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NEOCONCEPT

Active
Private limited companyfounded 2010active for 16 yearsAvenue Vendôme 5, 1380 Lasne, BelgiumKBO/BCE: BE 0824.138.130
Summary

The computed 12-month bankruptcy probability of NEOCONCEPT is 5.6% (elevated). The 2024 annual accounts show equity of €717,226 and a net result of €36,648. Equity is growing by about 4.6% per year across the filed financial years. Its solvency ranks better than 86% of 15,474 sector peers (NACE 46, financial year 2024). The company has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Non-specialised wholesale trade
NACE 46900Wholesale trade NACE 46835
1 site
Size
€852,447total assets 2024
Staff
4 FTE
Equity
€717,226
Profit
€36,648
Financial health
39 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
5.6%
Structure
Accounts 79 days overdue1 of 8 deeds read
Why 39raises risk1 financial year not filed after the legal deadline; latest accounts 315 days late; 3 of the last 3 late1 change of registered office in 24 monthsFigures for financial year 2024 (filed 11-06-2026)lowers riskFounded in 2010Show the evidence

Checked score

Score 2024
39 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 64% of its sector peers (NACE 46, micro)
Financial strength · tick = 2023
Strong
Solvency 100+13
equity 84.1% of total assets
Liquidity 49-10
short-term debt 15.9% · cash 2.3%
Profitability 74-6
return on assets 4.3%
Bankruptcy probability, 12 months
5.6% Elevated
0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,876 companies, NACE 46, micro)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024lowest value 02-2025: 0.6%▲ +0.3 percentage points vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.7%▲ +0.1 percentage points vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025 07-2025: 0.8%▲ +0.1 percentage points vs 06-2025 08-2025: 1.2%▲ +0.4 percentage points vs 07-2025 09-2025: 1.5%▲ +0.3 percentage points vs 08-2025 10-2025: 2.6%▲ +1.1 percentage points vs 09-2025 11-2025: 2.5%▼ -0.1 percentage points vs 10-2025 12-2025: 3.4%▲ +0.9 percentage points vs 11-2025 01-2026: 6.6%▲ +3.2 percentage points vs 12-2025highest value 02-2026: 6.6%● unchanged vs 01-2026highest value 03-2026: 6.5%▼ -0.1 percentage points vs 02-2026 04-2026: 6.0%▼ -0.5 percentage points vs 03-2026 05-2026: 6.0%● unchanged vs 04-2026 06-2026: 6.0%● unchanged vs 05-2026 07-2026: 2.9%▼ -3.1 percentage points vs 06-2026 08-2026: 3.2%▲ +0.3 percentage points vs 07-2026 09-2026: 3.9%▲ +0.7 percentage points vs 08-2026 10-2026: 5.6%▲ +1.7 percentage points vs 09-2026
Credit of up to €25,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity ample (current ratio 4.35, compared with 1.96 in 2023, above the usual 1.5; short-term debt: 15.9% and cash: 2.3% of total assets), and 15.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 90% on solvency, 49% on liquidity, 61% on profitability and 56% on growth.

The bankruptcy probability was computed on 17-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · 1 financial year not filed after the legal deadline; latest accounts 315 days late; 3 of the last 3 late
NBB · filings
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Figures for financial year 2024 (filed 11-06-2026)
NBB · annual accounts
lowers risk · Founded in 2010
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 79 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline18-10-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-06-2026, 315 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
315 days late
2023
84 days late
2022
450 days late
2021
318 days late
2020
212 days late
2019
244 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 271 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Resignations: PEREZ LAVANDERA David (manager) and…Reappointments: PEREZ LAVANDERA David (director)…
  3. Weakest financial yearnet €36,648 ▼62.1%

Key points

  • Caution: Result fell in 2024from €96,673 to €36,648 ▼ 62.1% View
  • Positive: Among the best 5% on equitysector median €56,321 · 15,510 companies €717,226 View
  • Caution: Accounts not fileddeadline was 31-07-2026 79 days late View
  • Positive: 7 profitable years in a rowprofit 2024: €36,648 7 years View

By topic

Financials

Financial year
2024
Total assets
€852,447
Profit
€36,648
Solvency
84.1%
Total assets▼ 22.0%
Net result
20182024
Go to Financials

Timeline

Events
21
Since
2011
  1. 31-12-2024Liquidity more than doubled
  2. 23-10-2024Annual accounts filed
  3. 23-10-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Non-specialised wholesale tradeNACE 46900
Founded
21-03-2010
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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