Nemowash
ActiveSummary
Nemowash has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46k and a net result of €-14k. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 33% of 2566 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability33▼-42
Solvency47▼-26
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.69 against 4.11 in 2024; short-term debt: 12.7% and cash: 29.7% of total assets), but 78.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.6%
Return on assets
-6.7%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
42 d late
2023
1 d early
2022
21 d late
2021
5 d early
2020
4 d early
2019
3 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€46k▼ 23.6%
2024 · €60k
2019: €55k
2020: €57k▲ +3.1% vs 2019
2021: €55k▼ -2.4% vs 2020
2022: €55k▼ -1.2% vs 2021
2023: €54k▼ -0.8% vs 2022
2024: €60k▲ +11.1% vs 2023highest in 7 years
2025: €46k▼ -23.6% vs 2024lowest in 7 years
2019 → 2025
Total assets
€214k▲ 69.7%
2024 · €126k
2019: €172k
2020: €161k▼ -6.1% vs 2019
2021: €151k▼ -6.3% vs 2020
2022: €147k▼ -2.6% vs 2021
2023: €142k▼ -3.2% vs 2022
2024: €126k▼ -11.6% vs 2023lowest in 7 years
2025: €214k▲ +69.7% vs 2024highest in 7 years
2019 → 2025
Net result
€-14k
2024 · €6k
2019: €-4k
2020: €2k▲ +148% vs 2019
2021: €-1k▼ -179% vs 2020
2022: €-665▲ +51.0% vs 2021
2023: €-421▲ +36.7% vs 2022
2024: €6k▲ +1532% vs 2023highest in 7 years
2025: €-14k▼ -337% vs 2024lowest in 7 years
2019 → 2025
Working capital
€46k▼ 23.6%
2024 · €60k
2019: €24klowest in 7 years
2020: €36k▲ +48.4% vs 2019
2021: €53k▲ +47.6% vs 2020
2022: €69k▲ +30.2% vs 2021
2023: €84k▲ +22.4% vs 2022highest in 7 years
2024: €60k▼ -28.8% vs 2023
2025: €46k▼ -23.6% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€55k-€55k▼ 1.2%€54k▼ 0.8%€60k▲ 11.1%€46k▼ 23.6%
2021: €55k
2022: €55k▼ -1.2% vs 2021
2023: €54k▼ -0.8% vs 2022
2024: €60k▲ +11.1% vs 2023highest in 5 years
2025: €46k▼ -23.6% vs 2024lowest in 5 years
Operating result€239-€554▲ 132%€-49€8k€-11k
2021: €239
2022: €554▲ +132% vs 2021
2023: €-49▼ -109% vs 2022
2024: €8k▲ +16965% vs 2023highest in 5 years
2025: €-11k▼ -232% vs 2024lowest in 5 years
Net result€-1k-€-665▲ 51.0%€-421▲ 36.7%€6k€-14k
2021: €-1k
2022: €-665▲ +51.0% vs 2021
2023: €-421▲ +36.7% vs 2022
2024: €6k▲ +1532% vs 2023highest in 5 years
2025: €-14k▼ -337% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €11k after €8k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €214k
Fixed assets
€141k ▲ 201%
Current assets
€73k ▼ 7.9%
Equity and liabilities €214k
Equity
€46k ▼ 23.6%
Debt
€167k ▲ 156%
Debt's share of the balance-sheet total rises from 52.0% to 78.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€10k▼
2024 · €24k
Cash flow
€7k▼
2024 · €22k
Current ratio
2.69▼
2024 · 4.11
Debt to equity
3.63▲
2024 · 1.08
ROE
-30.9%▼
2024 · 10.0%
ROA
-6.7%▼
2024 · 4.8%
Interest coverage
2.67▼
2024 · 316.35
Debt ≤ 1 year
€27k▲
2024 · €19k
Debt > 1 year
€140k▲
2024 · €46k
Income taxes
€0▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€126k€214k▲
Fixed assets21/28€47k€141k▲
Intangible fixed assets21-€0
Tangible fixed assets22/27€47k€141k▲
Land and buildings22€30k€127k▲
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€11k€11k▲
Other tangible fixed assets26€2k€872▼
Current assets29/58€79k€73k▼
Amounts receivable within one year40/41€3k€9k▲
Trade receivables40€3k€2k▼
Other amounts receivable41-€7k
