CREAPATCHING
ActiveSummary
CREAPATCHING has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €371k and a net result of €94k. Equity is growing by ~23.1% per year across the filed fiscal years. Its solvency ranks better than 81% of 18400 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability92▲+12
Solvency97▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.33 against 34.25 in 2024; short-term debt: 28.4% and cash: 16.8% of total assets), and 28.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.6%
Return on assets
18.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-03-2026, 126 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
126 d early
2024
132 d early
2023
54 d early
2022
55 d early
2021
58 d early
2020
57 d early
2019
52 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€371k▼ 11.9%
2024 · €421k
2018: €78klowest in 8 years
2019: €102k▲ +30.7% vs 2018
2020: €159k▲ +55.2% vs 2019
2021: €216k▲ +36.0% vs 2020
2022: €277k▲ +28.2% vs 2021
2023: €382k▲ +37.7% vs 2022
2024: €421k▲ +10.3% vs 2023highest in 8 years
2025: €371k▼ -11.9% vs 2024
2018 → 2025
Total assets
€518k▲ 19.9%
2024 · €432k
2018: €87klowest in 8 years
2019: €107k▲ +22.5% vs 2018
2020: €172k▲ +61.7% vs 2019
2021: €224k▲ +29.9% vs 2020
2022: €290k▲ +29.3% vs 2021
2023: €392k▲ +35.3% vs 2022
2024: €432k▲ +10.3% vs 2023
2025: €518k▲ +19.9% vs 2024highest in 8 years
2018 → 2025
Net result
€94k▲ 140%
2024 · €39k
2018: €20klowest in 8 years
2019: €24k▲ +21.2% vs 2018
2020: €57k▲ +135% vs 2019
2021: €57k▲ +1.2% vs 2020
2022: €61k▲ +6.6% vs 2021
2023: €104k▲ +71.1% vs 2022highest in 8 years
2024: €39k▼ -62.4% vs 2023
2025: €94k▲ +140% vs 2024
2018 → 2025
Working capital
€343k▼ 9.0%
2024 · €377k
2018: €74klowest in 8 years
2019: €99k▲ +34.1% vs 2018
2020: €156k▲ +56.7% vs 2019
2021: €214k▲ +37.7% vs 2020
2022: €204k▼ -4.7% vs 2021
2023: €322k▲ +57.4% vs 2022
2024: €377k▲ +17.1% vs 2023highest in 8 years
2025: €343k▼ -9.0% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€216k-€277k▲ 28.2%€382k▲ 37.7%€421k▲ 10.3%€371k▼ 11.9%
2021: €216klowest in 5 years
2022: €277k▲ +28.2% vs 2021
2023: €382k▲ +37.7% vs 2022
2024: €421k▲ +10.3% vs 2023highest in 5 years
2025: €371k▼ -11.9% vs 2024
Operating result€68k-€87k▲ 28.4%€156k▲ 79.8%€51k▼ 67.1%€114k▲ 123%
2021: €68k
2022: €87k▲ +28.4% vs 2021
2023: €156k▲ +79.8% vs 2022highest in 5 years
2024: €51k▼ -67.1% vs 2023lowest in 5 years
2025: €114k▲ +123% vs 2024
Net result€57k-€61k▲ 6.6%€104k▲ 71.1%€39k▼ 62.4%€94k▲ 140%
2021: €57k
2022: €61k▲ +6.6% vs 2021
2023: €104k▲ +71.1% vs 2022highest in 5 years
2024: €39k▼ -62.4% vs 2023lowest in 5 years
2025: €94k▲ +140% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 123% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €518k
Fixed assets
€28k ▼ 36.3%
Current assets
€490k ▲ 26.3%
Equity and liabilities €518k
Equity
€371k ▼ 11.9%
Debt
€147k ▲ 1,201%
Debt's share of the balance-sheet total rises from 2.6% to 28.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€131k▲
2024 · €67k
Cash flow
€111k▲
2024 · €55k
Current ratio
3.33▼
2024 · 34.25
Debt to equity
0.40▲
2024 · 0.03
ROE
25.5%▲
2024 · 9.3%
ROA
18.2%▲
2024 · 9.1%
Interest coverage
111.27▲
2024 · 31.62
Debt ≤ 1 year
€147k▲
2024 · €11k
Income taxes
€26k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€432k€518k▲
Fixed assets21/28€44k€28k▼
Tangible fixed assets22/27€44k€28k▼
