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Complete company report
Generated 12-08-2026
Active BE 1005.469.336Private limited company

NDRIVE

Guldenschaapstraat 6 ·1800 Vilvoorde, Belgium· 2 yrs active
Sector: Handelsbemiddeling in de groothandel in andere specifieke goederen (46180)
Conclusion Checked

The computed 12-month bankruptcy probability of NDRIVE is 2.0% (moderate). The 2024 annual accounts show equity of €4k and a net result of €4k. Its solvency ranks better than 47% of 3354 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €4k
Net result €4k
Better than sector 47%
Active 2 yrs
Snowflake analysis 4 of 5 axes measured · computed by Checked
Health43Profitability100Solvency20Growth-Stability67
58 / 100

Mixed profile: strong on profitability, weaker on solvency.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 43
Profitability 100
Solvency 20
Growth -
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
2.0% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
43 / 100 Weak
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 18-07-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 46, Wholesale trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 22.5% 25.2%
better than 47% of 3354 sector peers
Net result €4k €4k
better than 52% of 3341 sector peers
Equity €4k €23k
better than 32% of 3361 sector peers
Gross operating margin €11k €19k
better than 42% of 3327 sector peers
Total assets €20k €105k
better than 15% of 3359 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€9k
Net profit€4k
Cash flow€7k
Staff costs-
Income taxes€2k
Dividends-
Total assets€20k
Equity€4k
Debt€15k
of which ≤ 1y€15k
of which > 1y-
Working capital€-8k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.47
Quick ratio0.47
Working capital ratio-40.8%
Solvency22.5%
Debt / equity3.45
Long-term debt ratio-
Interest coverage226.64
Gross margin-
Net margin-
ROA22.5%
ROE100.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€20k
Fixed assets 21/28€13k
Tangible fixed assets 22/27€13k
Current assets 29/58€7k
Amounts receivable within one year 40/41€3k
Cash & bank 54/58€4k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€20k
Equity 10/15€4k
Contributions / capital 10/11€0
Accumulated profits (losses) 14€4k
Amounts payable 17/49€15k
Amounts payable within one year 42/48€15k
Trade debts payable within one year 44€10k
Income statement
Gross operating margin 9900€11k
Operating result 9901€6k
Financial charges 65€40
Result before taxes 9903€6k
Income taxes 67/77€2k
Net result for the period 9904€4k
Result to be appropriated 9905€4k
Ratios computed by Checked.
Directors & mandates 10 directors
Current directors & mandates
  • Diallo Yaya
    Director
    State Gazette act 26050298 (17-04-2026)
    Current
    01-04-2026 → present
  • FERRIN Conforme Olga Dolorosa
    Director
    State Gazette act 25130529 (15-10-2025)
    Current
    06-10-2025 → present
  • NLEMVO Josmar Linda
    Director
    State Gazette act 25082327 (02-07-2025)
    Current
    02-07-2025 → present
  • MWINYI AWAZI Issac
    Director
    State Gazette act 25066729 (26-05-2025)
    Current
    26-05-2025 → present
Former directors (6)
  • Ferrin Conforme Olga
    Director
    State Gazette act 26050298 (17-04-2026)
    Former
    - → 15-03-2026
  • Niemvo Josmar
    Director
    State Gazette act 26050298 (17-04-2026)
    Former
    - → 15-03-2026
  • Mwinyi Awazi Isaac
    Director
    State Gazette act 25130529 (15-10-2025)
    Former
    - → 31-07-2025
  • MATAAM Abdelhafid
    Director
    State Gazette act 24134393 (17-09-2024)
    Former
    17-09-2024 → 26-05-2025
    2 events
    • 26-05-2025 Resigned· Director
    • 17-09-2024 Appointed· Director
  • LOUTFI SALAH EDDINE
    Director
    State Gazette act 24145025 (09-10-2024)
    Former
    01-10-2024 → 30-12-2024
    2 events
    • 30-12-2024 Resigned· Director
    • 01-10-2024 Appointed· Director
  • LABRAHMI Salaheddine
    Director
    State Gazette act 24145027 (09-10-2024)
    Former
    - → 09-10-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Handelsbemiddeling in de groothandel in andere specifieke goederen(46180)
Legal form Private limited company(610)
Incorporation31-01-2024
StatusActive
Postal code1800
Establishment units 1 location
NDRIVE
Rue Hannah Arendt(JB) 17, 5100 NamurHandelsbemiddeling in auto's en lichte bestelwagens (= 3,5 ton)
