NEOVISION
ActiveSummary
NEOVISION has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €77k and a net result of €8k. Equity is shrinking by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 31% of 18400 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability50▼-5
Solvency37▲+1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.87 against 0.8 in 2024; short-term debt: 58% and cash: 11.9% of total assets), and 88.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.8%
Return on assets
1.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €77k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
60 d late
2023
on the day
2022
3 d early
2021
23 d late
2020
31 d late
2019
6 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€77k▲ 12.2%
2024 · €69k
Total assets
€652k▲ 2.6%
2024 · €636k
Net result
€8k▲ 76.8%
2024 · €5k
Working capital
€-50k▲ 28.4%
2024 · €-70k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€-6k€24k€-31k€17k€22k▲ 30.1%
Net result€-11k▼ 502%€10k€-44k€5k€8k▲ 76.8%
Equity€86k▼ 11.2%€108k▲ 25.6%€64k▼ 41.0%€69k▲ 7.4%€77k▲ 12.2%
Total assets€320k▼ 15.9%€325k▲ 1.6%€685k▲ 111%€636k▼ 7.3%€652k▲ 2.6%
Debt€233k▼ 17.6%€216k▼ 7.3%€622k▲ 187%€567k▼ 8.8%€575k▲ 1.5%
Working capital€63k▼ 7.0%€89k▲ 40.7%€-29k€-70k▼ 139%€-50k▲ 28.4%
Staff (FTE)3.8▼ 25.5%43.5
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 30% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €652k
Fixed assets
€324k ▼ 10.5%
Current assets
€329k ▲ 19.9%
Equity and liabilities €652k
Equity
€77k ▲ 12.2%
Debt
€575k ▲ 1.5%
Debt's share of the balance-sheet total falls from 89.2% to 88.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€43k▼
2024 · €48k
Cash flow
€30k▼
2024 · €37k
Current ratio
0.87▲
2024 · 0.80
Quick ratio
0.37▼
2024 · 0.44
Debt to equity
7.48▼
2024 · 8.27
ROE
10.9%▲
2024 · 6.9%
ROA
1.3%▲
2024 · 0.7%
Interest coverage
3.60▼
2024 · 4.23
Debt ≤ 1 year
€378k▲
2024 · €343k
Debt > 1 year
€197k▼
2024 · €224k
Income taxes
€1k▲
2024 · €633
Staff costs
€76k▼
2024 · €78k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €160k | €126k | €136k | €78k | €76k | ▼ 3.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6k | €7k | €20k | €32k | €22k | ▼ 31.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €15k | - | - | - | - | - |
| Other operating charges640/8 | €752 | €1k | €2k | €2k | €3k | ▲ 37.9% |
| Gross operating margin9900 | €175k | €158k | €126k | €129k | €122k | ▼ 5.3% |
| Operating profit (loss)9901 | €-6k | €24k | €-31k | €17k | €22k | ▲ 30.1% |
| Financial income75/76B | €19 | €25 | €31 | €248 | €36 | ▼ 85.5% |
| Recurring financial income75 | €19 | €25 | €31 | €248 | €36 | ▼ 85.5% |
| Financial charges65/66B | €4k | €8k | €12k | €11k | €12k | ▲ 5.3% |
| Recurring financial charges65 | €4k | €8k | €12k | €11k | €12k | ▲ 5.3% |
| Profit (loss) for the period before taxes9903 | €-10k | €16k | €-43k | €5k | €10k | ▲ 77.8% |
| Income taxes67/77 | €756 | €6k | €592 | €633 | €1k | ▲ 85.4% |
| Profit (loss) for the period9904 | €-11k | €10k | €-44k | €5k | €8k | ▲ 76.8% |
| Profit (loss) for the period to be appropriated9905 | €-11k | €10k | €-44k | €5k | €8k | ▲ 76.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €320k | €325k | €685k | €636k | €652k | ▲ 2.6% |
| Fixed assets21/28 | €23k | €21k | €354k | €362k | €324k | ▼ 10.5% |
| Tangible fixed assets22/27 | €23k | €21k | €354k | €362k | €324k | ▼ 10.5% |
| Land and buildings22 | - | - | €287k | €327k | €311k | ▼ 5.1% |
| Furniture and vehicles24 | €9k | €8k | €55k | €22k | €1k | ▼ 94.8% |
| Other tangible fixed assets26 | €14k | €13k | €13k | €12k | €12k | ▼ 4.1% |
