Twenty-four7
ActiveTwenty-four7 has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.80M and a net result of €-6k. Equity is growing by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 76% of 2669 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
70
/ 100
Healthy▼ -24 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-34
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130k at 30 days acceptable
Liquidity ample (current ratio 3.73 against 5.52 in 2024), and 24.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.3%
Return on assets
-0.2%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
7 d late
2024
22 d late
2023
30 d late
2022
13 d early
2021
37 d late
2020
50 d early
2019
45 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.80M▼ 0.3%
2024 · €1.81M
2018: €111k
2019: €152k
2020: €1.53M
2021: €1.61M
2022: €1.67M
2023: €1.69M
2024: €1.81M
2018 → 2025
Total assets
€2.40M▼ 0.7%
2024 · €2.41M
2018: €1.14M
2019: €1.14M
2020: €2.42M
2021: €2.48M
2022: €2.43M
2023: €2.34M
2024: €2.41M
2018 → 2025
Net result
€-6k
2024 · €123k
2018: €34k
2019: €40k
2020: €1.38M
2021: €82k
2022: €56k
2023: €17k
2024: €123k
2018 → 2025
Working capital
€565k▼ 16.0%
2024 · €672k
2018: €-55k
2019: €-40k
2020: €635k
2021: €532k
2022: €554k
2023: €579k
2024: €672k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.61M-€1.67M▲ 3.5%€1.69M▲ 1.0%€1.81M▲ 7.3%€1.80M▼ 0.3%
Operating result€114k-€86k▼ 24.1%€40k▼ 53.3%€178k▲ 343%€11k▼ 93.7%
Net result€82k-€56k▼ 31.2%€17k▼ 70.0%€123k▲ 627%€-6k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 94% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.40M
Fixed assets
€1.62M▲ 2.0%
Current assets
€772k▼ 6.0%
Equity and liabilities €2.40M
Equity
€1.80M▼ 0.3%
Debt
€592k▼ 2.0%
The debt ratio falls from 25.0% to 24.7%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€58k▼
2024 · €222k
Cash flow
€41k▼
2024 · €167k
Solvency
75.3%▲
2024 · 75.0%
Current ratio
3.73▼
2024 · 5.52
Quick ratio
3.59▼
2024 · 5.16
Debt / equity
0.33▼
2024 · 0.33
ROE
-0.3%▼
2024 · 6.8%
ROA
-0.2%▼
2024 · 5.1%
Interest coverage
3.37▼
2024 · 20.55
Debt
€592k▼
2024 · €604k
Debt ≤ 1 year
€207k▲
2024 · €149k
Debt > 1 year
€385k▼
2024 · €455k
Income taxes
€10k▼
2024 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.41M€2.40M▼
Fixed assets21/28€1.59M€1.62M▲
Tangible fixed assets22/27€921k€952k▲
Land and buildings22€919k€938k▲
Furniture and vehicles24€2k€14k▲
Financial fixed assets28€672k€672k=
Current assets29/58€821k€772k▼
Amounts receivable after more than one year29€103k€205k▲
Other amounts receivable291€103k€205k▲
Stocks and contracts in progress3€54k€29k▼
Stocks30/36€54k€29k▼
Amounts receivable within one year40/41€585k€511k▼
Trade receivables40€157k€132k▼
Other amounts receivable41€428k€380k▼
Cash at bank and in hand54/58€79k€22k▼
Deferred charges and accrued income490/1-€5k
Equity and liabilities
Total equity and liabilities10/49€2.41M€2.40M▼
Equity10/15€1.81M€1.80M▼
Contributions10/11€6k€6k=
Reserves13€12k€12k=
Tax-exempt reserves132€10k€10k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€1.79M€1.79M▼
Amounts payable17/49€604k€592k▼
Amounts payable after more than one year17€455k€385k▼
Financial debts170/4€455k€385k▼
Amounts payable within one year42/48€149k€207k▲
Current portion of amounts payable after more than one year42€69k€71k▲
Trade debts44€9k€79k▲
Suppliers440/4€9k€79k▲
Taxes, remuneration and social security45€71k€58k▼
Taxes450/3€68k€53k▼
Remuneration and social security454/9€3k€5k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44k€47k▲
Other operating charges640/8€10k€31k▲
Gross operating margin9900€233k€89k▼
Operating profit (loss)9901€178k€11k▼
Financial income75/76B€3k€11k▲
Recurring financial income75€3k€11k▲
Financial charges65/66B€11k€17k▲
Recurring financial charges65€11k€17k▲
Profit (loss) for the period before taxes9903€171k€5k▼
Income taxes67/77€48k€10k▼
Profit (loss) for the period9904€123k€-6k▼
Profit (loss) for the period to be appropriated9905€123k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.79M€1.79M▼
Profit (loss) brought forward from the previous period14P€1.67M€1.79M▲
The notes to these accounts (26 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 7 days late
25-03
State Gazette act
Incorporation · Founder
Founding capital · Share issue
2025
31-12
Financial
Weakest financial yearnet €-6k ▼105%
Net result drops to €-6k, the lowest in the series.
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 22 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
06-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 37 days late
2021
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €1.38M ▲3317%
Net result €1.38M, the highest in the series.
31-12
Financial
Liquidity times 9current ratio 6.83
Current ratio from 0.78 to 6.83; short-term debt falls from €185k to €109k.
31-12
Financial
Equity above €1MEq €1.53M ▲909%
3 profitable years in a row build equity to €1.53M.
14-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 45 days late
2019
31-12
Financial
Equity above €150kEq €152k ▲36.2%
2 profitable years in a row build equity to €152k.
23-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
13-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diepenbeek · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Watertorenstraat 23590 DiepenbeekGround area
2,539 m²
Building footprint
182 m²
Volume, LiDAR
1,103 m³
Parcel 71403E0018/00N000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Twenty-four7
since 20132.216.437.132
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71403E0018/00N000 | Flanders | 2,539 m² | 1 · 182 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IT&O
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OMETA
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UBench International
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Scone
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Of 16,811 companies in sector 62100 we hold annual accounts for 8,749. 2,860 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-01-2013
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.