NENUPHAR
ActiveNENUPHAR has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €412k and a net result of €4k. Equity is growing by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 19% of 8075 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability5▼-55
Solvency12=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days only on tighter terms
Liquidity short (current ratio 0.37 against 0.39 in 2023), and 81.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 8075 sector peers (2024).
NBB · sector comparisonPosition among 8075 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-11-2024 was due by 30-06-2025 and was filed on 28-06-2025, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
2 d early
2023
9 d early
2022
2 d early
2021
1 d early
2020
1 d early
2019
9 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€412k▲ 0.9%
2023 · €408k
2018: €326k
2019: €320k
2020: €290k
2021: €336k
2022: €359k
2023: €408k
2018 → 2024
Total assets
€2.28M▼ 0.8%
2023 · €2.30M
2018: €1.15M
2019: €1.14M
2020: €950k
2021: €1.08M
2022: €1.52M
2023: €2.30M
2018 → 2024
Net result
€4k▼ 92.3%
2023 · €49k
2018: €2k
2019: €-5k
2020: €-10k
2021: €46k
2022: €23k
2023: €49k
2018 → 2024
Working capital
€-588k▼ 25.2%
2023 · €-470k
2018: €171k
2019: €142k
2020: €84k
2021: €76k
2022: €-13k
2023: €-470k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€290k-€336k▲ 16.0%€359k▲ 7.0%€408k▲ 13.6%€412k▲ 0.9%
Operating result€-18k-€75k€46k▼ 38.9%€133k▲ 190%€65k▼ 50.8%
Net result€-10k-€46k€23k▼ 49.5%€49k▲ 110%€4k▼ 92.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 51% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.28M
Fixed assets
€1.93M▼ 3.6%
Current assets
€349k▲ 17.5%
Equity and liabilities €2.28M
Equity
€412k▲ 0.9%
Provisions
€108k▼ 4.9%
Debt
€1.76M▼ 1.0%
The debt ratio falls from 77.3% to 77.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€102k▼
2023 · €184k
Cash flow
€41k▼
2023 · €100k
Solvency
18.1%▲
2023 · 17.8%
Current ratio
0.37▼
2023 · 0.39
Quick ratio
0.34▼
2023 · 0.39
Debt / equity
4.27▼
2023 · 4.35
ROE
0.9%▼
2023 · 12.0%
ROA
0.2%▼
2023 · 2.1%
Interest coverage
2.08▼
2023 · 3.54
Debt
€1.76M▼
2023 · €1.78M
Debt ≤ 1 year
€937k▲
2023 · €767k
Debt > 1 year
€823k▼
2023 · €1.01M
Income taxes
€18k▼
2023 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2.30M€2.28M▼
Fixed assets21/28€2.00M€1.93M▼
Tangible fixed assets22/27€655k€583k▼
Land and buildings22€584k€563k▼
Plant, machinery and equipment23€11k€1k▼
Furniture and vehicles24€60k€19k▼
Financial fixed assets28€1.35M€1.35M=
Current assets29/58€297k€349k▲
Stocks and contracts in progress3-€34k
Stocks30/36-€34k
Amounts receivable within one year40/41€286k€313k▲
Other amounts receivable41€286k€313k▲
Cash at bank and in hand54/58€9k€385▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€2.30M€2.28M▼
Equity10/15€408k€412k▲
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Other1109/19€6k€6k=
Reserves13€398k€402k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€221k€211k▼
Distributable reserves133€175k€190k▲
Profit (loss) carried forward14€4k€4k=
Provisions and deferred taxes16€114k€108k▼
Deferred taxes168€114k€108k▼
Amounts payable17/49€1.78M€1.76M▼
Amounts payable after more than one year17€1.01M€823k▼
Financial debts170/4€1.01M€823k▼
Amounts payable within one year42/48€767k€937k▲
Current portion of amounts payable after more than one year42€189k€193k▲
Financial debts43€5k-
Credit institutions430/8€5k-
Trade debts44€11k€172k▲
Suppliers440/4€11k€172k▲
Taxes, remuneration and social security45€31k€18k▼
Taxes450/3€31k€18k▼
Other amounts payable47/48€530k€555k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k€37k▼
Other operating charges640/8€7k€5k▼
Non-recurring operating charges66A-€11k
Gross operating margin9900€192k€119k▼
Operating profit (loss)9901€133k€65k▼
Financial income75/76B€469€0▼
Recurring financial income75€469€0▼
Financial charges65/66B€52k€49k▼
Recurring financial charges65€52k€49k▼
Profit (loss) for the period before taxes9903€81k€16k▼
Transfer from deferred taxes780€6k€6k=
Income taxes67/77€38k€18k▼
Profit (loss) for the period9904€49k€4k▼
Transfer from tax-exempt reserves789€11k€11k=
Profit (loss) for the period to be appropriated9905€60k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€64k€18k▼
Profit (loss) brought forward from the previous period14P€4k€4k=
Transfer to equity691/2€60k€15k▼
To other reserves6921€60k€15k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-11
Financial
Highest result since 2018net €49k ▲110%
Operating result €133k, net result €49k, both a record.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-11
Financial
Back to profitnet €46k
Net result €46k after 2 loss-making years.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-11
Financial
Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 9 days late
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 1 day late
2018
29-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
27-05
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2025
VAN OVERMEIREN Peter
CurrentDirector · since 07-08-2025
WALRAVENS Didier
CurrentDirector · since 07-08-2025
07-08-2025
VAN OVERMEIREN Peter: Appointed as Director
07-08-2025
VAN OVERMEIREN Peter: Resigned as Director
07-08-2025
WALRAVENS Didier: Appointed as Director
Location & real-estate footprint
Registered office, Ninove · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Albertlaan 2009400 NinoveGround area
1,196 m²
Building footprint
213 m²
Volume, LiDAR
1,339 m³
Parcel 41362B1869/00V000, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
geen
since 20032.136.976.118
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41362B1869/00V000 | Flanders | 1,196 m² | 1 · 213 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
THINK +
BE 0555.930.160
Enghien · Eq €412k
TREETOP
BE 0863.833.795
Watermaal-Bosvoorde · Eq €412k
CONSULTIFY
BE 0809.364.436
Antwerpen · Eq €412k
NUOVIS
BE 0841.306.140
Beringen · Eq €412k
SYPRI MANAGEMENT
BE 0844.482.295
Lummen · Eq €412k
Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 36,054 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-02-2003
Fiscal year end30-11
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64922Financial service activities, except insurance and pension funding
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.