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NERIDIS

Active Risk: not assessed Coöperatieve vennootschap met beperkte aansprakelijkheidfounded 1995active for 31 yearsRue du Broctia 87, 5020 NamurKBO/BCE: BE 0454.464.103
NERIDIS
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Overview

Lifetime

18 annual accounts with figures on one time axis, 29 filings since 1995
peak €191,166 (2019)
€19,916▼ 10.9%
lowest -€32,729 (2020)
-€7,151▲ €20,565
peak €255,946 (2025)
€255,946▲ 59.9%
€96,247▼ 54.3%
peak 0.6 FTE (2006)
-not published
Board2 names since 2003
1 director
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Loss of €7,151Equity from €160,113 to €255,946Debts from €210,823 to €96,247

Key points

from the 2025 annual accounts

Equity

€255,946 ▲ 59.9%
€160,0002024€256,0002025

Equity rose in 2025 from €160,113 to €255,946.

Losses

-€34,867 in two years
-27,7162024-7,1512025

The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.

Position in the sector

-€7,151

Lower net result than 88% of companies in auxiliary financial services. Sector median €31,615 · 3,344 companies.

2025 accounts filed 31 days after the deadline

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.

Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Managing director
Director, since 25-11-2010

Shares in 1 company,

Board & ownership

Recent changes

Merger: NÉRIDIS takes over Dissolution of the company · Dissolved without liquidation · The company holds all the shares of · General meeting of 30-10-2018 · Gazette deed
Merger proposal: NERIDIS takes over The company holds all the shares of · General meeting of 30-10-2018 · Gazette deed
First establishment Rue du Broctia 87, Namur
Incorporation published on 15-03-1995 · Gazette deed
All 41 events

Comparable companies

same main activity, similar in size and age
Company
NERIDIS Namur €352,194 €19,916 72.7% -
CONSULTARE Brakel €317,739 €20,657 89.5% -
Jeuckens - Wey Waimes €374,057 €21,620 85.0% -
WiSch Bilzen-Hoeselt €426,094 €20,293 95.8% -
A & B Consult Antwerp €311,389 €16,168 86.2% -
DEBRABANDER ZAKENKANTOOR Heuvelland €504,084 €21,208 88.9% -
ZAKENKANTOOR DE ROYE Heist-op-den-Berg €476,164 €17,115 90.9% -

These companies have the same main activity as NERIDIS: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €311,000 and €504,000, founded between 1989 and 2000.

Official details

Source: KBO
Status
Active since 09-02-1995Normal situation
Activity
Insurance agents and brokersNACE 66220
Establishment unit
2.070.505.9765020 Namur, since 02-03-1995
Financial year end
31 December
Peppol
Not found in the Peppol Directory
Company details

Annual accounts 2025

€7,151▼ 74.2%
€255,946▲ 59.9%
€352,194▼ 5.1%
Filing
Filed on 31-08-2026
Financials

Insights on NERIDIS

NERIDIS files the micro format. That format states no turnover. The gross margin fell from €32,872 in 2006 to €19,916 in 2025.

The balance sheet grew most from 2009 to 2011 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 31-08-2026, 31 days late
€255,946
▲ 59.9%
€352,194
▼ 5.1%
-€7,151
▲ €20,565
72.7%
▲ 29.5 percentage points
-2.8%
▲ 14.5 percentage points
-2.0%
▲ 5.4 percentage points

Money flows

no detail for 2025

Balance sheet

balance sheet total €352,194 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

72.7%

Higher than 72% of 3,343 companies in 2025.

-2.0%

Higher than 13% of 3,284 companies in 2025.

NERIDIS Middle half of the sector 80% of the sector Micro accounts in auxiliary financial services (NACE 66)

Net result: bottom quarter · Equity: middle half · Balance sheet total: middle half

Staff

Staff costs divided by the average number of full-time equivalents.

people who joined people who left

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202520242023202220202019201720162015201420132012201120102009200820072006
Balance sheet: assets
20/58 352,194370,935413,149480,196486,270423,832406,072429,461409,615409,347416,990419,110468,087152,10397,03181,77093,88570,510
21/28 334,824370,694412,078453,463463,320148,790175,378188,900203,657218,653222,782239,926293,24361,31061,31061,31061,55548,489
22/27 334,824370,694412,078453,463463,320148,790175,378188,900203,657218,653222,782239,926245,24313,31013,31013,31013,555489
22 334,824370,694412,078453,463463,092148,333175,378188,900202,422215,944221,652237,825------
23 ---000-0227236591591------
24 ---0228457-01,0082,4725391,510---0245489
27 ------------245,24313,31013,31013,31013,310-
28 ------------48,00048,00048,00048,00048,00048,000
29/58 17,3702421,07126,73322,950275,042230,695240,561205,958190,694194,208179,184174,84390,79335,72120,46032,33022,021
29 ----0116,076152,30120,00024,00024,00028,00032,00036,000-----
290 ----0116,076------------
291 ------152,30120,00024,00024,00028,00032,00036,000-----
40/41 17,355-012,43195471,70644,386179,851133,602110,294100,60771,84751,20790,05335,19520,10423,38721,412
40 --012,431016117,04831,960014,57027,24815,07922,91445,46018,95517,05722,23313,107
41 17,355--095471,54627,338147,892133,60295,72473,35956,76828,29244,59316,2403,0471,1548,305
54/58 151516174,71968,927161617164301,92122848,589322
490/1 02261,05514,28517,27718,33433,99240,69348,34056,38465,59775,30785,716738524272355286
Balance sheet: equity and liabilities
10/49 352,194370,935413,149480,196486,270423,832406,072429,461409,615409,347416,990419,110468,087152,10397,03181,77093,88570,510
10/15 255,946160,113187,829187,497145,860178,58980,63790,28793,62892,15470,08554,92376,05265,31668,05657,58653,27548,880
10/11 18,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,592
100 -----18,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,592
11 18,592-----------------
1109/19 18,592-----------------
13 11,86022,86022,86022,86022,86022,86022,86022,86022,86022,86022,86022,86022,86022,86022,86012,86012,86012,860
130/1 1,8601,8601,8601,8601,860-------------
130 -----1,8601,8601,8601,8601,8601,8601,8601,8601,8601,8601,8601,8601,860
1311 1,8601,8601,8601,8601,860-------------
132 10,00021,00021,00021,00021,00021,00021,00021,00021,00021,00021,00021,00021,00021,00021,00011,00011,00011,000
14 225,494118,661146,377146,045104,408137,13739,18548,83552,17650,70228,63313,47134,60023,86426,60426,13421,82317,428
16 --010,250116,153116,153109,986106,89740,00040,00040,00040,00040,000-----
160/5 --010,250116,153116,153109,986106,89740,00040,00040,00040,00040,000-----
160 ---040,00040,000109,986106,897----------
164/5 --010,25076,15376,153------------
17/49 96,247210,823225,320282,448224,257129,091215,448232,278275,987277,193306,905324,187352,03586,78628,97524,18440,61021,630
17 --015,22745,68060,907142,658167,814192,969218,125230,591255,747280,902-----
170/4 --015,22745,68060,907142,658167,814192,969218,125230,591255,747280,902-----
42/48 55,262152,463166,960201,862178,57768,18471,19963,11983,01859,06975,89267,27870,07784,37226,16124,18440,61021,630
42 -03,10415,22715,22715,22726,42425,15525,15525,15537,84437,84436,190-----
43 20,88415,44518,29914,885--19,59717,28115,10713,35116,06816,27810,95812,91913,5713,659--
430/8 20,88415,44518,29914,885--19,59717,28115,10713,35116,06816,27810,95812,91913,5713,659--
44 18,4435,1408,12420,15508,8468,2815,4613,5494,2175,6043,2569,65353,2105,8934,56918,2844,174
440/4 18,4435,1408,12420,15508,8468,2815,4613,5494,2175,6043,2569,65353,2105,8934,56918,2844,174
45 15,93517,84334,20644,95645,28443,1126,9746,30514,20512,82516,3759,8999,45013,4632,5005,2835,52210,456
450/3 15,93517,84334,20644,95645,28443,1126,9746,30514,20512,51210,5776,6009,45013,4632,5003,8025,2339,033
454/9 -----0---3135,7983,299---1,4812891,423
47/48 -114,035103,227106,638118,0671,0009,9238,91625,0013,521--3,8274,7804,19610,67216,8047,000
492/3 40,98558,36058,36065,360--1,5911,345--4221,1621,0562,4142,814--0
Income statement
70 -----0------129,051132,11781,89185,212-82,098
76A 0----0---7,815--------
9900 19,91622,36049,09045,4825,342191,16631,11671,53642,28754,53652,00621,48142,8176,74818,29321,30826,31632,872
60/61 -----71,294-55,86467,08482,18781,52381,65786,234125,36963,59863,903-49,226
62 ----011,57215,30113,27912,1913,113--0782,06614,80216,14817,270
630 21,45741,38541,38515,16610,46913,75113,52214,75714,99615,29417,14417,14416,100--245245245
635/8 ---00-12,6143,09033,981----------
640/8 3,0552,9232,4742,54321,2224,3442,7202,0752,1752,1662,4512,1071,7561,3701,6267218923,471
66A -----------12,154------
9901 -4,597-21,9485,23127,772-26,350174,114-3,5177,44412,92533,96332,4122,23124,9615,30014,6005,5419,03111,886
75/76B --08142,2962,867-112-3249401808110
75 --08142,2962,867-112-3249401808110
65/66B 2,1502,8083,9993,1073,0417,6168,92410,7489,73510,77012,52711,1048,3441,8761,386768800564
65 2,1502,8083,9993,1073,0417,6168,92410,7489,73510,77012,52711,1048,3441,8761,386768800564
9903 -6,747-24,7561,23224,746-29,386168,793-9,574-3,3053,19131,02019,885-20,99517,1103,42413,2324,7738,23911,433
67/77 4042,9609015,3763,34241,94275371,7178,9514,7231345,6256,2632,7624623,8441,058
9904 -7,151-27,71633119,370-32,729126,852-9,649-3,3411,47422,06915,162-21,12911,485-2,84010,4704,3114,39510,374
689 --------------10,000---
9905 -7,151-27,71633119,370-32,729126,852-9,649-3,3411,47422,06915,162-21,12911,485-2,8404704,3114,39510,374
Appropriation of the result
9906 225,494118,661146,377146,045104,408137,13739,18548,83552,17650,70228,63313,47134,60023,86426,60426,13421,82324,428
14P 232,645146,377146,045126,675--------------
791/2 0-----------------
694/7 -----------------7,000
695 -----------------7,000
Social balance sheet
9087 -----0.50.50.50.5-----0.10.60.60.6
Hours worked1013 -----459859863934-----969221,0661,051
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The accounts for 10 older financial years (1995-2005) were filed as documents without figures as data, scans for example.