Furniture and vehicles24€44k€28k▼
Current assets29/58€388k€490k▲
Amounts receivable within one year40/41€24k€73k▲
Trade receivables40€57€56k▲
Other amounts receivable41€24k€16k▼
Current investments50/53€276k€326k▲
Cash at bank and in hand54/58€85k€87k▲
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€432k€518k▲
Equity10/15€421k€371k▼
Contributions10/11€6k€6k=
Reserves13€320k€320k=
Distributable reserves133€320k€320k=
Profit (loss) carried forward14€94k€44k▼
Amounts payable17/49€11k€147k▲
Amounts payable within one year42/48€11k€147k▲
Trade debts44€41€2k▲
Suppliers440/4€41€2k▲
Taxes, remuneration and social security45€8k€8k▲
Taxes450/3€5k€4k▼
Remuneration and social security454/9€2k€4k▲
Other amounts payable47/48€4k€137k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€16k▲
Other operating charges640/8€1k€400▼
Gross operating margin9900€68k€131k▲
Operating profit (loss)9901€51k€114k▲
Financial income75/76B€6k€7k▲
Recurring financial income75€6k€7k▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€55k€121k▲
Income taxes67/77€16k€26k▲
Profit (loss) for the period9904€39k€94k▲
Profit (loss) for the period to be appropriated9905€39k€94k▲
Appropriation of the result
Profit (loss) to be appropriated9906€134k€189k▲
Profit (loss) brought forward from the previous period14P€94k€94k=
Transfer to equity691/2€39k-
To other reserves6921€39k-
Profit to be distributed694/7-€144k
Return on contributions (dividend)694-€144k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €5k | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €6k | €16k | €16k | €16k | ▲ 3.0% |
| Other operating charges640/8 | €50 | - | €384 | €1k | €400 | ▼ 65.8% |
| Gross operating margin9900 | €69k | €92k | €172k | €68k | €131k | ▲ 92.2% |
| Operating profit (loss)9901 | €68k | €87k | €156k | €51k | €114k | ▲ 123% |
| Financial income75/76B | - | - | €0 | €6k | €7k | ▲ 28.8% |
| Recurring financial income75 | - | - | €0 | €6k | €7k | ▲ 28.8% |
| Financial charges65/66B | €3k | €2k | €2k | €2k | €1k | ▼ 44.6% |
| Recurring financial charges65 | €3k | €2k | €2k | €2k | €1k | ▼ 44.6% |
| Profit (loss) for the period before taxes9903 | €64k | €84k | €154k | €55k | €121k | ▲ 120% |
| Income taxes67/77 | €7k | €23k | €49k | €16k | €26k | ▲ 67.9% |
| Profit (loss) for the period9904 | €57k | €61k | €104k | €39k | €94k | ▲ 140% |
| Profit (loss) for the period to be appropriated9905 | €57k | €61k | €104k | €39k | €94k | ▲ 140% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €224k | €290k | €392k | €432k | €518k | ▲ 19.9% |
| Fixed assets21/28 | €2k | €73k | €60k | €44k | €28k | ▼ 36.3% |
| Tangible fixed assets22/27 | €2k | €73k | €60k | €44k | €28k | ▼ 36.3% |
| Furniture and vehicles24 | €2k | €73k | €60k | €44k | €28k | ▼ 36.3% |
| Current assets29/58 | €222k | €217k | €332k | €388k | €490k | ▲ 26.3% |
| Amounts receivable within one year40/41 | €20k | €14k | €20k | €24k | €73k | ▲ 196% |
| Trade receivables40 | €16k | €13k | €11k | €57 | €56k | ▲ 99,304% |
| Other amounts receivable41 | €4k | €1k | €8k | €24k | €16k | ▼ 32.8% |
| Current investments50/53 | €45k | €26k | €226k | €276k | €326k | ▲ 18.1% |
| Cash at bank and in hand54/58 | €158k | €176k | €84k | €85k | €87k | ▲ 2.1% |
| Deferred charges and accrued income490/1 | - | - | €2k | €2k | €4k | ▲ 96.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €224k | €290k | €392k | €432k | €518k | ▲ 19.9% |
