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NETSPIC

Active
Private limited companyfounded 20233 yrs activeRue Reine Astrid(FLG) 5, 6210 Les Bons Villers, BelgiumKBO/BCE: BE 0802.577.505
Summary

The computed 12-month bankruptcy probability of NETSPIC is 2.4% (moderate). The 2025 annual accounts show equity of €190,141 and a net result of €127,698. Equity is growing by ~136.3% per year across the filed fiscal years. Its solvency ranks better than 45% of 4579 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability97▲+28
Solvency60▲+17
Growth78=
Track record94
Bankruptcy probability, 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €14,000 at 30 days acceptable
Liquidity ample (current ratio 2.74 against 2.31 in 2024; short-term debt: 36.4% and cash: 95.6% of total assets), but 64.6% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
35.4%
Return on assets
23.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
24 d late
2024
2 d early
2023
30 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 17 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 August (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

NETSPIC was incorporated on 9 June 2023 as a Private limited company.1 Total assets rose from EUR 147,012 in 2023 to EUR 536,567 in 2025 and headcount from 1.1 to 3.3 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€190,141▲ 205%
2024 · €62,444
Total assets
€536,567▲ 58.0%
2024 · €339,527
Net result
€127,698▲ 200%
2024 · €42,549
Working capital
€341,087▲ 77.2%
2024 · €192,444
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€13,285-€57,083▲ 330%€170,434▲ 199%
Net result€9,895within the sector's middle half-€42,549above the sector's middle half▲ 330%€127,698above the sector's middle half▲ 200%
Equity€19,895within the sector's middle half-€62,444within the sector's middle half▲ 214%€190,141above the sector's middle half▲ 205%
Total assets€147,012within the sector's middle half-€339,527above the sector's middle half▲ 131%€536,567above the sector's middle half▲ 58.0%
Debt€127,117-€277,083▲ 118%€346,426▲ 25.0%
Working capital€52,215within the sector's middle half-€192,444above the sector's middle half▲ 269%€341,087above the sector's middle half▲ 77.2%
Solvency13.5%below the sector's middle half-18.4%within the sector's middle half▲ 4.9pp35.4%within the sector's middle half▲ 17.0pp
Current ratio1.55within the sector's middle half-2.31within the sector's middle half▲ 0.762.74above the sector's middle half▲ 0.44
Return on assets (ROA)6.7%within the sector's middle half-12.5%within the sector's middle half▲ 5.8pp23.8%above the sector's middle half▲ 11.3pp
Staff (FTE)1.1-2▲ 81.8%3.3▲ 65.0%
above within below the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000€150,000Operating result 2023: €13,285€13,285Net result 2023: €9,895€9,895Operating result 2024: €57,083€57,083Net result 2024: €42,549€42,549Operating result 2025: €170,434€170,434Net result 2025: €127,698€127,698202320242025€0€50,000€100,000€150,000Operating result 2023: €13,285€13,300Net result 2023: €9,895€9,900Operating result 2024: €57,083€57,100Net result 2024: €42,549€42,500Operating result 2025: €170,434€170,000Net result 2025: €127,698€128,000202320242025
The operating result has risen two years in a row; 2025 is 199% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €536,567
Equity €190,141 ▲ 205%
Debt €346,426 ▲ 25.0%
Debt's share of the balance-sheet total falls from 81.6% to 64.6%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Debt to equity
1.82▼
2024 · 4.44
ROE
67.2%▼
2024 · 68.1%
Debt ≤ 1 year
€195,480▲
2024 · €147,083
Income taxes
€42,684▲
2024 · €14,208
Staff costs
€180,600▲
2024 · €104,138
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet Code20242025
Assets
Total assets20/58€339,527€536,567▲
Current assets29/58€339,527€536,567▲
Amounts receivable within one year40/41€3,554€20,964▲
Trade receivables40€2,485€19,485▲
Other amounts receivable41€1,069€1,479▲
Cash at bank and in hand54/58€333,882€512,823▲
Deferred charges and accrued income490/1€2,090€2,780▲
Equity and liabilities
Total equity and liabilities10/49€339,527€536,567▲
Equity10/15€62,444€190,141▲
Contributions10/11€10,000€10,000=
Profit (loss) carried forward14€52,444€180,141▲
Amounts payable17/49€277,083€346,426▲
Amounts payable within one year42/48€147,083€195,480▲
Trade debts44€118,753€105,548▼
Suppliers440/4€118,753€105,548▼
Taxes, remuneration and social security45€18,630€80,050▲
Taxes450/3€17,200€45,860▲
Remuneration and social security454/9€1,430€34,190▲
Other amounts payable47/48€9,700€9,881▲
Accrued charges and deferred income492/3€130,000€150,946▲
Income statement Code20242025
Remuneration, social security and pensions62€104,138€180,600▲
Other operating charges640/8€1,265€506▼
Gross operating margin9900€162,487€351,539▲
Operating profit (loss)9901€57,083€170,434▲
Financial income75/76B€13€14▲
Recurring financial income75€13€14▲
Financial charges65/66B€339€66▼
Recurring financial charges65€339€66▼
Profit (loss) for the period before taxes9903€56,757€170,381▲
Income taxes67/77€14,208€42,684▲
Profit (loss) for the period9904€42,549€127,698▲
Profit (loss) for the period to be appropriated9905€42,549€127,698▲
Appropriation of the result
Profit (loss) to be appropriated9906€52,444€180,141▲
Profit (loss) brought forward from the previous period14P€9,895€52,444▲

