NETMIND
ActiveNETMIND has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.83M and a net result of €150k. Equity is growing by ~10.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 1385 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability41▼-5
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €160k at 30 days acceptable
Liquidity ample (current ratio 28.61 against 36.73 in 2024), and 3.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.5%
Return on assets
7.9%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
27 d late
2023
35 d late
2022
18 d early
2021
4 d early
2020
33 d early
2019
52 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
11-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€150k▼ 2.3%
2024 · €153k
2018: €129k
2019: €156k
2020: €129k
2021: €19k
2022: €168k
2023: €160k
2024: €153k
2018 → 2025
Working capital
€1.83M▲ 9.0%
2024 · €1.68M
2018: €873k
2019: €1.04M
2020: €1.18M
2021: €1.20M
2022: €1.37M
2023: €1.53M
2024: €1.68M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.20M-€1.37M▲ 14.0%€1.53M▲ 11.7%€1.68M▲ 10.0%€1.83M▲ 8.9%
Operating result€28k-€238k▲ 755%€226k▼ 5.1%€203k▼ 10.3%€190k▼ 6.5%
Net result€19k-€168k▲ 806%€160k▼ 5.0%€153k▼ 3.8%€150k▼ 2.3%
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.90M
Fixed assets
€144▼ 77.3%
Current assets
€1.90M▲ 9.8%
Equity and liabilities €1.90M
Equity
€1.83M▲ 8.9%
Debt
€66k▲ 41.0%
The debt ratio rises from 2.7% to 3.5%: debt grows faster than equity.
Key figures and ratios
EBITDA
€190k▼
2024 · €203k
Cash flow
€150k▼
2024 · €154k
Solvency
96.5%▼
2024 · 97.3%
Current ratio
28.61▼
2024 · 36.73
Quick ratio
28.61▼
2024 · 36.73
Debt / equity
0.04▲
2024 · 0.03
ROE
8.2%▼
2024 · 9.1%
ROA
7.9%▼
2024 · 8.9%
Interest coverage
25.41▼
2024 · 42.85
Debt
€66k▲
2024 · €47k
Debt ≤ 1 year
€66k▲
2024 · €47k
Income taxes
€56k▼
2024 · €61k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.73M€1.90M▲
Fixed assets21/28€635€144▼
Tangible fixed assets22/27€635€144▼
Furniture and vehicles24€635€144▼
Current assets29/58€1.73M€1.90M▲
Amounts receivable within one year40/41€175k€157k▼
Trade receivables40€175k€157k▼
Cash at bank and in hand54/58€1.55M€1.74M▲
Equity and liabilities
Total equity and liabilities10/49€1.73M€1.90M▲
Equity10/15€1.68M€1.83M▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€1.44M€1.59M▲
Non-distributable reserves130/1€27k€27k=
Reserves not available under the articles1311€27k€27k=
Distributable reserves133€1.41M€1.56M▲
Profit (loss) carried forward14€226k€226k=
Amounts payable17/49€47k€66k▲
Amounts payable within one year42/48€47k€66k▲
Trade debts44€3k€8k▲
Suppliers440/4€3k€8k▲
Taxes, remuneration and social security45€42k€55k▲
Taxes450/3€42k€49k▲
Remuneration and social security454/9-€6k
Other amounts payable47/48€2k€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€562€491▼
Gross operating margin9900€203k€190k▼
Operating profit (loss)9901€203k€190k▼
Financial income75/76B€16k€24k▲
Recurring financial income75€16k€24k▲
Financial charges65/66B€5k€7k▲
Recurring financial charges65€5k€7k▲
Profit (loss) for the period before taxes9903€214k€206k▼
Income taxes67/77€61k€56k▼
Profit (loss) for the period9904€153k€150k▼
Profit (loss) for the period to be appropriated9905€153k€150k▼
Appropriation of the result
Profit (loss) to be appropriated9906€379k€376k▼
Profit (loss) brought forward from the previous period14P€226k€226k=
Transfer to equity691/2€153k€150k▼
To other reserves6921€153k€150k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 27 days late
2024
04-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 35 days late
2023
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2018net €168k ▲806%
Operating result €238k, net result €168k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 50.48
Current ratio from 22.85 to 50.48; short-term debt falls from €55k to €28k.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Weakest financial yearnet €19k ▼85.7%
Net result drops to €19k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 22.85
Current ratio from 10.64 to 22.85; short-term debt falls from €122k to €55k.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
09-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €1MEq €1.05M ▲17.5%
2 profitable years in a row build equity to €1.05M.
07-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 7 days late
2018
05-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2008
Ground area
202 m²
Building footprint
50 m²
Volume, LiDAR
409 m³
Parcel 21673D0009/00T024, Brussels · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
NETMIND
since 20082.172.126.047
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21673D0009/00T024 | Brussels | 202 m² | 1 · 50 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,804 companies in sector 62100 we hold annual accounts for 8,748. 2,827 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded28-07-2008
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.