Checked.be
Active
BE 0534.547.204Private limited company
NEA CONSTRUCT
Bergense Steenweg 1213 ·1070 Anderlecht, Belgium· 13 yrs active
Sector: Joinery installation
(43320)
Conclusion
The computed 12-month bankruptcy probability of NEA CONSTRUCT is 1.6% (moderate). The 2025 annual accounts show equity of €48k and a net result of €4k. Equity is growing by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 34% of 2906 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 4 annual accounts.
Key figures
| Equity | €48k |
| Net result | €4k |
| Staff (FTE) | 1 |
| Better than sector | 34% |
Financial profile
62
/ 100
Strong profile, led by stability.
All 5 axes are computed from data Checked has read.
Health
69
Profitability
45
Solvency
45
Growth
52
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Established
Founded in 2013, 13 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
69
/ 100
Healthy
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€4k
estimate, not credit advice
Score history
73
2022
71
2023
71
2024
69
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 1.01 (≥ 1.0)
+5
Profitability
ROE 9%
+3
Interest coverage
Interest coverage 2.8×
+3
Profit trend
Net profit up YoY
+5
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 07-07-2026 with the NBB · fiscal year 2025 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable
Gross margin: stable across 4 fiscal years (±1%/year).
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 43, Specialised construction activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 28.5% | 43.3% | |
| Net result | €4k | €13k | |
| Equity | €48k | €44k | |
| Gross operating margin | €60k | €39k | |
| Staff costs | €38k | €30k |
€17k
+109.7%
22-25
€4k
+406.7%
22-25
€9k
+59.4%
22-25
€170k
+3.1%
22-25
€48k
+8.7%
22-25
€516
-97.7%
22-25
1
0.0%
22-25
€38k
+6.4%
22-25
€3k
+166.0%
22-25
€118k
+1.2%
22-25
€56k
+128.4%
22-25
€62k
-32.6%
22-25
1.01
-47.4%
22-25
0.96
-47.7%
22-25
28.5%
+5.4%
22-25
2.44
-6.9%
22-25
8.9%
+366.0%
22-25
2.5%
+391.3%
22-25
2.85
+11.3%
22-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - |
| EBITDA | €17k | €8k | €9k | €15k |
| Net profit | €4k | €853 | €1k | €9k |
| Cash flow | €9k | €5k | €5k | €13k |
| Staff costs | €38k | €36k | €37k | €31k |
| Income taxes | €3k | - | €1k | - |
| Dividends | - | - | - | - |
| Total assets | €170k | €165k | €177k | €192k |
| Equity | €48k | €45k | €44k | €43k |
| Debt | €118k | €117k | €130k | €145k |
| of which ≤ 1y | €56k | €25k | €29k | €34k |
| of which > 1y | €62k | €92k | €101k | €110k |
| Working capital | €516 | €23k | €28k | €33k |
| Employees (FTE) | 1.0 | 1.0 | 1.0 | 1.0 |
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Current ratio | 1.01 | 1.92 | 1.95 | 1.96 |
| Quick ratio | 0.96 | 1.84 | 1.89 | 1.93 |
| Working capital ratio | 0.3% | 13.7% | 15.6% | 17.1% |
| Solvency | 28.5% | 27.0% | 24.9% | 22.6% |
| Debt / equity | 2.44 | 2.62 | 2.93 | 3.34 |
| Long-term debt ratio | 1.28 | 2.07 | 2.28 | 2.55 |
| Interest coverage | 2.85 | 2.56 | 2.86 | 5.46 |
| Gross margin | - | - | - | - |
| Net margin | - | - | - | - |
| ROA | 2.5% | 0.5% | 0.7% | 4.6% |
| ROE | 8.9% | 1.9% | 2.9% | 20.2% |
| EBITDA margin | - | - | - | - |
| Days sales outstanding | - | - | - | - |
| Days payable outstanding | - | - | - | - |
| Inventory turnover | - | - | - | - |
| Days inventory (DSI) | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (27 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet, Assets | |||||
| TOTAL ASSETS | 20/58 | €170k | €165k | €177k | €192k |
| Fixed assets | 21/28 | €113k | €118k | €120k | €125k |
| Intangible fixed assets | 21 | - | €0 | - | - |