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Non-recurring operating income76A€111---
Remuneration, social security and pensions62€51,431€104,138€180,600▲ 73.4%
Other operating charges640/8€106€1,265€506▼ 60.0%
Gross operating margin9900€64,822€162,487€351,539▲ 116%
Operating profit (loss)9901€13,285€57,083€170,434▲ 199%
Financial income75/76B-€13€14▲ 5.9%
Recurring financial income75-€13€14▲ 5.9%
Financial charges65/66B€45€339€66▼ 80.5%
Recurring financial charges65€45€339€66▼ 80.5%
Profit (loss) for the period before taxes9903€13,240€56,757€170,381▲ 200%
Income taxes67/77€3,345€14,208€42,684▲ 200%
Profit (loss) for the period9904€9,895€42,549€127,698▲ 200%
Profit (loss) for the period to be appropriated9905€9,895€42,549€127,698▲ 200%
Line202320242025Change
Assets
Total assets20/58€147,012€339,527€536,567▲ 58.0%
Current assets29/58€147,012€339,527€536,567▲ 58.0%
Amounts receivable within one year40/41€48,771€3,554€20,964▲ 490%
Trade receivables40€46,509€2,485€19,485▲ 684%
Other amounts receivable41€2,262€1,069€1,479▲ 38.3%
Cash at bank and in hand54/58€96,439€333,882€512,823▲ 53.6%
Deferred charges and accrued income490/1€1,802€2,090€2,780▲ 33.0%
Equity and liabilities
Total equity and liabilities10/49€147,012€339,527€536,567▲ 58.0%
Equity10/15€19,895€62,444€190,141▲ 205%
Contributions10/11€10,000€10,000€10,000=
Profit (loss) carried forward14€9,895€52,444€180,141▲ 243%
Amounts payable17/49€127,117€277,083€346,426▲ 25.0%
Amounts payable within one year42/48€94,797€147,083€195,480▲ 32.9%
Trade debts44€48,184€118,753€105,548▼ 11.1%
Suppliers440/4€48,184€118,753€105,548▼ 11.1%
Taxes, remuneration and social security45€16,913€18,630€80,050▲ 330%
Taxes450/3€3,345€17,200€45,860▲ 167%
Remuneration and social security454/9€13,568€1,430€34,190▲ 2,291%
Other amounts payable47/48€29,700€9,700€9,881▲ 1.9%
Accrued charges and deferred income492/3€32,320€130,000€150,946▲ 16.1%
Line202320242025Change
Profit (loss) for the period9904€9,895€42,549€127,698▲ 200%
Operating cash flow (approximation)€9,895€42,549€127,698▲ 200%
Change in cash-€237,444€178,941▼ 24.6%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
10-09
State Gazette act Purpose · Statutes amendment
Shareholding · Purpose change · Power of attorney5 facts ▸
  • General meeting, actionnaire unique représentant l’assemblée générale, assemblée générale extraordinaire des actionnaires
  • Shareholding, 27-08-2026, 1000
  • Purpose change
  • Statutes amendment
  • Power of attorney
24-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial Highest result since 2023net €127,698 ▲200%
Operating result €170,434, net result €127,698, both a record.
31-12
Financial Equity above €150,000Eq €190,141 ▲205%
3 profitable years in a row build equity to €190,141.
29-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts

Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Les Bons Villers · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
1,199 m²
Building footprint
168 m²
Parcel 52024D0061/00Y000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue Reine Astrid(FLG) 5, 6210 Les Bons Villers
General cleaning of buildings
since 20232.346.133.456
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52024D0061/00Y000 Wallonia 1,199 m² 1 · 168 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Articles of association

Purpose
L’entretien ou à la désinfection intérieur ou extérieur, par tous les moyens, techniques et/ou méthode appropriés, de bâtiments de tous types, en ce compris les immeubles…
Full purpose (23 activities)
  1. L’entretien ou à la désinfection intérieur ou extérieur, par tous les moyens, techniques et/ou méthode appropriés, de bâtiments de tous types, en ce compris les immeubles résidentiels, appartement, bureaux, ateliers, usines, magasins, ainsi que de tous les locaux ou surface à usage privé, professionnel et/ou commercial.
  2. Activités de nettoyage spécialisé de bâtiments, telles que, par exemple non limitatif, le nettoyage des vitres (intérieures et extérieures), le ramonage des cheminées, le nettoyage des âtres, des fourneaux, des incinérateurs, des chaudières, des gaines de ventilations et des dispositifs d’évacuation des fumées, le ravalement et nettoyage de façades, le nettoyage à la vapeur, par cryogénie, à haute pression, le sablage , l'aérogommage et les activités analogues concernant les parties extérieures et intérieures de tous biens mobiliers et immobiliers.
  3. Nettoyage, entretien, et rénovation de toutes machines et installations industrielles ou non.
  4. Nettoyage de tous bâtiments nouveaux et à la remise en état des lieux après travaux.
  5. Toutes autres activités de nettoyage de tous bâtiments, tous véhicules et de nettoyage industriel.
  6. L’entretien des parcs et jardins, élagage, entretien des alentours, terrasses, plantations.
  7. La fourniture de services ou prestations au profit de toutes clientèles privées ou commerciales notamment le nettoyage et l’entretien de bureaux, de parking, de vitre, ainsi que la présentation de services intermédiaires et de sous-traitance en ces matières.
  8. La protection, la rénovation et l’imprégnation des sols.
  9. Le commerce de gros et de détail, sous toutes ses formes, l’importation, l’exportation, l’achat, la vente, la location, le cas échéant l’entretien et la réparation, de tous produits de droguerie et de produits d’entretien, de toutes machines, matériels, appareils et articles se rapportant directement ou indirectement au nettoyage, à l’entretien et la désinfection et à toutes les activités de nettoyage
  10. L’achat, la vente, la location, l’importation, l’exportation de tous matériaux, appareils et outillages nécessaires aux travaux d’entretien, de maintenance, de réparation et de renouvellement des ouvrages d’art et bâtiments
  11. L’installation dans des bâtiments d’ascenseurs, monte-charge, escaliers mécaniques y compris leur réparation et entretien
  12. De portes automatiques et tambours, de paratonnerres, d’aspirateurs à unité centrale
  13. De stores et bannes, d’enseignes lumineuses, …
  14. La pose de film de protection solaire sur les fenêtres
  15. L’installation et le montage de stations de chargement de vélos électriques et de voitures électriques
  16. Le déblayage des chantiers
  17. La récupération, l’évacuation et la vente de tous objets faisant ou non partie du déblaiement, ainsi que ses installations
  18. Tous travaux de finition, d'achèvement de bâtiments, de plâtrerie, peinture, pose de revêtements de sols et de murs, ainsi que l'aménagement intérieur
  19. La création, l'entretien des espaces verts, la plantation de végétaux, l'élagage, ainsi que les petits travaux de maçonnerie paysagère et pose d'arrosage automatique
  20. L'entretien, la maintenance, le dépannage et la réparation de tous types de machines, machines-outils, d'équipements mécaniques, industriels et d'outils de production
  21. L’achat et la vente de pièces détachées, d'accessoires et de produits d'entretien liés aux machines
  22. L'Installation, la mise en service, la formation à l'utilisation et l'audit technique des équipements
  23. Tout travaux d’électricité

Structure & network

Connections & network

No current directors or connected companies found in the register.

Capital and shareholders

Shareholders according to the acts
Stated in the act act of 10-09-2026 ↗
  • VAES Bruno Jules Pierre Gaston all shares

The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.

Similar companies · same sector, comparable size

Of 7,364 companies in sector 81210 we hold annual accounts for 2,741. 1,958 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded09-06-2023
Fiscal year end31-12
Activities, NACEBEL 2025
81210General cleaning of buildings
E-invoicing
Reachable via Peppol
Peppol ID 0208:0802577505
Also 9925:BE0802577505
Registered 22-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.