NETLEAF
ActiveNETLEAF has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-1.24M) and a net result of €-740k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 4822 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency46▼-3
Growth32=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.05 against 1.22 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-28.3%
Return on assets
-16.9%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€1.2M
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
6 d early
2023
35 d early
2022
2 d late
2021
60 d late
2020
4 d early
2019
41 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-740k▼ 153%
2024 · €-292k
2018: €2k
2019: €61k
2020: €27k
2021: €47k
2022: €200k
2023: €-759k
2024: €-292k
2018 → 2025
Working capital
€212k▼ 74.0%
2024 · €816k
2018: €198k
2019: €249k
2020: €288k
2021: €341k
2022: €525k
2023: €1.06M
2024: €816k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€350k-€550k▲ 57.2%€-209k€-501k▼ 140%€-1.24M▼ 148%
Operating result€80k-€289k▲ 261%€-729k€-231k▲ 68.4%€-674k▼ 192%
Net result€47k-€200k▲ 330%€-759k€-292k▲ 61.5%€-740k▼ 153%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €674k in 2025 against €231k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.38M
Fixed assets
€89k▼ 26.3%
Current assets
€4.29M▼ 4.1%
Key figures and ratios
EBITDA
€-642k▼
2024 · €-200k
Cash flow
€-708k▼
2024 · €-261k
Solvency
-28.3%▼
2024 · -10.9%
Current ratio
1.05▼
2024 · 1.22
Quick ratio
1.03▼
2024 · 1.20
Debt / equity
-4.53▲
2024 · -10.17
ROE
59.6%▲
2024 · 58.3%
ROA
-16.9%▼
2024 · -6.4%
Interest coverage
-8.64▼
2024 · -3.06
Debt
€5.62M▲
2024 · €5.09M
Debt ≤ 1 year
€4.08M▲
2024 · €3.66M
Income taxes
€5k▼
2024 · €5k
Staff costs
€1.77M▲
2024 · €1.70M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.59M€4.38M▼
Fixed assets21/28€121k€89k▼
Tangible fixed assets22/27€107k€75k▼
Plant, machinery and equipment23€21k€15k▼
Furniture and vehicles24€72k€48k▼
Other tangible fixed assets26€14k€13k▼
Financial fixed assets28€14k€14k=
Current assets29/58€4.47M€4.29M▼
Stocks and contracts in progress3€84k€100k▲
Stocks30/36€84k€100k▲
Amounts receivable within one year40/41€4.17M€3.55M▼
Trade receivables40€3.97M€3.21M▼
Other amounts receivable41€196k€340k▲
Cash at bank and in hand54/58€193k€539k▲
Deferred charges and accrued income490/1€26k€103k▲
Equity and liabilities
Total equity and liabilities10/49€4.59M€4.38M▼
Equity10/15€-501k€-1.24M▼
Contributions10/11€63k€63k=
Capital10€63k€63k=
Issued capital100€63k€63k=
Reserves13€487k€487k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€481k€481k=
Profit (loss) carried forward14€-1.05M€-1.79M▼
Amounts payable17/49€5.09M€5.62M▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€3.66M€4.08M▲
Current portion of amounts payable after more than one year42€0-
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€2.25M€2.31M▲
Suppliers440/4€2.25M€2.31M▲
Taxes, remuneration and social security45€448k€188k▼
Taxes450/3€263k€36k▼
Remuneration and social security454/9€185k€152k▼
Other amounts payable47/48€964k€1.58M▲
Accrued charges and deferred income492/3€1.44M€1.54M▲
Income statement
Code20242025
Remuneration, social security and pensions62€1.70M€1.77M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€32k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0€22k▲
Other operating charges640/8€35k€2k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€1.54M€1.15M▼
Operating profit (loss)9901€-231k€-674k▼
Financial income75/76B€9k€13k▲
Recurring financial income75€9k€13k▲
Financial charges65/66B€65k€74k▲
Recurring financial charges65€65k€74k▲
Profit (loss) for the period before taxes9903€-287k€-735k▼
Income taxes67/77€5k€5k▼
Profit (loss) for the period9904€-292k€-740k▼
Profit (loss) for the period to be appropriated9905€-292k€-740k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-1.05M€-1.79M▼
Profit (loss) brought forward from the previous period14P€-759k€-1.05M▼
Social balance
Average headcount (FTE)908721.921.1▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-759k ▼479%
Net result drops to €-759k, the lowest in the series; recovery starts the following year.
02-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 2 days late
2022
31-12
Financial
Highest result since 2018net €200k ▲330%
Operating result €289k, net result €200k, both a record.
31-12
Financial
Equity above €500kEq €550k ▲57.2%
5 profitable years in a row build equity to €550k.
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 60 days late
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
10-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 41 days late
2019
19-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 50 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 directors, no change since 2025
AXI HOLDINGS SERVICES BV
CurrentDirector · since 14-02-2025 · Legal entity · perm. rep.: Bart Verhelst
AMLI BV
CurrentDirector · since 29-08-2024 · Legal entity · perm. rep.: GOBIEN Geert
CONFIDENTIUS BV
CurrentDirector · since 29-08-2024 · Legal entity · perm. rep.: VERVAECK Veerle Maria Juliana
NETFLOWER CommV
CurrentDirector · since 29-08-2024 · Legal entity · perm. rep.: LEYSEN Kris Gustaaf Gerarda
PRINIA BV
CurrentDirector · since 29-08-2024 · Legal entity · perm. rep.: BLOCK Heidi
SYNTORY BV
CurrentDirector · since 29-08-2024 · Legal entity · perm. rep.: HUYGE Frank Alfons Rita
+ 2 not shown in this overview
14-02-2025
AXI HOLDINGS SERVICES BV: Appointed as Director
14-02-2025
ZENKO BV: Resigned as Director
29-08-2024
AMLI BV: Appointed as Director
29-08-2024
CONFIDENTIUS BV: Appointed as Director
29-08-2024
NETFLOWER CommV: Appointed as Director
29-08-2024
PRINIA BV: Appointed as Director
29-08-2024
SYNTORY BV: Appointed as Director
29-08-2024
THOMAS HEYMANS CommV: Appointed as Director
25-08-2022
CORE ICT INVEST BV: Appointed as Director
Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antwerpsesteenweg 182840 RumstGround area
1,835 m²
Building footprint
452 m²
Volume, LiDAR
3,917 m³
Parcel 11037A0167/00W003, Flanders · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
NETLEAF
since 20112.198.825.593
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11037A0167/00W003 | Flanders | 1,835 m² | 1 · 452 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 3,917 EUR awarded · 3,917 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,636 EUR | 2,636 EUR |
| 2023 | 1 | 1,281 EUR | 1,281 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
ETS-INFORMATICS
BE 0437.243.831
Kortrijk · Eq €549k
ICTB-ASSOCIATES
BE 0891.515.419
Halle · Eq €547k
PUBLI - LINE
BE 0438.712.192
Rixensart · Eq €546k
Anaplan Belgium
BE 0779.342.738
Sint-Joost-ten-Node · Eq €557k
TELARON
BE 0466.582.569
Anderlecht · Eq €543k
Of 2,120 companies in sector 46500 we hold annual accounts for 1,400. 1,004 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded07-04-2011
Fiscal year end31-12
Activities, NACEBEL
46500Wholesale of information and communication equipment
46510Wholesale trade
62020IT consultancy
62200Computer consultancy and computer facilities management
47400Retail sale of information and communication equipment
47410Retail trade
58290Other software publishing
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.