The notes to these accounts have 10 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 31 days after the deadline. Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00470717.

Financial year Type Filed Reference Document
31-12-2025 micro format 31-08-2026 2026-00470717 PDF
31-12-2024 micro format 04-12-2025 2025-00575977 PDF
31-12-2023 micro format 29-08-2024 2024-00389294 PDF
31-12-2022 micro format 01-09-2023 2023-00408715 PDF
31-12-2020 micro format 02-07-2021 2021-29000353 PDF
31-12-2019 micro format 28-09-2020 2020-55800221 PDF
31-12-2018 micro format 22-10-2019 2019-70900547 PDF
31-12-2017 micro format 31-08-2018 2018-55500311 PDF
31-12-2016 full format 31-08-2017 2017-52700594 PDF
31-12-2015 full format 31-08-2016 2016-51600337 PDF
31-12-2014 full format 26-06-2015 2015-21400022 PDF
31-12-2013 full format 20-08-2014 2014-43300359 PDF
31-12-2012 full format 22-08-2013 2013-44200219 PDF
31-12-2011 full format 29-08-2012 2012-46700269 PDF
31-12-2010 full format 31-08-2011 2011-47700596 PDF
31-12-2009 full format 02-08-2010 2010-38600177 PDF
31-12-2008 full format 03-08-2009 2009-51800319 PDF
31-12-2007 full format 29-08-2008 2008-67300030 PDF
31-12-2006 full format 28-08-2007 2007-61400208 PDF
31-12-2005 full format 10-08-2006 2006-61802522 PDF
31-12-2004 full format 29-07-2005 2005-58304523 PDF
31-12-2003 full format 16-09-2004 2004-64702879 PDF
31-12-2002 full format 30-07-2003 2003-56804526 PDF
31-12-2001 full format 21-06-2002 2002-25003470 PDF
31-12-2000 full format 26-04-2002 2002-10704068 PDF
31-12-1999 full format 29-12-2000 2000-77500234 PDF
31-12-1997 full format 26-04-1999 1999-08202406 PDF
31-12-1996 full format 14-05-1998 1998-09701716 PDF
31-12-1995 full format 10-12-1996 1996-52903070 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202520242023202220202019201720162015201420132012201120102009200820072006
00019,313325,0006850003,350011,826248,03300013,310734
-0-1-1--64,208--0-0012-25-1,8911,9190-82-8,5058,267-
------------19.3%4.0%17.8%6.5%-14.5%
72.7%43.2%45.5%39.0%30.0%42.1%19.9%21.0%22.9%22.5%16.8%13.1%16.2%42.9%70.1%70.4%56.7%69.3%
-2.8%-17.3%0.2%10.3%-22.4%71.0%-12.0%-3.7%1.6%23.9%21.6%-38.5%15.1%-4.3%15.4%7.5%8.2%21.2%
-2.0%-7.5%0.1%4.0%-6.7%29.9%-2.4%-0.8%0.4%5.4%3.6%-5.0%2.5%-1.9%10.8%5.3%4.7%14.7%

