NETVALUE
ActiveSummary
NETVALUE has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €533k and a net result of €70k. Equity is growing by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 72% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability82▲+3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 4.36 against 11.91 in 2024; short-term debt: 21.7% and cash: 42.4% of total assets), and 21.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.3%
Return on assets
10.2%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
44 d early
2023
69 d early
2022
27 d early
2021
27 d early
2020
38 d early
2019
39 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€533k▼ 11.8%
2024 · €605k
Total assets
€681k▲ 3.8%
2024 · €656k
Net result
€70k▲ 33.1%
2024 · €52k
Working capital
€497k▼ 10.6%
2024 · €556k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€81k▼ 4.1%€89k▲ 9.6%€97k▲ 9.7%€65k▼ 33.0%€89k▲ 37.0%
Net result€59k▼ 7.1%€65k▲ 9.5%€65k▲ 0.7%€52k▼ 19.6%€70k▲ 33.1%
Equity€503k▲ 13.0%€545k▲ 8.3%€599k▲ 9.9%€605k▲ 1.0%€533k▼ 11.8%
Total assets€537k▲ 6.2%€582k▲ 8.5%€699k▲ 20.0%€656k▼ 6.1%€681k▲ 3.8%
Debt€34k▼ 44.0%€38k▲ 11.4%€100k▲ 166%€51k▼ 49.0%€148k▲ 190%
Working capital€492k▲ 13.3%€532k▲ 8.2%€530k▼ 0.4%€556k▲ 5.0%€497k▼ 10.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 37% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €681k
Fixed assets
€36k ▼ 25.9%
Current assets
€645k ▲ 6.2%
Equity and liabilities €681k
Equity
€533k ▼ 11.8%
Debt
€148k ▲ 190%
Debt's share of the balance-sheet total rises from 7.8% to 21.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€102k▲
2024 · €86k
Cash flow
€82k▲
2024 · €73k
Current ratio
4.36▼
2024 · 11.91
Debt to equity
0.28▲
2024 · 0.08
ROE
13.0%▲
2024 · 8.6%
ROA
10.2%▲
2024 · 8.0%
Interest coverage
734.53▲
2024 · 602.22
Debt ≤ 1 year
€148k▲
2024 · €51k
Income taxes
€27k▲
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8k | €8k | €8k | €20k | €13k | ▼ 38.2% |
| Other operating charges640/8 | - | €922 | €905 | €1k | €1k | ▼ 2.4% |
| Gross operating margin9900 | €90k | €98k | €107k | €87k | €103k | ▲ 18.7% |
| Operating profit (loss)9901 | €81k | €89k | €97k | €65k | €89k | ▲ 37.0% |
| Financial income75/76B | - | €1k | €130 | €8k | €8k | ▼ 9.8% |
| Recurring financial income75 | €2k | €1k | €130 | €8k | €8k | ▼ 9.8% |
| Financial charges65/66B | - | €309 | €214 | €142 | €139 | ▼ 2.4% |
| Recurring financial charges65 | €572 | €309 | €214 | €142 | €139 | ▼ 2.4% |
| Profit (loss) for the period before taxes9903 | €82k | €90k | €97k | €73k | €97k | ▲ 31.7% |
| Income taxes67/77 | €23k | €25k | €32k | €21k | €27k | ▲ 28.3% |
| Profit (loss) for the period9904 | €59k | €65k | €65k | €52k | €70k | ▲ 33.1% |
| Profit (loss) for the period to be appropriated9905 | €59k | €65k | €65k | €52k | €70k | ▲ 33.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €537k | €582k | €699k | €656k | €681k | ▲ 3.8% |
| Fixed assets21/28 | €23k | €16k | €69k | €49k | €36k | ▼ 25.9% |
| Tangible fixed assets22/27 | €23k | €16k | €69k | €49k | €36k | ▼ 25.9% |
| Plant, machinery and equipment23 | - | €1k | €4k | €3k | €2k | ▼ 41.6% |
| Furniture and vehicles24 | - | €15k | €65k | €46k | €35k | ▼ 25.1% |
| Financial fixed assets28 | €50 | €50 | €50 | €50 | €50 | = |
| Current assets29/58 | €514k | €567k | €630k | €607k | €645k | ▲ 6.2% |
| Amounts receivable within one year40/41 | €18k | €20k | €87k | €24k | €21k | ▼ 10.5% |
| Trade receivables40 | - | €19k | €87k | €19k | €21k | ▲ 10.4% |
| Other amounts receivable41 | - | €831 | - | €5k | €711 | ▼ 86.2% |
| Current investments50/53 | €204k | €205k | €285k | €391k | €335k | ▼ 14.4% |
| Cash at bank and in hand54/58 | €292k | €340k | €257k | €191k | €289k | ▲ 51.5% |
| Deferred charges and accrued income490/1 | - | €923 | €330 | €2k | €340 | ▼ 82.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €537k | €582k | €699k | €656k | €681k | ▲ 3.8% |
| Equity10/15 | €503k | €545k | €599k | €605k | €533k | ▼ 11.8% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €484k | €526k | €580k | €586k | €515k | ▼ 12.2% |
| Non-distributable reserves130/1 | - | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | - | - | - |
| Distributable reserves133 | - | €524k | €578k | €586k | €515k | ▼ 12.2% |
| Amounts payable17/49 | €34k | €38k | €100k | €51k | €148k | ▲ 190% |
| Amounts payable after more than one year17 | €11k | €3k | - | - | - | - |
| Financial debts170/4 | - | €3k | - | - | - | - |
| Amounts payable within one year42/48 | €22k | €35k | €100k | €51k | €148k | ▲ 190% |
| Current portion of amounts payable after more than one year42 | - | €9k | €3k | - | - | - |
| Trade debts44 | €4k | €4k | €60k | €897 | €2k | ▲ 132% |
| Suppliers440/4 | - | €4k | €60k | €897 | €2k | ▲ 132% |
| Taxes, remuneration and social security45 | - | €11k | €26k | €6k | €11k | ▲ 79.4% |
| Taxes450/3 | - | €11k | €26k | €6k | €11k | ▲ 79.4% |
| Other amounts payable47/48 | - | €11k | €10k | €44k | €135k | ▲ 206% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €59k | €65k | €65k | €52k | €70k | ▲ 33.1% |
| + Depreciation and write-downs630 | €8k | €8k | €8k | €20k | €13k | ▼ 38.2% |
| Operating cash flow (approximation) | €67k | €73k | €73k | €73k | €82k | ▲ 13.0% |
| Investment in fixed assets (approximation) | - | €-1k | €-62k | €0 | €0 | - |
| Change in cash | - | €49k | €-83k | €-66k | €98k | ▲ 248% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €70k ▲33.1%
Net result €70k, the highest in the series.
2024
18-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
23-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
04-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Equity above €500kEq €503k ▲13%
3 profitable years in a row build equity to €503k.
2020
24-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
23-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
22-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
20-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
03-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2000
Ground area
1,026 m²
Building footprint
138 m²
Volume, LiDAR
922 m³
Parcel 46016D0108/00A004, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Jozef Balstraat(MEL) 9, 9120 Beveren-Kruibeke-Zwijndrecht
since 20002.097.545.123
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46016D0108/00A004 | Flanders | 1,026 m² | 1 · 138 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400KUU0YYW0OZIB08
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Of 16,901 companies in sector 62100 we hold annual accounts for 8,772. 5,359 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-01-2000
Fiscal year end30-06
Activities, NACEBEL 2025
62100Computer programming
46500Wholesale of information and communication equipment
47400Retail sale of information and communication equipment
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.