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NESCA FAÇADE

Active
Private limited companyfounded 2024active for 2 yearsWaterloose Steenweg 200, 1640 Sint-Genesius-Rode, BelgiumKBO/BCE: BE 1013.388.296
Summary

The computed 12-month bankruptcy probability of NESCA FAÇADE is 7.8% (elevated). The 2025 annual accounts show equity of €91,761 and a net result of €89,261. Its solvency ranks better than 44% of 9,396 sector peers (NACE 41, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Overview

Official details

Source: KBO
Status
Active since 10-09-2024 Normal situation
Registered office
424 active companies are registered at this address 84 started in the 12 months before. Source: KBO register, as of 3 November 2026.
Activity
General construction of residential buildings NACE 41001and 4 others
Establishment unit
2.365.759.724 4671 Blégny, since 10-09-2024
Financial year end
31 December
Peppol
Reachable since 08-01-2026

Board and ownership

Board

Financial position

35 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
7.8%
Annual accounts 2025
Turnover
€763,415
Profit
€89,261
Equity
€91,761
Total assets
€244,207
Staff
≈ 0.9 FTE
estimated
  • 2025 accounts filed 57 days after the deadline
Score breakdownraises riskFounded in 2024Sector: Construction of residential and non-residential buildings (NACE 41)Liquidity: current ratio 2.14, cash €0Last filed accounts filed 57 days late; 1 of the last 3 accounts lateShow the evidence

Checked score

Score 2025
35 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 53% of micro companies in construction of buildings (NACE 41)
Financial strength
Strong
Solvency 63
equity 37.6% of total assets
Liquidity 27
short-term debt 46.6% · cash 0.0%
Profitability 100
return on assets 36.6%
Bankruptcy probability within 12 months
7.8% Elevated
0%0.5%1.5%4%10%≥ 25%

About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,453 companies, NACE 41, micro)
Last 24 months 10-2025: 3.6%lowest value 11-2025: 3.7%▲ +0.1 percentage points vs 10-2025 12-2025: 3.8%▲ +0.1 percentage points vs 11-2025 01-2026: 4.2%▲ +0.4 percentage points vs 12-2025 02-2026: 4.2%● unchanged vs 01-2026 03-2026: 4.6%▲ +0.4 percentage points vs 02-2026 04-2026: 5.0%▲ +0.4 percentage points vs 03-2026 05-2026: 5.0%● unchanged vs 04-2026 06-2026: 4.8%▼ -0.2 percentage points vs 05-2026 07-2026: 4.8%● unchanged vs 06-2026 08-2026: 5.1%▲ +0.3 percentage points vs 07-2026 09-2026: 5.3%▲ +0.2 percentage points vs 08-2026 10-2026: 7.8%▲ +2.5 percentage points vs 09-2026highest value 11-2026: 7.8%● unchanged vs 10-2026highest value
Credit of up to €3,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is ample, with a current ratio of 2.14, above the usual 1.5. Short-term debt is 46.6% and cash 0% of total assets. However, 62.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 45% of them on solvency, 22% on liquidity and 91% on profitability.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
raises risk
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Liquidity: current ratio 2.14, cash €0
NBB · annual accounts
raises risk · Last filed accounts filed 57 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · 2025 accounts filed 57 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-09-2026, 57 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
57 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Financials

Financials · financial year 2025, micro format

2025 annual accounts filed 57 days after the deadline Filed on 26 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00538316.