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item2025202420232022
Tangible fixed assets---€19,313
Financial fixed assets€0---
€21,457€41,385€41,385€15,166

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Insights on NERIDIS

The operating result for 2025 is a loss of €4,597, smaller than the loss of €21,948 in 2024.

Debt's share of the balance-sheet total falls from 56.8% to 27.3%. Equity is higher and debt is lower.

Board & ownership

Board

1 director, 1 in day-to-day management, last change in 2018
Director
since 25-11-2010
listed in the 2025 annual accounts, filed on 31-08-2026
Managing director
in office according to the deed of 26-09-2018

Office holders in the KBO →

Mandates through the years

2 names, the dashed line is today

Director

Managing director
BoardEarlierend not dated
Mandates as a list
    • Director, from 25-11-2010 to date
    • Managing director, from 18-02-2003, last mentioned in 2018

See the board, name and registered office on a given date →

Control

See the annual accounts at the National Bank and the publications in the Belgian Official Gazette.

Capital

Contribution
€18,592.01
Source
2025 annual accounts

Network & group

Holdings and subsidiaries

1 holding

Holdings 1

Connections & network

1 current director
Depth

The network starts from the directors of NERIDIS. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Timeline

41 events since 1995

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 31 days late
2025
Equity above €200,000 equity €255,946 ▲59.9% Equity rises from €160,113 to €255,946.
Annual accounts 2024 filed PDFmicro format · 126 days late
2024
Annual accounts 2023 filed PDFmicro format · 29 days late
2023
Annual accounts 2022 filed PDFmicro format · 32 days late
2022
Back to profit net €19,370 The net result is €19,370, after one loss-making year.
2021
Annual accounts 2020 filed PDFmicro format · 29 days before the deadline
2020
Weakest financial year net -€32,729 The net result drops to -€32,729, the lowest from 2006 to 2025. It recovers the following year.
Annual accounts 2019 filed PDFmicro format · 59 days late
2019
Back to profit net €126,852 The net result is €126,852, after 2 loss-making years.
Equity above €150,000 equity €178,589 ▲121% Equity rises from €80,637 to €178,589.
Annual accounts 2018 filed PDFmicro format · 83 days late
2018
Merger: NÉRIDIS takes over Dissolution of the company · Dissolved without liquidation · The company holds all the shares of · General meeting of 30-10-20185 points ▸
  • General meeting, 30-10-2018, mentioned twice in the deed
  • Merger, 01-01-2018
  • The company holds all the shares of
  • Accounting effect, 01-01-2018
  • Director discharge, , mentioned twice in the deed
  • The deed holds 4 more points.

Open the deed in the Belgian Official Gazette

Merger proposal: NERIDIS takes over The company holds all the shares of · General meeting of 30-10-20186 points ▸
  • Incorporation, 09-02-1995
  • Incorporation, 24-06-1994
  • The company holds all the shares of
  • Capital, €18,592.01, 750 shares
  • Accounting effect, 01-01-2018
  • General meeting, 30-10-2018, mentioned twice in the deed
  • The deed holds 12 more points.

