EUROGESTIONS
ActiveThe computed 12-month bankruptcy probability of EUROGESTIONS is 2.1% (moderate). The 2025 annual accounts show equity of €191k and a net result of €58k. Equity is growing by ~46.1% per year across the filed fiscal years. Its solvency ranks better than 55% of 4477 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▼-14
Solvency70▼-30
Growth78=
Track record94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 1.82 against 4.56 in 2024; short-term debt: 54.7% and cash: 25.9% of total assets), but 54.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.3%
Return on assets
13.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-09-2026, 45 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
45 d late
2024
31 d late
2023
135 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€191k▲ 43.9%
2024 · €133k
2023: €68k
2024: €133k
2023 → 2025
Total assets
€421k▲ 149%
2024 · €169k
2023: €86k
2024: €169k
2023 → 2025
Net result
€58k▼ 9.4%
2024 · €64k
2023: €23k
2024: €64k
2023 → 2025
Working capital
€189k▲ 43.9%
2024 · €131k
2023: €66k
2024: €131k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€68k-€133k▲ 93.9%€191k▲ 43.9%
Operating result€30k-€91k▲ 206%€83k▼ 9.1%
Net result€23k-€64k▲ 180%€58k▼ 9.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €421k
Fixed assets
€2k▲ 43.4%
Current assets
€419k▲ 149%
Equity and liabilities €421k
Equity
€191k▲ 43.9%
Debt
€230k▲ 524%
The debt ratio rises from 21.8% to 54.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€84k▼
2024 · €92k
Cash flow
€59k▼
2024 · €65k
Solvency
45.3%▼
2024 · 78.2%
Current ratio
1.82▼
2024 · 4.56
Quick ratio
1.82▼
2024 · 4.56
Debt / equity
1.21▲
2024 · 0.28
ROE
30.5%▼
2024 · 48.4%
ROA
13.8%▼
2024 · 37.9%
Interest coverage
649.19▲
2024 · 135.62
Debt
€230k▲
2024 · €37k
Debt ≤ 1 year
€230k▲
2024 · €37k
Income taxes
€25k▼
2024 · €27k
Staff costs
€5k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€169k€421k▲
Fixed assets21/28€1k€2k▲
Tangible fixed assets22/27€1k€2k▲
Furniture and vehicles24€1k€2k▲
Current assets29/58€168k€419k▲
Amounts receivable within one year40/41€160k€310k▲
Trade receivables40€37k€169k▲
Other amounts receivable41€122k€141k▲
Cash at bank and in hand54/58€8k€109k▲
Deferred charges and accrued income490/1-€411
Equity and liabilities
Total equity and liabilities10/49€169k€421k▲
Equity10/15€133k€191k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€131k€189k▲
Amounts payable17/49€37k€230k▲
Amounts payable within one year42/48€37k€230k▲
Trade debts44€4k€625▼
Suppliers440/4€4k€625▼
Taxes, remuneration and social security45€33k€55k▲
Taxes450/3€33k€55k▲
Other amounts payable47/48-€175k
Income statement
Code20242025
Remuneration, social security and pensions62€1k€5k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€793€831▲
Other operating charges640/8€379€535▲
Non-recurring operating charges66A€225€998▲
Gross operating margin9900€94k€91k▼
Operating profit (loss)9901€91k€83k▼
Financial charges65/66B€680€129▼
Recurring financial charges65€680€129▼
Profit (loss) for the period before taxes9903€91k€83k▼
Income taxes67/77€27k€25k▼
Profit (loss) for the period9904€64k€58k▼
Profit (loss) for the period to be appropriated9905€64k€58k▼
Appropriation of the result
Profit (loss) to be appropriated9906€131k€189k▲
Profit (loss) brought forward from the previous period14P€66k€131k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 45 days late
2025
31-12
Financial
Equity above €150kEq €191k ▲43.9%
3 profitable years in a row build equity to €191k.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Highest result since 2023net €64k ▲180%
Operating result €91k, net result €64k, both a record.
31-12
Financial
Equity above €100kEq €133k ▲93.9%
2 profitable years in a row build equity to €133k.
13-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 135 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lobbes · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Station 176540 LobbesGround area
3,616 m²
Building footprint
359 m²
Volume, LiDAR
3,239 m³
2 parcels, Wallonia · tallest building 22.2 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Europaglass
since 20212.331.817.444
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56044B0524/00R000 | Wallonia | 3,506 m² | 1 · 217 m² | 22.2 m · 5 fl. |
| 52011B0018/00G002 | Wallonia | 111 m² | 1 · 141 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
G.R.G.
BE 0442.316.337
Leuven · Eq €191k
A'CLEAN
BE 0693.942.453
De Haan · Eq €190k
NETSPIC
BE 0802.577.505
Les Bons Villers · Eq €190k
DE VRIENDT NETTOYAGE
BE 0806.479.873
Pecq · Eq €189k
RAPID NET
BE 0766.606.044
Evere · Eq €192k
Of 7,356 companies in sector 81210 we hold annual accounts for 2,734. 1,959 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-04-2021
Fiscal year end31-12
Activities, NACEBEL
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@europaglass.com