Annual accounts 2025 filed on 26-09-2026 at the NBB

Turnover
€763,415
EBIT margin
14.9%
Net result
€89,261
Working capital
€130,296
Balance-sheet composition
Equity and liabilities €244,207
Equity €91,761
Provisions €38,535
Debt €113,911
Debt's share of the balance-sheet total is 46.6%.
Key figures and ratios
2025 value
Current ratio
2.14
Debt to equity
1.24
ROE
97.3%
ROA
36.6%
Debt ≤ 1 year
€113,911
Income taxes
€24,143
Customer credit
82 days
Supplier credit
49 days
Staff costs
€38,150
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 40 lines
Balance sheet Code2025
Assets
Total assets20/58€244,207
Current assets29/58€244,207
Amounts receivable within one year40/41€231,550
Trade receivables40€171,119
Other amounts receivable41€60,431
Cash at bank and in hand54/58€0
Deferred charges and accrued income490/1€12,657
Equity and liabilities
Total equity and liabilities10/49€244,207
Equity10/15€91,761
Contributions10/11€2,500
Profit (loss) carried forward14€89,261
Provisions and deferred taxes16€38,535
Provisions for liabilities and charges160/5€38,535
Taxes161€38,535
Amounts payable17/49€113,911
Amounts payable within one year42/48€113,911
Financial debts43€2,266
Other loans439€2,266
Trade debts44€77,145
Suppliers440/4€77,145
Taxes, remuneration and social security45€31,007
Taxes450/3€30,410
Remuneration and social security454/9€597
Other amounts payable47/48€3,493
Income statement Code2025
Turnover70€763,415
Goods, raw materials, services and sundry goods60/61€579,947
Remuneration, social security and pensions62€38,150
Provisions for liabilities and charges: additions (uses and reversals)635/8€38,535
Other operating charges640/8€508
Gross operating margin9900€190,755
Operating profit (loss)9901€113,562
Financial income75/76B€5
Recurring financial income75€5
Financial charges65/66B€162
Recurring financial charges65€162
Profit (loss) for the period before taxes9903€113,404
Income taxes67/77€24,143
Profit (loss) for the period9904€89,261
Profit (loss) for the period to be appropriated9905€89,261
Appropriation of the result
Profit (loss) to be appropriated9906€89,261

The notes to these accounts have 2 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 26-09-2026.

Line2025
Turnover70€763,415
Goods, raw materials, services and sundry goods60/61€579,947
Remuneration, social security and pensions62€38,150
Provisions for liabilities and charges: additions (uses and reversals)635/8€38,535
Other operating charges640/8€508
Gross operating margin9900€190,755
Operating profit (loss)9901€113,562
Financial income75/76B€5
Recurring financial income75€5
Financial charges65/66B€162
Recurring financial charges65€162
Profit (loss) for the period before taxes9903€113,404
Income taxes67/77€24,143
Profit (loss) for the period9904€89,261
Profit (loss) for the period to be appropriated9905€89,261
Line2025
Assets
Total assets20/58€244,207
Current assets29/58€244,207
Amounts receivable within one year40/41€231,550
Trade receivables40€171,119
Other amounts receivable41€60,431
Cash at bank and in hand54/58€0
Deferred charges and accrued income490/1€12,657
Equity and liabilities
Total equity and liabilities10/49€244,207
Equity10/15€91,761
Contributions10/11€2,500
Profit (loss) carried forward14€89,261
Provisions and deferred taxes16€38,535
Provisions for liabilities and charges160/5€38,535
Taxes161€38,535
Amounts payable17/49€113,911
Amounts payable within one year42/48€113,911
Financial debts43€2,266
Other loans439€2,266
Trade debts44€77,145
Suppliers440/4€77,145
Taxes, remuneration and social security45€31,007
Taxes450/3€30,410
Remuneration and social security454/9€597
Other amounts payable47/48€3,493
Line2025
Profit (loss) for the period9904€89,261
Operating cash flow (approximation)€89,261

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 39,278 companies had the same profile as NESCA FAÇADE has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
95.8% was still going
2.3% stopped otherwise
1.8% went bankrupt

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of NESCA FAÇADE itself is higher: 7.8% within 12 months. It rests on far more data about NESCA FAÇADE than the profile alone.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for NESCA FAÇADE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 26-09-2026 2026-00538316 PDF

Board & ownership

Directors

Directors
1 director, no change since 2026
SOVILLA Arnaud
Director · appointed in the act of 05-10-2026
Current

Owners and capital

Shareholders

At incorporation act of 12-09-2024 ↗
  • NESCA Raphael Alain Dominique sole founder · 100% at incorporation

Capital transactions

Capital over time
  1. 12-09-2024 Incorporation · €2,500 · 100 shares

Mandate history

2 people, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
SOVILLA Arnaud
  • Director, appointed in the act of 05-10-2026, still in office
Raphael NESCA
  • Director, appointed in the act of 12-09-2024, until 05-10-2026
See the board, name and registered office on a given date →

Articles of association

Board ruleThese rules set how the board is made up, meets and takes decisions.
“Met of zonder beperking van duur;bij gebrek bepaling onbepaalde duur, 1”

Articles of association, deed of 12-09-2024 (in Dutch)

Network & group

NESCA FAÇADE shares no director with another company.

