-26k▼ 11.5%€-19k▲ 25.8%€8k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €5k after a loss of €15k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €333k
Fixed assets
€100k =
Current assets
€233k ▲ 4,739%
Equity and liabilities €333k
Equity
€101k ▲ 8.4%
Debt
€232k ▲ 1,881%
Debt's share of the balance-sheet total rises from 11.2% to 69.8%. Equity and debt are higher.
Key figures and ratios
Current ratio
1.00▲
2024 · 0.41
Debt to equity
2.31▲
2024 · 0.13
ROE
7.8%▲
2024 · -20.6%
ROA
2.3%▲
2024 · -18.3%
Debt ≤ 1 year
€232k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet
Code20242025
Assets
Total assets20/58€105k€333k▲
Fixed assets21/28€100k€100k=
Tangible fixed assets22/27€100k€100k=
Land and buildings22€100k€100k=
Current assets29/58€5k€233k▲
Amounts receivable within one year40/41€5k€233k▲
Trade receivables40-€232k
Other amounts receivable41€5k€2k▼
Equity and liabilities
Total equity and liabilities10/49€105k€333k▲
Equity10/15€93k€101k▲
Contributions10/11€115k€115k=
Capital10€115k€115k=
Issued capital100€115k€115k=
Reserves13€28k€28k=
Non-distributable reserves130/1€28k€28k=
Legal reserve130€28k€28k=
Profit (loss) carried forward14€-50k€-43k▲
Amounts payable17/49€12k€232k▲
Amounts payable within one year42/48€12k€232k▲
Financial debts43-€445
Credit institutions430/8-€445
Trade debts44-€220k
Suppliers440/4-€220k
Other amounts payable47/48€12k€12k=
Income statement
Code20242025
Other operating charges640/8€6k€6k▼
Gross operating margin9900€-9k€11k▲
Operating profit (loss)9901€-15k€5k▲
Financial income75/76B€180€3k▲
Recurring financial income75€180€3k▲
Financial charges65/66B€4k€117▼
Recurring financial charges65€4k€117▼
Profit (loss) for the period before taxes9903€-19k€8k▲
Profit (loss) for the period9904€-19k€8k▲
Profit (loss) for the period to be appropriated9905€-19k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-50k€-43k▲
Profit (loss) brought forward from the previous period14P€-31k€-50k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 45 days late
2025
31-12
Financial
Back to profitnet €8k
Net result €8k after 7 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 1.00
Current ratio from 0.41 to 1.00.
31-12
Financial
Equity above €100kEq €101k ▲8.4%
Equity rises from €93k to €101k.
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 5current ratio 160.93
Current ratio from 29.82 to 160.93; short-term debt falls from €4k to €529.
23-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 54 days late
2021
02-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 124 days late
2020
31-12
Financial
Liquidity times 26current ratio 1258.47
Current ratio from 47.79 to 1258.47; short-term debt falls from €4k to €119.
10-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 41 days late
Show earlier events
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
09-01
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 162 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1984
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoveniersstraat 22018 AntwerpenGround area
3,604 m²
Building footprint
2,774 m²
Volume, LiDAR
71,494 m³
Parcel 11808H1178/00F008, Flanders · tallest building 45.0 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
NEUGROSCHL & ZOON
since 19842.024.902.912
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11808H1178/00F008 | Flanders | 3,604 m² | 1 · 2,774 m² | 45.0 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ATELIER 916
BE 0432.278.322
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D.M.P. Import-Export
BE 0400.470.834
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Of 567 companies in sector 46480 we hold annual accounts for 353. 262 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded23-12-1983
Fiscal year end31-12
Activities, NACEBEL 2025
46480Wholesale trade
47770Retail sale of watches and jewellery
Sources
Crossroads Bank for EnterprisesNational Bank · 42 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
General meetings
1 convocationExtraordinary general meeting
Agenda
Verslag raad van bestuur. Goedkeuring jaarrekening per 30.06.2004. Bestemming resultaat. Kwijting bestuurders en commissaris-revisor. Ontslag bestuurders. Herbenoeming commissaris- revisor. In overeenstemming met artikel 28 van de statuten, moeten de titels ten laatste vijf dagen voor de algemene vergadering neergelegd worden hetzij ten maatschappelijke zetel, hetzij bij de ING, naamloze vennootschap,, Lange Gasthuisstraat 20, te 2000 Antwerpen, of in alle bijkantoren. (83268) De raad van bestuur. ″Neugroschl en zoon″, naamloze vennootschap, Hoveniersstraat 2, bus 320, 2018 Antwerpen Ondernemingsnummer 0425.904.828 Vereiste aanwezigheidsquorum werd niet bereikt op de buitenge- wone algemene ...