NENY
ActiveNENY has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €895k and a net result of €44k. Equity is growing by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 42% of 8589 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability25▲+9
Solvency55▲+4
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity short (current ratio 0.33 against 0.33 in 2024), and 56.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.4%
Return on assets
2.1%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
26 d late
2023
26 d late
2022
1 d early
2021
3 d early
2020
31 d late
2019
17 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€895k▲ 5.2%
2024 · €851k
2018: €575k
2019: €624k
2020: €661k
2021: €762k
2022: €808k
2023: €824k
2024: €851k
2018 → 2025
Total assets
€2.07M▼ 2.6%
2024 · €2.12M
2018: €2.43M
2019: €2.38M
2020: €2.36M
2021: €2.39M
2022: €2.24M
2023: €2.14M
2024: €2.12M
2018 → 2025
Net result
€44k▲ 61.4%
2024 · €27k
2018: €43k
2019: €49k
2020: €37k
2021: €101k
2022: €46k
2023: €16k
2024: €27k
2018 → 2025
Working capital
€-726k▲ 5.3%
2024 · €-766k
2018: €-1.24M
2019: €-1.17M
2020: €-1.06M
2021: €-778k
2022: €-809k
2023: €-799k
2024: €-766k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€762k-€808k▲ 6.1%€824k▲ 2.0%€851k▲ 3.3%€895k▲ 5.2%
Operating result€188k-€87k▼ 53.6%€70k▼ 19.5%€92k▲ 31.3%€105k▲ 14.1%
Net result€101k-€46k▼ 54.1%€16k▼ 65.4%€27k▲ 70.0%€44k▲ 61.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 14% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.07M
Fixed assets
€1.70M▼ 2.7%
Current assets
€362k▼ 2.3%
Equity and liabilities €2.07M
Equity
€895k▲ 5.2%
Provisions
€0▼ 100%
Debt
€1.17M▼ 7.5%
The debt ratio falls from 59.6% to 56.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€153k▲
2024 · €139k
Cash flow
€92k▲
2024 · €74k
Solvency
43.4%▲
2024 · 40.1%
Current ratio
0.33▲
2024 · 0.33
Quick ratio
0.23▲
2024 · 0.22
Debt / equity
1.31▼
2024 · 1.49
ROE
4.9%▲
2024 · 3.2%
ROA
2.1%▲
2024 · 1.3%
Interest coverage
2.13▲
2024 · 1.53
Debt
€1.17M▼
2024 · €1.26M
Debt ≤ 1 year
€1.09M▼
2024 · €1.14M
Debt > 1 year
€48k▼
2024 · €94k
Income taxes
€13k▲
2024 · €4k
Staff costs
€43k▲
2024 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.12M€2.07M▼
Fixed assets21/28€1.75M€1.70M▼
Tangible fixed assets22/27€487k€449k▼
Land and buildings22€443k€418k▼
Plant, machinery and equipment23€12k€10k▼
Furniture and vehicles24€32k€21k▼
Financial fixed assets28€1.26M€1.25M▼
Current assets29/58€370k€362k▼
Stocks and contracts in progress3€116k€116k=
Stocks30/36€116k€116k=
Amounts receivable within one year40/41€152k€191k▲
Trade receivables40€100k€142k▲
Other amounts receivable41€52k€50k▼
Cash at bank and in hand54/58€89k€51k▼
Deferred charges and accrued income490/1€13k€4k▼
Equity and liabilities
Total equity and liabilities10/49€2.12M€2.07M▼
Equity10/15€851k€895k▲
Contributions10/11€461k€461k=
Capital10€461k€461k=
Issued capital100€461k€461k=
Reserves13€390k€434k▲
Non-distributable reserves130/1€17k€19k▲
Legal reserve130€17k€19k▲
Distributable reserves133€373k€415k▲
Provisions and deferred taxes16€5k€0▼
Provisions for liabilities and charges160/5€5k€0▼
Other liabilities and charges164/5€5k€0▼
Amounts payable17/49€1.26M€1.17M▼
Amounts payable after more than one year17€94k€48k▼
Financial debts170/4€94k€48k▼
Amounts payable within one year42/48€1.14M€1.09M▼
Current portion of amounts payable after more than one year42€47k€47k▲
Financial debts43€620k€621k▲
Credit institutions430/8€162k€163k▲
Other loans439€458k€458k=
Trade debts44€39k€10k▼
Suppliers440/4€39k€10k▼
Taxes, remuneration and social security45€11k€12k▲
Taxes450/3€8k€9k▲
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€421k€399k▼
Accrued charges and deferred income492/3€34k€34k▲
Income statement
Code20242025
Remuneration, social security and pensions62€41k€43k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47k€48k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8-€-5k
Other operating charges640/8€7k€7k▲
Gross operating margin9900€187k€198k▲
Operating profit (loss)9901€92k€105k▲
Financial income75/76B€30k€24k▼
Recurring financial income75€30k€24k▼
Financial charges65/66B€91k€72k▼
Recurring financial charges65€91k€72k▼
Profit (loss) for the period before taxes9903€32k€57k▲
Income taxes67/77€4k€13k▲
Profit (loss) for the period9904€27k€44k▲
Profit (loss) for the period to be appropriated9905€27k€44k▲
Appropriation of the result
Profit (loss) to be appropriated9906€27k€44k▲
Transfer to equity691/2€27k€44k▲
To the legal reserve6920€1k€2k▲
To other reserves6921€26k€42k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 25 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Weakest financial yearnet €16k ▼65.4%
Net result drops to €16k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €101k ▲169%
Operating result €188k, net result €101k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 17 days late
2019
24-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 24 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
29-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamont-Achel · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lozenweg 1003930 Hamont-AchelGround area
2,037 m²
Building footprint
390 m²
Volume, LiDAR
4,638 m³
Parcel 72012C1185/00L013, Flanders · tallest building 19.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Lozenweg 100, 3930 Hamont-Achel
since 20022.096.304.018
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72012C1185/00L013 | Flanders | 2,037 m² | 1 · 390 m² | 19.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Legal Entity Identifier
875500HRWX6GR8N7PX89
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SELECT IMMO
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IMMOVLACO
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COROPA BEHEER
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Oostende · Eq €894k
Of 11,700 companies in sector 68310 we hold annual accounts for 6,875. 3,868 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded03-07-2002
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70200Business and other management consultancy
70220Business consulting
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.