NEREDEM
ActiveSummary
NEREDEM has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €430k and a net result of €19k. Equity is growing by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 9716 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability74▼-4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 25.91 against 96.04 in 2023; short-term debt: 1.9% and cash: 12.4% of total assets), and 1.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
98.1%
Return on assets
4.4%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
61 d late
2022
59 d late
2021
80 d late
2020
95 d late
2019
61 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€430k▲ 4.7%
2023 · €411k
2018: €294k
2019: €315k
2020: €336k
2021: €358k
2022: €382k
2023: €411k
2018 → 2024
Total assets
€439k▲ 6.2%
2023 · €413k
2018: €313k
2019: €326k
2020: €338k
2021: €361k
2022: €383k
2023: €413k
2018 → 2024
Net result
€19k▼ 34.6%
2023 · €30k
2018: €18k
2019: €21k
2020: €20k
2021: €22k
2022: €24k
2023: €30k
2018 → 2024
Working capital
€207k▲ 14.3%
2023 · €181k
2018: €63k
2019: €92k
2020: €121k
2021: €152k
2022: €180k
2023: €181k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€336k-€358k▲ 6.6%€382k▲ 6.6%€411k▲ 7.7%€430k▲ 4.7%
Operating result€27k-€30k▲ 8.8%€32k▲ 6.8%€39k▲ 22.8%€23k▼ 40.6%
Net result€20k-€22k▲ 8.7%€24k▲ 6.8%€30k▲ 24.6%€19k▼ 34.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 41% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €439k
Fixed assets
€224k ▼ 2.8%
Current assets
€215k ▲ 17.6%
Equity and liabilities €439k
Equity
€430k ▲ 4.7%
Debt
€8k ▲ 336%
Debt's share of the balance-sheet total rises from 0.5% to 1.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€30k▼
2023 · €45k
Cash flow
€26k▼
2023 · €36k
Current ratio
25.91▼
2023 · 96.04
Debt to equity
0.02▲
2023 · 0.00
ROE
4.5%▼
2023 · 7.2%
ROA
4.4%▼
2023 · 7.1%
Interest coverage
293.01▼
2023 · 458.96
Debt ≤ 1 year
€8k▲
2023 · €2k
Income taxes
€6k▼
2023 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 41 lines
Balance sheet
Code20232024
Assets
Total assets20/58€413k€439k▲
Fixed assets21/28€230k€224k▼
Tangible fixed assets22/27€230k€224k▼
Land and buildings22€230k€224k▼
Current assets29/58€183k€215k▲
Amounts receivable within one year40/41€3k€8k▲
Trade receivables40€209€209=
Other amounts receivable41€3k€8k▲
Current investments50/53-€150k
Cash at bank and in hand54/58€176k€54k▼
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€413k€439k▲
Equity10/15€411k€430k▲
Contributions10/11€19k€19k=
Reserves13€226k€393k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€22k€22k=
Distributable reserves133€202k€369k▲
Profit (loss) carried forward14€167k€19k▼
Amounts payable17/49€2k€8k▲
Amounts payable within one year42/48€2k€8k▲
Trade debts44€136€7k▲
Suppliers440/4€136€7k▲
Other amounts payable47/48€2k€2k=
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▼
Other operating charges640/8€4k€11k▲
Gross operating margin9900€50k€40k▼
Operating profit (loss)9901€39k€23k▼
Financial income75/76B€572€3k▲
Recurring financial income75€572€3k▲
Financial charges65/66B€99€101▲
Recurring financial charges65€99€101▲
Profit (loss) for the period before taxes9903€39k€26k▼
Income taxes67/77€10k€6k▼
Profit (loss) for the period9904€30k€19k▼
Profit (loss) for the period to be appropriated9905€30k€19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€167k€186k▲
Profit (loss) brought forward from the previous period14P€137k€167k▲
Transfer to equity691/2-€167k
To other reserves6921-€167k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 61 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 61 days late
2023
31-12
Financial
Highest result since 2018net €30k ▲24.6%
Operating result €39k, net result €30k, both a record.
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 59 days late
2022
19-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 80 days late
2021
03-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 95 days late
2020
31-12
Financial
Liquidity times 9current ratio 98.09
Current ratio from 10.75 to 98.09; short-term debt falls from €9k to €1k.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 61 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 10.75
Current ratio from 4.41 to 10.75; short-term debt falls from €19k to €9k.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 27 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 59 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 60 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mol · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heistraat 22400 MolGround area
5,631 m²
Parcel 13025G0981/00M000, Flanders. Linked by address, not a title deed.
1 establishment unit
Neredem
since 19922.058.682.567
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13025G0981/00M000 | Flanders | 5,631 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SAN MARINO
BE 0426.396.657
Gent · Eq €430,355
ONETREE
BE 0668.608.429
Roeselare · Eq €430,220
DS HOLDING
BE 0746.626.024
Aarschot · Eq €430,051
TYP Consulting
BE 0537.946.954
Beyne-Heusay · Eq €430,000
VDP Cie
BE 0786.869.245
Oudergem · Eq €429,928
Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 5,046 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded08-07-1992
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.