IMMOVLACO
ActiveIMMOVLACO has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €894k and a net result of €28k. Equity is growing by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 92% of 19345 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
94
/ 100
Excellent= vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability15▲+10
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
balance sheet total too small for a liquidity verdict, and 8.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
91.3%
Return on assets
2.8%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-07-2025, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
8 d early
2023
58 d early
2022
66 d early
2021
47 d early
2020
59 d early
2019
51 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€894k▲ 3.2%
2023 · €866k
2018: €631k
2019: €633k
2020: €636k
2021: €857k
2022: €858k
2023: €866k
2018 → 2024
Total assets
€979k▲ 2.8%
2023 · €952k
2018: €639k
2019: €644k
2020: €647k
2021: €941k
2022: €942k
2023: €952k
2018 → 2024
Net result
€28k▲ 231%
2023 · €8k
2018: €167
2019: €2k
2020: €3k
2021: €221k
2022: €916
2023: €8k
2018 → 2024
Working capital
€906k▲ 3.2%
2023 · €878k
2018: €554k
2019: €557k
2020: €561k
2021: €865k
2022: €869k
2023: €878k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€636k-€857k▲ 34.7%€858k▲ 0.1%€866k▲ 1.0%€894k▲ 3.2%
Operating result€4k-€298k▲ 6,565%€1k▼ 99.7%€1k▲ 21.1%€4k▲ 226%
Net result€3k-€221k▲ 6,986%€916▼ 99.6%€8k▲ 810%€28k▲ 231%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 226% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €979k
Fixed assets
€64k▼ 1.4%
Current assets
€915k▲ 3.1%
Equity and liabilities €979k
Equity
€894k▲ 3.2%
Provisions
€77k=
Debt
€8k▼ 7.8%
The debt ratio falls from 1.0% to 0.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€5k▲
2023 · €2k
Cash flow
€29k▲
2023 · €9k
Solvency
91.3%▲
2023 · 91.0%
Debt / equity
0.01▼
2023 · 0.01
ROE
3.1%▲
2023 · 1.0%
ROA
2.8%▲
2023 · 0.9%
Interest coverage
1313.25▲
2023 · 41.98
Debt
€8k▼
2023 · €9k
Debt ≤ 1 year
€8k▼
2023 · €9k
Income taxes
€8k▲
2023 · €5k
A ratio outside any meaningful range has been withheld (balance sheet total €979k, equity €894k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€952k€979k▲
Fixed assets21/28€65k€64k▼
Tangible fixed assets22/27€65k€64k▼
Land and buildings22€65k€64k▼
Financial fixed assets28€500€500=
Current assets29/58€887k€915k▲
Amounts receivable within one year40/41€4k€14k▲
Trade receivables40€4k€9k▲
Other amounts receivable41-€5k
Current investments50/53€82k€100k▲
Cash at bank and in hand54/58€800k€800k=
Deferred charges and accrued income490/1€1k€620▼
Equity and liabilities
Total equity and liabilities10/49€952k€979k▲
Equity10/15€866k€894k▲
Contributions10/11€63k€63k=
Capital10€63k€63k=
Issued capital100€63k€63k=
Reserves13€803k€831k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€230k€230k=
Distributable reserves133€567k€594k▲
Profit (loss) carried forward14€410€411▲
Provisions and deferred taxes16€77k€77k=
Deferred taxes168€77k€77k=
Amounts payable17/49€9k€8k▼
Amounts payable within one year42/48€9k€8k▼
Trade debts44€6k€3k▼
Suppliers440/4€6k€3k▼
Taxes, remuneration and social security45€3k€5k▲
Taxes450/3€3k€5k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€930€930=
Other operating charges640/8€2k€2k▲
Gross operating margin9900€4k€7k▲
Operating profit (loss)9901€1k€4k▲
Financial income75/76B€12k€32k▲
Recurring financial income75€12k€32k▲
Financial charges65/66B€51€4▼
Recurring financial charges65€51€4▼
Profit (loss) for the period before taxes9903€13k€36k▲
Income taxes67/77€5k€8k▲
Profit (loss) for the period9904€8k€28k▲
Profit (loss) for the period to be appropriated9905€8k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€410€28k▲
Profit (loss) brought forward from the previous period14P€-8k€410▲
Transfer to equity691/2-€28k
To other reserves6921-€28k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
26-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €221k ▲6986%
Operating result €298k, net result €221k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 123.89
Current ratio from 52.93 to 123.89; short-term debt falls from €11k to €7k.
02-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
10-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
01-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
31-05
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ranst · 1 establishment unit since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fazantenstraat 372520 RanstGround area
1,832 m²
Building footprint
187 m²
Volume, LiDAR
1,091 m³
Parcel 11031A0619/00S000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IMMOVLACO
since 19872.031.278.780
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11031A0619/00S000 | Flanders | 1,832 m² | 1 · 186 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
COROPA BEHEER
BE 0425.991.831
Oostende · Eq €894k
IMMO J. ECKELMANS
BE 0465.278.316
Leuven · Eq €894k
SELECT IMMO
BE 0423.711.737
Tubize · Eq €894k
M - M invest
BE 0442.729.576
Hasselt · Eq €895k
NENY
BE 0477.892.769
Hamont-Achel · Eq €895k
Of 11,702 companies in sector 68310 we hold annual accounts for 6,876. 3,871 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded30-10-1987
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.