Companies at the same address

423 other companies

Connections & network

1 current director
Depth

The network starts from the directors of NESCA FAÇADE. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

2026
05-10
Gazette deed Resignation: Raphael NESCA (director)
Appointment: SOVILLA Arnaud (director)3 points ▸
  • General meeting, 21-09-2026
  • Director resignation, Raphael NESCA (director)
  • Director appointment, SOVILLA Arnaud (director)

Open the act in the Belgian Official Gazette

26-09
NBB filing Annual accounts 2025 filedNBB
micro format · 57 days late
2024
12-09
Gazette deed Incorporation
Starting capital €2,500 · Appointment: NESCA Raphael Alain Dominique (director) · Founder9 points ▸
  • Incorporation, “NESCA FAÇADE” (deed in Dutch)
  • Founder, NESCA Raphael Alain Dominique
  • Founding capital, €2,500
  • Capital
  • Other provision, “slot- en overgangsbepalingen inwerking, neerlegging ter griffie van uitgifte oprichtingsakte per wet” (deed in Dutch)
  • Registered office clause, “1640 Sint-Genesius-Rode,Waterloosesteenweg 200,bus 8” (deed in Dutch)
  • Other provision, “raphaelnesca253@gmail.com, website en e-mailadres” (deed in Dutch)
  • Director appointment, NESCA Raphael Alain Dominique (director)
  • Pre-incorporation commitments, “takeover, alle engagementen,verplichtingen en activiteiten in naam en voor rekening in oprichting” (deed in Dutch)

Open the act in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

NESCA FAÇADE was incorporated on 10 September 2024 as a private limited company by one natural person, with a starting capital of €2,500.12 SOVILLA Arnaud is director of the company, appointed in the act of 05-10-2026.3 The company has filed annual accounts once, for financial year 2025.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 12-09-2024
  3. 3Belgian Official Gazette, 05-10-2026
  4. 4National Bank, annual accounts 2025

Company details

Register details

Identity

KBO record
Name NESCA FAÇADE in Dutch
Enterprise number 1013.388.296
Legal form Private limited company
Status Active, normale toestand
Founded 10-09-2024
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 12-09-2024 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest, bestuursorgaan alleen vestigt administratieve zetels,agentschappen,werkhuizen,stapelplaatsen,bijkantoren in België of…”
deed of 12-09-2024 (in Dutch)

Registered office and establishments

Registered office Waterloose Steenweg 200, 1640 Sint-Genesius-Rode, Belgium
Establishment unit NESCA FAÇADE, Rue Saivelette 56, 4671 Blégny since 10-09-2024 · unit number 2.365.759.724
E-mail raphaelnesca253@gmail.com