Cash at bank and in hand54/58€76k€63k▼
Deferred charges and accrued income490/1€523€841▲
Equity and liabilities
Total equity and liabilities10/49€126k€214k▲
Equity10/15€60k€46k▼
Contributions10/11€6k€8k▲
Capital10€6k-
Issued capital100€19k-
Uncalled capital101€12k-
Reserves13€39k€37k▼
Non-distributable reserves130/1€2k-
Legal reserve130€2k-
Tax-exempt reserves132€11k€11k=
Distributable reserves133€26k€26k=
Profit (loss) carried forward14€15k€1k▼
Amounts payable17/49€65k€167k▲
Amounts payable after more than one year17€46k€140k▲
Financial debts170/4€46k€140k▲
Amounts payable within one year42/48€19k€27k▲
Current portion of amounts payable after more than one year42-€10k
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€4k€3k▼
Taxes450/3€4k€3k▼
Other amounts payable47/48€11k€12k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€21k▲
Other operating charges640/8€468€14k▲
Gross operating margin9900€25k€24k▼
Operating profit (loss)9901€8k€-11k▼
Financial income75/76B€337€424▲
Recurring financial income75€337€424▲
Financial charges65/66B€76€4k▲
Recurring financial charges65€76€4k▲
Profit (loss) for the period before taxes9903€9k€-14k▼
Income taxes67/77€2k€0▼
Profit (loss) for the period9904€6k€-14k▼
Profit (loss) for the period to be appropriated9905€6k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€21k€1k▼
Profit (loss) brought forward from the previous period14P€15k€15k=
Transfer to equity691/2€6k-
To other reserves6921€6k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €24k | €17k | €16k | €16k | €21k | ▲ 32.1% |
| Other operating charges640/8 | - | €580 | €651 | €468 | €14k | ▲ 2,928% |
| Gross operating margin9900 | €25k | €18k | €16k | €25k | €24k | ▼ 1.3% |
| Operating profit (loss)9901 | €239 | €554 | €-49 | €8k | €-11k | ▼ 232% |
| Financial income75/76B | - | €405 | €6 | €337 | €424 | ▲ 25.7% |
| Recurring financial income75 | €38 | €405 | €6 | €337 | €424 | ▲ 25.7% |
| Financial charges65/66B | - | €909 | €141 | €76 | €4k | ▲ 4,872% |
| Recurring financial charges65 | €244 | €909 | €141 | €76 | €4k | ▲ 4,872% |
| Profit (loss) for the period before taxes9903 | €32 | €49 | €-184 | €9k | €-14k | ▼ 268% |
| Income taxes67/77 | €1k | €714 | €237 | €2k | €0 | ▼ 100% |
| Profit (loss) for the period9904 | €-1k | €-665 | €-421 | €6k | €-14k | ▼ 337% |
| Profit (loss) for the period to be appropriated9905 | €-1k | €-665 | €-421 | €6k | €-14k | ▼ 337% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €151k | €147k | €142k | €126k | €214k | ▲ 69.7% |
| Fixed assets21/28 | €79k | €62k | €46k | €47k | €141k | ▲ 201% |
| Intangible fixed assets21 | - | - | - | - | €0 | - |
| Tangible fixed assets22/27 | €79k | €62k | €46k | €47k | €141k | ▲ 201% |
| Land and buildings22 | - | €57k | €43k | €30k | €127k | ▲ 321% |
| Plant, machinery and equipment23 | - | €841 | €36 | €4k | €2k | ▼ 40.9% |
| Furniture and vehicles24 | - | €607 | - | €11k | €11k | ▲ 1.4% |
| Other tangible fixed assets26 | - | €4k | €3k | €2k | €872 | ▼ 54.6% |
| Current assets29/58 | €72k | €85k | €96k | €79k | €73k | ▼ 7.9% |
| Amounts receivable within one year40/41 | €5k | €641 | €8k | €3k | €9k | ▲ 180% |
| Trade receivables40 | - | €641 | €2k | €3k | €2k | ▼ 45.2% |
| Other amounts receivable41 | - | - | €6k | - | €7k | - |
| Cash at bank and in hand54/58 | €66k | €82k | €85k | €76k | €63k | ▼ 16.2% |