Open the deed in the Belgian Official Gazette

Annual accounts 2017 filed PDFmicro format · 31 days late
2017
Annual accounts 2016 filed PDFfull format · 31 days late
2016
Annual accounts 2015 filed PDFfull format · 31 days late
2015
Annual accounts 2014 filed PDFfull format · 35 days before the deadline
2014
Annual accounts 2013 filed PDFfull format · 20 days late
2013
Back to profit net €15,162 The net result is €15,162, after one loss-making year.
Annual accounts 2012 filed PDFfull format · 22 days late
2012
Annual accounts 2011 filed PDFfull format · 29 days late
2011
Back to profit net €11,485 The net result is €11,485, after one loss-making year.
Liquidity more than doubled current ratio 2.50 The current ratio rises from 1.08 to 2.50. Short-term debt falls from €84,372 to €70,077.
Annual accounts 2010 filed PDFfull format · 31 days late
2010
Annual accounts 2009 filed PDFfull format · 2 days late
2009
Annual accounts 2008 filed PDFfull format · 3 days late
2008
Annual accounts 2007 filed PDFfull format · 29 days late
2007
Annual accounts 2006 filed PDFfull format · 28 days late
2006
Annual accounts 2005 filed PDFfull format
2005
Annual accounts 2004 filed PDFfull format
2004
Annual accounts 2003 filed PDFfull format
2003
Annual accounts 2002 filed PDFfull format
2002
Annual accounts 2001 filed PDFfull format
Annual accounts 2000 filed PDFfull format
2000
Annual accounts 1999 filed PDFfull format
1999
Annual accounts 1997 filed PDFfull format
1998
Annual accounts 1996 filed NBBfull format
1996
Annual accounts 1995 filed NBBfull format
1995
First establishment Rue du Broctia 87, Namur
Incorporation published on 15-03-1995

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

NERIDIS was incorporated on 9 February 1995.1 Total assets fell from €423,832 in 2019 to €352,194 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2019 and 2025

Company details

Identity

Enterprise number
0454.464.103
VAT number
BE 0454.464.103
Legal form
Coöperatieve vennootschap met beperkte aansprakelijkheid
Status
Active, normal situation
Founded
09-02-1995
Financial year
ends on 31 December
Peppol
Not found in the Peppol Directory
Name
NERIDIS in French
Entity type
Legal entity

Activities

NACEBEL 2025
66220 Insurance agents and brokers main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“La société a pour objet,la vente,l'achat,l'importation,l'exportation,la représentation,le stockage en Belgique et à l'étranger de tout type…”
6 activities
  1. La société a pour objet,la vente,l'achat,l'importation,l'exportation,la représentation,le stockage en Belgique et à l'étranger de tout type de produits ménagers,au sens large,alimentaires et non-alimentaire,répondant aux besoins de la consommation privée.
  2. Elle a également pour objet toutes opérations se rattachant directement ou indirectement à la réalisation de l'objet ainsi défini.
  3. De plus,la société peut effectuer toutes opérations de courtage d'assurances et de réassurances,ainsi que toutes activités connexes.
  4. Complémentairement,la société a pour objet l'expertise,le conseil,l'achat t la vente d'objets d'art.
  5. Elle peut s'intéresser par voie d'apport,de participation,de fusion,de souscription ou par tout autre mode dans toutes sociétés ou entreprises ayant un objet similaire ou connexe.
  6. Elle peut faire en général toutes opérations industrielles,commerciales,agricoles,financières,mobilières et immobilières se rapportant directement ou indirectement,en tout ou en partie à son objet ou susceptibles d'étendre ou de développer son activité dans le cadre de son objet.
deed of 26-09-2018 (in French)

Registered office and establishments

1 establishment
Establishment Since Unit number
Rue du Broctia 87 registered office 5020 Namur 02-03-1995 2.070.505.976

Buildings and parcels at the address

Ground area
1,635 m²
Buildings
132 m²
Volume, LiDAR
804 m³
Tallest building
8.4 m
Buildings to scale, each on its own parcel
132 m², 8.4 m 132 m², 8.4 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
92082C0308/00Y0001,635 m² 1 · 132 m² 8.4 m · 2

Invoicing and payment

E-invoicing via Peppol

Being listed in the Peppol Directory is voluntary, so the company can still receive invoices via Peppol.

Invoicing without a Peppol listing

Try sending from your invoicing software. If that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if you send it electronically, you need their agreement on a secure channel. The invoice remains valid; it is the customer, not you, who risks a penalty. FPS Finance

Follow this company and you will hear the next morning if it appears in the Peppol register.

Register as of 12 November 2026 · Peppol Directory

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