since 20242.355.480.395
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Wallonia 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
92322F0518/00P002 Wallonia 3,934 m² 1 · 71 m² -
23642D0866/00X000 Flanders 93 m² 1 · 82 m² 11.0 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
17-04-2026
State Gazette act Director changes
v3.2
2025
15-10-2025
State Gazette act Director changes
v3.2
18-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
02-07-2025
State Gazette act Director changes
v3.2
26-05-2025
State Gazette act Director changes
v3.2
2024
30-12-2024
State Gazette act Director changes
v3.2
09-10-2024
State Gazette act Director changes
v3.2
09-10-2024
State Gazette act Capital & shares
v3.2
17-09-2024
State Gazette act Director changes
v3.2
04-06-2024
State Gazette act Capital & shares
v3.2
02-02-2024
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 10 acts
Capital history · 2
09-10-2024
v3.2
04-06-2024
v3.2
All acts · 10 updated 3 months ago
2026
17-04-2026 1 director appointed, 2 resigning Director changes
  • Diallo Yaya, Bestuurder
  • Niemvo Josmar, Bestuurder
  • Ferrin Conforme Olga, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Niemvo Josmar",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2026-03-15",
      "evidence_quote": "De heer Niemvo Josmar heeft ontslag van zijn functie of bestuurder vanaf de datum 15 maart 2026 genomen."
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Ferrin Conforme Olga",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2026-03-15",
      "evidence_quote": "De mevouw Ferrin Conforme Olga heeft ontslag van zijn functie of bestuurder vanaf de datum 15 maart 2026 genomen."
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Diallo Yaya",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2026-04-01",
      "evidence_quote": "De Algemene Vergadering beslist om te benoemen als bestuurder: De heer Diallo Yaya wordt benoemd tot zijn functie als leidinggevende vanaf 01 april 2026."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "1005.469.336",
    "name_full": "NDRIVE",
    "legal_form": "BV"
  }
}
2025
15-10-2025 1 director appointed, 1 resigning Director changes
  • FERRIN Conforme Olga Dolorosa, Bestuurder
  • Mwinyi Awazi Isaac, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Mwinyi Awazi Isaac",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-07-31",
      "evidence_quote": "De buitengewone algemene vergadering, accepteert het onstlag van de Heer Mwinyi Awazi Isaac van zijn functie als bestuurder en geef hem kwijting voor zijn voorbije ambtstermijn,sinds 31/07/2025.",
      "discharge_granted": true
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "FERRIN Conforme Olga Dolorosa",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-10-06",
      "evidence_quote": "De buitengewone algemene vergadering, accepteert de nominatie van de Mevrouw FERRIN Conforme Olga Dolorosa als Bestuurder vanaf 06/10/2025, die accepteert."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "1005.469.336",
    "name_full": "NDRIVE",
    "legal_form": "BV"
  }
}
02-07-2025 1 director appointed, 1 resigning Director changes
  • NLEMVO Josmar Linda, Bestuurder
  • MATAAM Abdelhafid, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "MATAAM Abdelhafid",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-05-26",
      "evidence_quote": "De buitengewone algemene vergadering, accepteert het onstlag van de Heer MATAAM Abdelhafid van zijn functie als bestuurder en geef hem kwijting voor zijn voorbije ambtstermijn,sinds 26/05/2025",
      "discharge_granted": true
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "NLEMVO Josmar Linda",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De buitengewone algemene vergadering, accepteert de nominatie van de Heer NLEMVO Josmar Linda als Bestuurder, die accepteert."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "1005.469.336",
    "name_full": "NDRIVE",
    "legal_form": "BV"
  }
}
26-05-2025 MWINYI AWAZI Issac appointed as director Director changes
  • MWINYI AWAZI Issac, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "MWINYI AWAZI Issac",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De buitengewone algemene vergadering, accepteert de nominatie van de Heer MWINYI AWAZI woont in Polderstraat 14 bus 7-1180 Ukke Issac als bestuurder, die accepteert."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "1005.469.336",