| Deferred charges and accrued income490/1 | - | €2k | €3k | €523 | €841 | ▲ 60.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €151k | €147k | €142k | €126k | €214k | ▲ 69.7% |
| Equity10/15 | €55k | €55k | €54k | €60k | €46k | ▼ 23.6% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €8k | ▲ 30.0% |
| Capital10 | - | €6k | €6k | €6k | - | - |
| Issued capital100 | - | €19k | €19k | €19k | - | - |
| Uncalled capital101 | - | €12k | €12k | €12k | - | - |
| Reserves13 | €33k | €33k | €33k | €39k | €37k | ▼ 4.8% |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | - | - |
| Legal reserve130 | - | €2k | €2k | €2k | - | - |
| Tax-exempt reserves132 | - | €11k | €11k | €11k | €11k | = |
| Distributable reserves133 | - | €20k | €20k | €26k | €26k | = |
| Profit (loss) carried forward14 | €16k | €16k | €15k | €15k | €1k | ▼ 93.2% |
| Amounts payable17/49 | €95k | €92k | €88k | €65k | €167k | ▲ 156% |
| Amounts payable after more than one year17 | €76k | €76k | €76k | €46k | €140k | ▲ 204% |
| Financial debts170/4 | - | €76k | €76k | €46k | €140k | ▲ 204% |
| Amounts payable within one year42/48 | €19k | €16k | €12k | €19k | €27k | ▲ 40.8% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €10k | - |
| Trade debts44 | €4k | €3k | €2k | €3k | €2k | ▼ 33.6% |
| Suppliers440/4 | - | €3k | €2k | €3k | €2k | ▼ 33.6% |
| Taxes, remuneration and social security45 | - | €3k | - | €4k | €3k | ▼ 34.5% |
| Taxes450/3 | - | €3k | - | €4k | €3k | ▼ 34.5% |
| Other amounts payable47/48 | - | €11k | €10k | €11k | €12k | ▲ 8.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-1k | €-665 | €-421 | €6k | €-14k | ▼ 337% |
| + Depreciation and write-downs630 | €24k | €17k | €16k | €16k | €21k | ▲ 32.1% |
| Operating cash flow (approximation) | €23k | €16k | €15k | €22k | €7k | ▼ 69.1% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €-16k | €-115k | ▼ 612% |
| Change in cash | - | €16k | €3k | €-10k | €-12k | ▼ 23.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
30-06
Financial
Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series.
14-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 42 days late
2024
30-06
Financial
Back to profitnet €6k
Net result €6k after 3 loss-making years.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
21-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
26-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Walcourt · 1 establishment unit since 2011
Ground area
4,711 m²
Building footprint
118 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
Nemowash
since 20112.197.149.374
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93011C0117/00_000 | Wallonia | 2,496 m² | - | - |
| 93088E0133/00G000 | Wallonia | 2,215 m² | 1 · 118 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BEST MOTORS
BE 0722.952.480
Schaarbeek · Eq €45,919
Jh car cleaning
BE 0675.725.952
Zwevegem · Eq €45,879
SEVENTY-TWO
BE 0863.128.170
Braine-l'Alleud · Eq €46,946
MCarsbelgium
BE 0768.623.149
Schilde · Eq €46,996
ADEAUTO
BE 0802.874.047
Visé · Eq €44,987
Of 3,208 companies in sector 95316 we hold annual accounts for 751. 562 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-03-2011
Fiscal year end30-06
Activities, NACEBEL 2025
95316Washing and cleaning of motor vehicles
Contact
Phone
071/685382Walcourt
Scores and ratios are computed by Checked and are not a credit decision.