| Equity10/15 | €216k | €277k | €382k | €421k | €371k | ▼ 11.9% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €116k | €177k | €281k | €320k | €320k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €2k | - | - | - |
| Distributable reserves133 | €114k | €175k | €279k | €320k | €320k | = |
| Profit (loss) carried forward14 | €94k | €94k | €94k | €94k | €44k | ▼ 53.0% |
| Amounts payable17/49 | €8k | €12k | €10k | €11k | €147k | ▲ 1,201% |
| Amounts payable within one year42/48 | €8k | €12k | €10k | €11k | €147k | ▲ 1,201% |
| Trade debts44 | €4k | €6k | €3k | €41 | €2k | ▲ 5,051% |
| Suppliers440/4 | €4k | €6k | €3k | €41 | €2k | ▲ 5,051% |
| Taxes, remuneration and social security45 | €4k | €6k | €7k | €8k | €8k | ▲ 8.8% |
| Taxes450/3 | €3k | €801 | €5k | €5k | €4k | ▼ 15.7% |
| Remuneration and social security454/9 | €1k | €5k | €3k | €2k | €4k | ▲ 66.9% |
| Other amounts payable47/48 | - | €52 | - | €4k | €137k | ▲ 3,556% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €57k | €61k | €104k | €39k | €94k | ▲ 140% |
| + Depreciation and write-downs630 | €2k | €6k | €16k | €16k | €16k | ▲ 3.0% |
| Operating cash flow (approximation) | €59k | €67k | €120k | €55k | €111k | ▲ 101% |
| Investment in fixed assets (approximation) | - | €-77k | €-3k | €0 | €0 | - |
| Change in cash | - | €19k | €-92k | €1k | €2k | ▲ 68.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
21-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €104k ▲71.1%
Operating result €156k, net result €104k, both a record.
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
03-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 28.48
Current ratio from 12.54 to 28.48; short-term debt falls from €13k to €8k.
31-12
Financial
Equity above €200kEq €216k ▲36%
4 profitable years in a row build equity to €216k.
04-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €159k ▲55.2%
3 profitable years in a row build equity to €159k.
09-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity triplescurrent ratio 24.49
Current ratio from 9.53 to 24.49; short-term debt falls from €9k to €4k.
Show earlier events
31-12
Financial
Equity above €100kEq €102k ▲30.7%
2 profitable years in a row build equity to €102k.
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
02-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Huldenberg · 1 establishment unit since 2014
Ground area
699 m²
Building footprint
116 m²
Volume, LiDAR
23 m³
Parcel 24075B0247/00K002, Flanders · tallest building 3.8 m. Linked by address, not a title deed.
1 establishment unit
Grote Puystraat(NEE) 5, 3040 Huldenberg
since 20142.229.464.628
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24075B0247/00K002 | Flanders | 699 m² | 1 · 116 m² | 3.8 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,222 companies in sector 47400 we hold annual accounts for 1,806. 1,208 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-04-2014
Fiscal year end31-12
Activities, NACEBEL 2025
47400Retail sale of information and communication equipment
62900Other information technology and computer services
62100Computer programming
62200Computer consultancy and computer facilities management
63910Web portal activities
Contact
Phone
0479/970669Huldenberg
Scores and ratios are computed by Checked and are not a credit decision.