Skip to content
Checked.be
Complete company report
Generated 16-07-2026
Active BE 0707.777.029Private limited company

Neoteric

Watermuntweg 5 ·9080 Lochristi, Belgium· 7 yrs active
Sector: Computer programming & consultancy (62200)
Conclusion Checked

The computed 12-month bankruptcy probability of Neoteric is 0.4% (very low). The 2025 annual accounts show equity of €85k and a net result of €138k. Equity is growing by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 34% of 2732 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 6 annual accounts.
Key figures
Equity €85k
Net result €138k
Better than sector 34%
Active 7 yrs
Snowflake analysis 5 axes · computed by Checked
Health94Profitability100Solvency71Growth78Stability100
89 / 100

Exceptional profile, strong across almost every axis.

Health 94
Profitability 100
Solvency 71
Growth 78
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.4% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2018, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2025 · computed
94 / 100 Excellent
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview6 NBB filings
Annual accounts filed on 22-10-2025 with the NBB · fiscal year 2025 · micro
€0€50k€100k€150k€200kOperating result 2021: €43k€43kNet result 2021: €66k€66kOperating result 2022: €83k€83kNet result 2022: €65k€65kOperating result 2023: €83k€83kNet result 2023: €65k€65kOperating result 2024: €128k€128kNet result 2024: €99k€99kOperating result 2025: €178k€178kNet result 2025: €138k€138k20212022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~5.5%/year over 6 fiscal years, indicative, assuming unchanged policy.
€0€50k€100k€150k2026: €93k (€72k - €113k)2027: €97k (€64k - €130k)2028: €102k (€57k - €146k)2020: €42k2021: €75k2022: €149k2023: €83k2024: €65k2025: €85k202020212022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 37.7% 62.2%
better than 34% of 2732 sector peers
Net result €138k €40k
better than 95% of 2734 sector peers
Equity €85k €62k
better than 61% of 2733 sector peers
Gross operating margin €181k €63k
better than 95% of 2734 sector peers
Total assets €225k €120k
better than 80% of 2734 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€181k
+37.2% far above sector median
Net profit
€138k
+38.9% far above sector median
Cash flow
€141k
+36.3% far above sector median
Total assets
€225k
+0.5% +57% vs sector
Equity
€85k
+30.7% -20% vs sector
Working capital
€79k
+54.6% -4% vs sector
Income taxes
€39k
+38.1% far above sector median
Dividends
€118k
+0.3% 20-25
Debt
€140k
-11.9% far above sector median
Debt ≤ 1y
€140k
-11.9% far above sector median
Current ratio
1.56
+18.4% -82% vs sector
Quick ratio
1.56
+18.4% -82% vs sector
Solvency
37.7%
+30.1% -58% vs sector
Debt / equity
1.65
-32.6% far above sector median
ROE
162.4%
+6.3% far above sector median
ROA
61.3%
+38.3% far above sector median
Interest coverage
133.86
-78.8% far above sector median
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA€181k
Net profit€138k
Cash flow€141k
Staff costs-
Income taxes€39k
Dividends€118k
Total assets€225k
Equity€85k
Debt€140k
of which ≤ 1y€140k
of which > 1y-
Working capital€79k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.56
Quick ratio1.56
Working capital ratio35.1%
Solvency37.7%
Debt / equity1.65
Long-term debt ratio-
Interest coverage133.86
Gross margin-
Net margin-
ROA61.3%
ROE162.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€225k
Fixed assets 21/28€6k
Tangible fixed assets 22/27€6k
Current assets 29/58€219k
Amounts receivable within one year 40/41€49k
Cash & bank 54/58€169k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€225k
Equity 10/15€85k
Contributions / capital 10/11€19k
Reserves 13€66k
Accumulated profits (losses) 14€0
Amounts payable 17/49€140k
Amounts payable within one year 42/48€140k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€181k
Operating result 9901€178k
Financial income 75€356
Financial charges 65€1k
Result before taxes 9903€177k
Income taxes 67/77€39k
Net result for the period 9904€138k
Result to be appropriated 9905€138k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Computer programming & consultancy(62200)
Legal form Private limited company(610)
Incorporation04-10-2018
StatusActive
Postal code9080
Establishment units 1 location
Distelweg 8, 9080 Lochristi
Bouwrijp maken van terreinen
since 20182.281.132.667
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44076F0184/00T000 Flanders 1,241 m² 1 · 141 m² 9.2 m · 2 fl.
44076F0216/00D000 Flanders 477 m² 1 · 87 m² 8.6 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 7 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
22-10-2025
NBB filing Annual accounts filed
fiscal year 2025 · micro
2024
30-10-2024
NBB filing Annual accounts filed
fiscal year 2024 · micro
2023
23-10-2023
NBB filing Annual accounts filed
fiscal year 2023 · micro
2022
19-09-2022
NBB filing Annual accounts filed
fiscal year 2022 · micro
07-04-2022
State Gazette act Director changes
Giselinde VAN DUFFEL
2021
29-10-2021
NBB filing Annual accounts filed
fiscal year 2021 · micro
2020
09-10-2020
NBB filing Annual accounts filed
fiscal year 2020 · micro
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 4 years ago
2022
07-04-2022 Triest Egon appointed as director Director changes·Giselinde VAN DUFFEL
  • Triest Egon, Bestuurder
Notary: Giselinde VAN DUFFEL · Lochristi-Zaffelare
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Triest Egon",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": "Giselinde VAN DUFFEL",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Lochristi-Zaffelare",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2022-04-07",
    "filing_date": "2022-04-05",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2022-03-22",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2022-03-22",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2022-03-22",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2022-03-22",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2022-03-22",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2022-03-22",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2022-03-22",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2022-03-22",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2022-03-22",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2022-03-22",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2022-03-22",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2022-03-22",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0707.777.029",
    "name_full": "ETR Consulting",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "expeditie van de akte statutenwijziging",
    "de tekst van de nieuwe statuten"
  ],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200
Primary activity highlighted.
Names & trade names
Legal nameNL Neoteric
Registered office
Watermuntweg 5
9080 Lochristi, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same NACE
Just Works BE 0436.571.759 · Oud-Turnhout
CODOTRA BE 0445.314.330 · Watermaal-Bosvoorde
V.C.D. BE 0404.062.903 · Halle
PHILIPPE MES CONSULTING BE 0451.621.112 · Oud-Turnhout
O.S.M. BE 0454.880.708 · Herentals
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative