KOMA
ActiveKOMA has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €412k and a net result of €-13k. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 67% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
70
/ 100
Healthy▼ -16 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-3
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 5.43 against 12.27 in 2024), and 28% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 11-03-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
44 d early
2023
32 d early
2022
9 d early
2021
8 d early
2020
3 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0
Total assets
€572k▲ 0.7%
2024 · €568k
2018: €629k
2019: €629k
2020: €625k
2021: €564k
2022: €557k
2023: €567k
2024: €568k
2018 → 2025
Net result
€-13k
2024 · €3k
2018: €11k
2019: €-2k
2020: €3k
2021: €8k
2022: €4k
2023: €20k
2024: €3k
2018 → 2025
Working capital
€82k▼ 17.8%
2024 · €100k
2018: €69k
2019: €99k
2020: €116k
2021: €117k
2022: €141k
2023: €56k
2024: €100k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€398k-€402k▲ 0.9%€422k▲ 5.0%€425k▲ 0.7%€412k▼ 3.0%
Operating result€15k-€10k▼ 34.2%€13k▲ 35.0%€15k▲ 8.1%€-2k
Net result€8k-€4k▼ 53.2%€20k▲ 428%€3k▼ 85.6%€-13k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €15k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €572k
Fixed assets
€471k▲ 2.6%
Current assets
€101k▼ 7.4%
Equity and liabilities €572k
Equity
€412k▼ 3.0%
Debt
€160k▲ 11.5%
The debt ratio rises from 25.3% to 28.0%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€32k▼
2024 · €49k
Cash flow
€22k▼
2024 · €37k
Solvency
72.0%▼
2024 · 74.7%
Current ratio
5.43▼
2024 · 12.27
Quick ratio
5.43▼
2024 · 12.27
Debt / equity
0.39▲
2024 · 0.34
ROE
-3.1%▼
2024 · 0.7%
ROA
-2.2%▼
2024 · 0.5%
Interest coverage
3.06▼
2024 · 4.77
Debt
€160k▲
2024 · €144k
Debt ≤ 1 year
€19k▲
2024 · €9k
Debt > 1 year
€141k▲
2024 · €134k
Income taxes
€0▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€568k€572k▲
Fixed assets21/28€460k€471k▲
Tangible fixed assets22/27€339k€313k▼
Land and buildings22€333k€308k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€3k€3k▼
Financial fixed assets28€121k€159k▲
Current assets29/58€109k€101k▼
Amounts receivable within one year40/41€10k€7k▼
Trade receivables40€1k€0▼
Other amounts receivable41€8k€7k▼
Cash at bank and in hand54/58€99k€93k▼
Deferred charges and accrued income490/1€447€458▲
Equity and liabilities
Total equity and liabilities10/49€568k€572k▲
Equity10/15€425k€412k▼
Contributions10/11€400k€400k=
Capital10€400k-
Issued capital100€400k-
Reserves13€25k€25k=
Non-distributable reserves130/1€1k€1k=
Legal reserve130€99-
Reserves not available under the articles1311€1k€1k▲
Distributable reserves133€24k€24k=
Profit (loss) carried forward14-€-13k
Amounts payable17/49€144k€160k▲
Amounts payable after more than one year17€134k€141k▲
Other amounts payable178/9€134k€141k▲
Amounts payable within one year42/48€9k€19k▲
Trade debts44€365€0▼
Suppliers440/4€365€0▼
Taxes, remuneration and social security45€3k€3k▲
Taxes450/3€3k€3k▲
Other amounts payable47/48€5k€15k▲
Accrued charges and deferred income492/3€910€938▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€34k▲
Other operating charges640/8€4k€4k▼
Gross operating margin9900€53k€36k▼
Operating profit (loss)9901€15k€-2k▼
Financial income75/76B€1€1▲
Recurring financial income75€1€1▲
Financial charges65/66B€10k€11k▲
Recurring financial charges65€10k€11k▲
Profit (loss) for the period before taxes9903€4k€-13k▼
Income taxes67/77€1k€0▼
Profit (loss) for the period9904€3k€-13k▼
Profit (loss) for the period to be appropriated9905€3k€-13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€-13k▼
Transfer to equity691/2€3k€0▼
To the legal reserve6920€144€0▼
To other reserves6921€3k€0▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-13k ▼542%
Net result drops to €-13k, the lowest in the series.
17-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Liquidity triplescurrent ratio 12.27
Current ratio from 4.21 to 12.27; short-term debt falls from €18k to €9k.
29-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2018net €20k ▲428%
Net result €20k, the highest in the series.
21-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Liquidity doublescurrent ratio 11.92
Current ratio from 5.88 to 11.92; short-term debt falls from €24k to €11k.
27-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
28-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
15-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
22-12-2025
DE RIJCK Marijke: Resigned as Director
22-12-2025
VANHOLDER Koen: Resigned as Director
22-12-2025
VANHOLDER Ruben: Resigned as Director
22-12-2025
VANHOLDER Veerle: Resigned as Director
21-03-2022
Guido Vanholder: Resigned as Director
Location & real-estate footprint
Registered office, Haaltert · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationsstraat(HA) 1369450 HaaltertGround area
1,734 m²
Building footprint
345 m²
Volume, LiDAR
2,373 m³
Parcel 41024B0308/00G000, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Stationsstraat(HA) 136, 9450 Haaltert
since 20032.114.829.236
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41024B0308/00G000 | Flanders | 1,734 m² | 1 · 345 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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KOEN ADRIAENSSENS RESTAURANT MANAGEMENT & ADVIES
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The Human Link
BE 0865.788.247
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MARIEVER
BE 0473.659.611
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Monreal
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NUOVIS
BE 0841.306.140
Beringen · Eq €412k
Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 36,049 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-12-2002
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.