Activities

NACEBEL 2025
VAT activities
41001 General construction of residential buildings main activity
16230 Manufacture of other builders' carpentry and joinery
43331 Floor and wall tiling
81220 Other building cleaning and industrial cleaning
Social security (RSZ) activities
43990 Other specialised construction activities main activity
Codes under NACEBEL 2008
41201 General construction of buildings main activity
16230 Manufacture of other builders' carpentry and joinery
43331 Floor and wall tiling
43992 Specialised construction activities
PurposeThe purpose describes the activities the company may carry out under its articles.
“Algemene bouwaanneming,metselwerk,het leggen van funderingen,het ijzerwerk van gebouwen,metaalbouw,algemeen schrijnwerk,binnen en buiten,in…”
35 activities
  1. Algemene bouwaanneming,metselwerk,het leggen van funderingen,het ijzerwerk van gebouwen,metaalbouw,algemeen schrijnwerk,binnen en buiten,in metaal en kunststof,ruwbouw,algemene loodgieterij,afbraakwerken,schilderwerken,behangwerken,het bouwen,herstellen,verbouwen,renoveren,voltooien,afwerken,en onderhouden van alle onroerende en roerende goederen
  2. Alle werken van gevelreiniging door middel van zandstralen,met behulp van stoom,zandkorrels,metaalkorrels
  3. Alle isoleringswerken in de ruimste zin
  4. Plaatsen van gipskartonwanden en -plafonds
  5. Plaatsen van thermisch isolatiemateriaal,isolatiemateriaal tegen geluid en trillingen,isolatiewerkzaamheden aan verwarmingsleidingen en leidingen van koelsystemen
  6. Alle dakwerken
  7. De bouw van daken,het plaatsen van dakbedekking van ongeacht welk materiaal
  8. Plaatsen van dakvensters evenals de herstellings- en onderhoudswerkzaamheden aan daken en dakvensters en dergelijke
  9. Plaatsen en herstellen van dakgoten en regenafvoerbuizen in om het even welk materiaal,plaatsen en herstellen van bliksemafleiders,het waterdicht maken van daken en dakterrassen door middel van alle materialen.Ontmossen van daken,gevelreiniging en restauratiewerkzaamheden
  10. Plaatsen van zonnepanelen in het kader van dakdekkers- en waterdichtingsactiviteiten zonder ingreep te doen op het elektriciteitsnetwerk
  11. Het aanbrengen in gebouwen en andere constructies of bouwwerken van isolatiemateriaal,zowel thermische isolatie als isolatie tegen geluid en trillingen
  12. Slopen van gebouwen en andere bouwwerken
  13. Het schoonmaken,het onderhouden,het desinfecteren van huizen en professionele lokalen,al dan niet bemeubeld
  14. Alle werken van gevelrenovatie
  15. Alle voegwerken
  16. Alle vloerwerken
  17. Alle werken in verband met glas zetten
  18. Alle werken in verband met elektriciteit
  19. Alle elektrotechnische installatiewerken aan gebouwen
  20. Alle werken in verband met loodgieterswerk
  21. Alle werken in verband van timmerwerk
  22. Het plaatsen en wegnemen van ingerichte keukens en alle elektro-toestellen i.v.m.de keuken
  23. Het installeren,plaatsen,onderhouden van elk verwarmings-,klimatiserings-,en ventilatiesysteem;de aankoop en verkoop van deze systemen en wisselstukken
  24. Alle chapewerken,plafonneringen,bepleisteringen
  25. De montage van buiten en binnen schrijnwerk van hout of van kunststof:deuren,vensters,kozijnen,trappen,muurkasten,inbouwkeukens,winkelinrichtingen,enz
  26. Alle tegelwerken,het plaatsen van alle soorten bekleding,(hout,kamerbreed tapijt,en linoleum met inbegrip van caoutchouc of kunststof)
  27. Alle glaswerken,en binnen- en buitenschilderwerken
  28. Bijstand aan algemene bouwondernemingen
  29. Houthandel
  30. Installatie van bewakingssystemen en alarminstallaties tegen diefstal
  31. Montage van serres,veranda’s in metaal
  32. Onderneming van het aanleggen van speelpleinen en sportvelden,evenals van parken en tuinen en voor het plaatsen van omheiningen,voor het leggen van klinkers en betondallen en voor het leggen van chapes
  33. De activiteit van interieurdecorateurs
  34. De schilderen van markeringen op wegen en parkeerplaatsen
  35. De aankoop en verkoop,de invoer en uitvoer en de handel in het algemeen van alle materialen of bouwstoffen,elektrisch en elektronisch materieel en loodgieterij
deed of 12-09-2024 (in Dutch)

Invoicing and payment

VAT number BE 1013.388.296
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1013388296
Registered 08-01-2026

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 3 November 2026 · Peppol Directory

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1013.388.296

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Thursday of June at 16:00
deed of 12-09-2024 (in Dutch)

Sites & property

Location
registered office establishment approximate The establishment unit on the map
424 companies at this address See who is registered here

Buildings and parcels at the address

Ground area
7,308 m²
Building footprint
1,453 m²
Building volume
16,574 m³
Cadastral parcel Region Area Buildings Height / floors
22552E0048/00Z025 Flanders 7,308 m² 1 · 1,453 m² 23.0 m · 4