| Tangible fixed assets | 22/27 | €113k | €118k | €120k | €124k |
| Financial fixed assets | 28 | €180 | €180 | €180 | €180 |
| Current assets | 29/58 | €57k | €47k | €57k | €67k |
| Stocks & contracts in progress | 3 | €3k | €2k | €2k | €893 |
| Amounts receivable within one year | 40/41 | €25k | €27k | €23k | €31k |
| Cash & bank | 54/58 | €28k | €17k | €32k | €32k |
| Balance sheet, Equity & liabilities | |||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €170k | €165k | €177k | €192k |
| Equity | 10/15 | €48k | €45k | €44k | €43k |
| Contributions / capital | 10/11 | €19k | €19k | €19k | €19k |
| Reserves | 13 | €6k | €6k | €6k | €6k |
| Accumulated profits (losses) | 14 | €13k | €9k | €8k | €7k |
| Provisions & deferred taxes | 16 | €3k | €3k | €4k | €4k |
| Amounts payable | 17/49 | €118k | €117k | €130k | €145k |
| Amounts payable after one year | 17 | €62k | €92k | €101k | €110k |
| Amounts payable within one year | 42/48 | €56k | €25k | €29k | €34k |
| Trade debts payable within one year | 44 | €12k | €10k | €8k | €11k |
| Income statement | |||||
| Gross operating margin | 9900 | €60k | €48k | €50k | €52k |
| Operating result | 9901 | €13k | €4k | €5k | €11k |
| Financial income | 75 | €479 | €475 | €433 | €436 |
| Financial charges | 65 | €6k | €3k | €3k | €3k |
| Result before taxes | 9903 | €7k | €853 | €2k | €9k |
| Income taxes | 67/77 | €3k | - | €1k | - |
| Net result for the period | 9904 | €4k | €853 | €1k | €9k |
| Result to be appropriated | 9905 | €4k | €853 | €1k | €9k |
Legal Structure
| NACE primary | Joinery installation(43320) |
| Legal form | Private limited company(610) |
| Incorporation | 17-05-2013 |
| Status | Active |
| Postal code | 1070 |
Establishment units
NEA Châssis
since 20132.225.013.021
Real-estate footprint
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21492B0097/00Y006 | Brussels | 170 m² | 1 · 148 m² | 16.2 m · 4 fl. |
| 21308H0686/00C005 | Brussels | 97 m² | 1 · 77 m² | 11.7 m · 3 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
09-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €853 ▼32.9%
Net result drops to €853, the lowest in the series; recovery starts the following year.
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
02-02
State Gazette act
Director changes
Didier BRUSSELMANS
2023
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
12-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
All acts · 1
updated 2 years ago
2024
02-02-2024 Change in the board of directors
Notary:
Didier BRUSSELMANS · Berchem-Sainte-AgatheFirm:
BRUSSELMANS & PARENT, Notaires associés
Technical details
{
"events": [],
"notary": {
"name": "Didier BRUSSELMANS",
"firm_city": null,
"firm_name": "BRUSSELMANS \u0026 PARENT, Notaires associ\u00E9s",
"office_city": "Berchem-Sainte-Agathe",
"is_associated": true
},
"act_meta": {
"language": "nl",
"pub_date": "2024-02-02",
"filing_date": "2024-01-31",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decisions": [
{
"body": "buitengewone_algemene_vergadering",
"date": "2024-01-17",
"unanimous": null
}
],
"is_correction": false,
"subject_company": {
"kbo": "0534.547.204",
"name_full": "NEA CONSTRUCT",
"legal_form": "SRL"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Didier BRUSSELMANS",
"org_rep_person_name": null,
"person_role_at_subject": "Notaire"
},
"co_filed_documents": [
"une exp\u00E9dition",
"statuts coordonn\u00E9s",
"rapport administrateur"
],
"corrected_publication_numac": null
}Credit advice
Company registry (CBE)
Activities
General construction of residential buildings41001Joinery installation43320
Names & trade names
| Legal nameFR | NEA CONSTRUCT |
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