    "name_full": "NDRIVE",
    "legal_form": "BV"
  }
}
2024
30-12-2024 LOUTFI SALAH EDDINE resigns as director Director changes
  • LOUTFI SALAH EDDINE, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "LOUTFI SALAH EDDINE",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De buitengewone algemene vergadering, accepteert de onstslag van de Heer LOUTFI SALAH EDDINE zijn als Bestuurder."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "1005.469.336",
    "name_full": "NDRIVE",
    "legal_form": "BV"
  }
}
09-10-2024 LOUTFI SALAH EDDINE appointed as director Director changes
  • LOUTFI SALAH EDDINE, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "LOUTFI SALAH EDDINE",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2024-10-01",
      "evidence_quote": "De buitengewone algemene vergadering, accepteert de nominatie van de Heer LOUTFI SALAH EDDINE zijn als Bestuurder."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "1005.469.336",
    "name_full": "NDRIVE",
    "legal_form": "BV"
  }
}
09-10-2024 Transaction in capital or shares Capital & shares
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "share_transfer",
      "amount": 5,
      "currency": "BEF",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "amount_type": "onbekend",
      "effective_date": "2024-06-30",
      "evidence_quote": "De buitengewone algemene vergadering, accepteert overdracht van 5 aandelen van De Heer LABRAHMI Salaheddine aan de Heer Boukhanou Noureddine, die accepteert.",
      "contribution_type": null
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "1005.469.336",
    "name_full": "NDRIVE",
    "legal_form": "BV"
  }
}
17-09-2024 MATAAM Abdelhafid appointed as director Director changes
  • MATAAM Abdelhafid, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "MATAAM Abdelhafid",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De buitengewone algemene vergadering, accepteert de nominat\u00EDe van de Heer MATAAM Abdelhafid als bestuurder, die accepteert."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "1005.469.336",
    "name_full": "NDRIVE",
    "legal_form": "BV"
  }
}
04-06-2024 Transaction in capital or shares Capital & shares
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "share_transfer",
      "amount": 90,
      "currency": "EUR",
      "after_eur": null,
      "delta_eur": 0,
      "before_eur": null,
      "amount_type": "kapitaal_effectief",
      "effective_date": "2024-04-16",
      "evidence_quote": "De buitengewone algemene vergadering, accepteert overdracht van aandelen van De Heer Boukhanou Noureddine aan de Heer LABRAHMI Salaheddine, die acceptert. Na deze buitengewone algemene vergadering worden de aandelen als volgt verdeeld: Boukhanou Noureddine 95 aandelen. LABRAHMI Salaheddine 5 aandelen.",
      "contribution_type": "in_kind"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "1005.469.336",
    "name_full": "NDRIVE",
    "legal_form": "BV"
  }
}
02-02-2024 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "1700 Dilbeek, Oudesmidsestraat 20",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "BOUKHANOU Noureddine",
        "niss": null,
        "address": "5100 Namur, rue Hannah Arendt(JB) 17"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 0,
      "holder_person_name": "BOUKHANOU Noureddine",
      "is_subscriber_only": false,
      "n_shares_subscribed": 100,
      "amount_subscribed_eur": 5000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 5000,
  "subject_company": {
    "kbo": "1005.469.336",
    "name_full": "NDRIVE",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2024-01-30",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Handelsbemiddeling in auto's en lichte bestelwagens (= 3,5 ton)45112Handelsbemiddeling in de groothandel in andere specifieke goederen46180Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)45113Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Exploitatie van taxi's49320Diensten voor personenvervoer op aanvraag per voertuig met chauffeur49330
Primary activity highlighted.
Names & trade names
Legal nameNL NDRIVE
Registered office
Guldenschaapstraat 6
1800 Vilvoorde, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative