ATELIER 916
ActiveATELIER 916 has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-215k) and a net result of €-56k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 9017 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
15
/ 100
Critical▲ +8 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency33=
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.09 against 0.15 in 2023), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-15%
Return on assets
-3.9%
Age of the figures
20 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year -€215k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
72 d late
2022
24 d early
2021
61 d late
2020
1 d early
2019
63 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€-215k▼ 35.0%
2023 · €-159k
2018: €227k
2019: €230k
2020: €232k
2021: €104k
2022: €104k
2023: €-159k
2018 → 2024
Total assets
€1.43M▼ 2.1%
2023 · €1.46M
2018: €2.04M
2019: €1.98M
2020: €1.92M
2021: €1.94M
2022: €2.01M
2023: €1.46M
2018 → 2024
Net result
€-56k▲ 78.8%
2023 · €-263k
2018: €-71k
2019: €3k
2020: €1k
2021: €-128k
2022: €282
2023: €-263k
2018 → 2024
Working capital
€-543k▼ 30.5%
2023 · €-416k
2018: €-140k
2019: €-145k
2020: €-120k
2021: €-38k
2022: €-157k
2023: €-416k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€232k-€104k▼ 55.2%€104k▲ 0.3%€-159k€-215k▼ 35.0%
Operating result€59k-€75k▲ 27.3%€34k▼ 55.1%€-229k€10k
Net result€1k-€-128k€282€-263k€-56k▲ 78.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €10k after a loss of €229k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.43M
Fixed assets
€1.38M▼ 0.9%
Current assets
€54k▼ 25.0%
Key figures and ratios
EBITDA
€23k▲
2023 · €-149k
Cash flow
€-43k▲
2023 · €-183k
Solvency
-15.0%▼
2023 · -10.9%
Current ratio
0.09▼
2023 · 0.15
Quick ratio
0.09▼
2023 · 0.13
Debt / equity
-7.65▲
2023 · -10.18
ROE
25.9%▼
2023 · 165.4%
ROA
-3.9%▲
2023 · -18.0%
Interest coverage
0.36▲
2023 · -4.53
Debt
€1.64M▲
2023 · €1.62M
Debt ≤ 1 year
€597k▲
2023 · €488k
Debt > 1 year
€1.05M▼
2023 · €1.13M
Income taxes
€2k▲
2023 · €853
Staff costs
€42k▲
2023 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.46M€1.43M▼
Fixed assets21/28€1.39M€1.38M▼
Tangible fixed assets22/27€1.39M€1.38M▼
Land and buildings22€1.35M€1.35M=
Plant, machinery and equipment23€3k€1k▼
Furniture and vehicles24€32k€20k▼
Current assets29/58€72k€54k▼
Stocks and contracts in progress3€9k-
Stocks30/36€9k-
Amounts receivable within one year40/41€61k€54k▼
Trade receivables40€61k€54k▼
Cash at bank and in hand54/58€2k€43▼
Equity and liabilities
Total equity and liabilities10/49€1.46M€1.43M▼
Equity10/15€-159k€-215k▼
Contributions10/11€19k€19k=
Reserves13€28k€28k=
Non-distributable reserves130/1€28k€28k=
Reserves not available under the articles1311€28k€28k=
Profit (loss) carried forward14€-205k€-261k▼
Amounts payable17/49€1.62M€1.64M▲
Amounts payable after more than one year17€1.13M€1.05M▼
Financial debts170/4€1.13M€1.05M▼
Amounts payable within one year42/48€488k€597k▲
Current portion of amounts payable after more than one year42€83k€84k▲
Financial debts43€50k€49k▼
Credit institutions430/8€50k€49k▼
Trade debts44€216k€30k▼
Suppliers440/4€216k€30k▼
Taxes, remuneration and social security45€13k€13k▲
Taxes450/3€7k€7k▼
Remuneration and social security454/9€5k€6k▲
Other amounts payable47/48€127k€421k▲
Income statement
Code20232024
Remuneration, social security and pensions62€40k€42k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€80k€13k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-3k
Other operating charges640/8€10k€6k▼
Non-recurring operating charges66A€5k-
Gross operating margin9900€-93k€68k▲
Operating profit (loss)9901€-229k€10k▲
Financial charges65/66B€33k€63k▲
Recurring financial charges65€33k€63k▲
Profit (loss) for the period before taxes9903€-262k€-53k▲
Income taxes67/77€853€2k▲
Profit (loss) for the period9904€-263k€-56k▲
Profit (loss) for the period to be appropriated9905€-263k€-56k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-263k€-261k▲
Profit (loss) brought forward from the previous period14P-€-205k
Transfer from equity791/2€58k-
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 61 days late
2024
11-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 72 days late
2023
31-12
Financial
Weakest financial yearnet €-263k ▼93264%
Net result drops to €-263k, the lowest in the series; recovery starts the following year.
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €282
Net result €282 after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
27-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beersel · 1 establishment unit since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gravenhoflaan 91653 BeerselGround area
3,116 m²
Building footprint
356 m²
Volume, LiDAR
116 m³
2 parcels, Flanders · tallest building 5.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
VAN BELLINGEN NEW BVBA
since 19872.031.851.773
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23017C0036/00D000 | Flanders | 2,999 m² | 1 · 321 m² | 3.5 m |
| 23027G0569/00E000 | Flanders | 117 m² | 1 · 35 m² | 5.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
J.KATZ JEWELLERS
BE 0404.977.077
Antwerpen · Eq €105k
UURWERKATELIER MEEUS
BE 0635.817.380
Antwerpen · Eq €103k
WATCHTRADE
BE 0446.521.484
Edegem · Eq €106k
CHRIS10 DEUREN
BE 0809.590.704
Beveren-Kruibeke-Zwijndrecht · Eq €102k
ROCHET Benelux
BE 0415.956.388
Braine-l'Alleud · Eq €102k
Of 565 companies in sector 46480 we hold annual accounts for 352. 263 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-10-1987
Fiscal year end31-12
Activities, NACEBEL
46480Wholesale trade
47770Retail sale of watches and jewellery
51474
52484
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.