| Current assets29/58 | €297k | €303k | €331k | €274k | €329k | ▲ 19.9% |
| Stocks and contracts in progress3 | €186k | €192k | €154k | €122k | €188k | ▲ 54.0% |
| Stocks30/36 | €186k | €192k | €154k | €122k | €188k | ▲ 54.0% |
| Amounts receivable within one year40/41 | €55k | €87k | €99k | €148k | €63k | ▼ 57.2% |
| Trade receivables40 | €44k | €87k | €99k | €148k | €63k | ▼ 57.2% |
| Other amounts receivable41 | €12k | €271 | - | - | - | - |
| Cash at bank and in hand54/58 | €49k | €21k | €75k | €4k | €77k | ▲ 1,761% |
| Deferred charges and accrued income490/1 | €6k | €3k | €3k | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €320k | €325k | €685k | €636k | €652k | ▲ 2.6% |
| Equity10/15 | €86k | €108k | €64k | €69k | €77k | ▲ 12.2% |
| Contributions10/11 | €6k | €19k | €20k | €20k | €20k | = |
| Reserves13 | €2k | €2k | - | - | €8k | - |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | - | - | - | - | €8k | - |
| Profit (loss) carried forward14 | €78k | €88k | €43k | €48k | €48k | = |
| Amounts payable17/49 | €233k | €216k | €622k | €567k | €575k | ▲ 1.5% |
| Amounts payable after more than one year17 | - | €2k | €261k | €224k | €197k | ▼ 11.9% |
| Financial debts170/4 | - | €2k | €261k | €224k | €197k | ▼ 11.9% |
| Amounts payable within one year42/48 | €233k | €214k | €361k | €343k | €378k | ▲ 10.1% |
| Current portion of amounts payable after more than one year42 | €125k | €2k | €24k | €19k | €13k | ▼ 29.2% |
| Trade debts44 | €29k | €15k | €24k | €29k | - | - |
| Suppliers440/4 | €29k | €15k | €24k | €29k | - | - |
| Advances received on contracts in progress46 | €822 | - | - | €35 | - | - |
| Taxes, remuneration and social security45 | €63k | €72k | €62k | €13k | €36k | ▲ 170% |
| Taxes450/3 | €41k | €47k | €41k | €13k | €27k | ▲ 109% |
| Remuneration and social security454/9 | €22k | €25k | €21k | €391 | €9k | ▲ 2,189% |
| Other amounts payable47/48 | €16k | €125k | €250k | €283k | €329k | ▲ 16.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-11k | €10k | €-44k | €5k | €8k | ▲ 76.8% |
| + Depreciation and write-downs630 | €6k | €7k | €20k | €32k | €22k | ▼ 31.4% |
| Operating cash flow (approximation) | €-5k | €16k | €-24k | €37k | €30k | ▼ 17.4% |
| Investment in fixed assets (approximation) | - | €-5k | €-353k | €-39k | €16k | ▲ 141% |
| Change in cash | - | €-28k | €54k | €-71k | €73k | ▲ 203% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-44k
Net result drops to €-44k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €10k
Net result €10k after 2 loss-making years.
31-12
Financial
Equity above €100kEq €108k ▲25.6%
Equity rises from €86k to €108k.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 6 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 2014
Ground area
2.8 ha
Building footprint
3,587 m²
Parcel 92053A0308/00T000, Wallonia. Linked by address, not a title deed.
1 establishment unit
NEOVISION
since 20142.239.283.897
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92053A0308/00T000 | Wallonia | 2.8 ha | 1 · 3,587 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,222 companies in sector 47400 we hold annual accounts for 1,806. 1,457 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-12-2014
Fiscal year end31-12
Activities, NACEBEL 2025
47400Retail sale of information and communication equipment
62100Computer programming
62200Computer consultancy and computer facilities management
Contact
Website
www.neovision.be
E-mail
sbu@neovision.beGembloux
Scores and ratios are computed by Checked and are not a credit decision.