NDLO CONSULT

Active

Private limited companyfounded 20196 yrs activeAvenue Léopold 63, 1330 Rixensart, BelgiumKBO/BCE: BE 0737.893.648

Summary

The annual accounts of NDLO CONSULT for fiscal year 2026 show a net loss of 97% of total assets. The 2026 annual accounts show equity of €14,711 and a net result of -€14,536. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 93% of 676 sector peers (fiscal year 2026). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch Report Compare

NDLO CONSULTActiveChecked score 55/100

Risk analysis Report Compare

Activity

Business and other management consultancy

NACE 70200Business consulting NACE 70220

1 site

Size

€15,038total assets 2026

Equity: €14,711
Loss: -€14,536

Turnover not published (abridged schema)

Financial health

55 Fair Checked score 2026

Bankruptcy chance 12 m: 0.2%

Structure

Accounts filed 28 d late0 of 3 deeds read

Why 55Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- Loss of €14,536, the second in a row (FY 2026)- Liquidity: current ratio 21.09, cash €389, halved+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Size: total assets €15,038Show the evidence

Checked score

Score 2026

55 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 36% of its sector peers (NACE 70, micro)

Performance against the sector, not lower risk

A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.

Financial strength · tick = 2025

Average

Solvency 100+23

equity 97.8% of total assets

Liquidity 53-40

short-term debt 2.2% · cash 2.6%

Profitability 0-50

return on assets -96.7%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,265 companies)

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%▼ -3.8% vs 12-2024 02-2025: 0.1%● 0.0% vs 01-2025 03-2025: 0.1%▲ +1.0% vs 02-2025 04-2025: 0.1%● 0.0% vs 03-2025 05-2025: 0.1%▲ +16.5% vs 04-2025 06-2025: 0.1%▲ +13.3% vs 05-2025 07-2025: 0.1%▲ +5.1% vs 06-2025 08-2025: 0.2%▲ +16.1% vs 07-2025 09-2025: 0.4%▲ +120% vs 08-2025 10-2025: 0.5%▲ +40.8% vs 09-2025highest value 11-2025: 0.2%▼ -70.0% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.2%● 0.0% vs 12-2025 02-2026: < 0.1%▼ -68.2% vs 01-2026 03-2026: < 0.1%▼ -2.0% vs 02-2026lowest value 04-2026: 0.1%▲ +6.3% vs 03-2026 05-2026: 0.1%▲ +17.6% vs 04-2026 06-2026: 0.1%▲ +3.3% vs 05-2026 07-2026: 0.1%▼ -1.6% vs 06-2026 08-2026: 0.1%▲ +9.8% vs 07-2026 09-2026: 0.2%▲ +125% vs 08-2026 10-2026: 0.2%▲ +45.0% vs 09-2026

Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
Size: total assets €15,038 lowers the probability for this profile
Loss of €14,536, the second in a row (FY 2026) raises the probability
Liquidity: current ratio 21.09, cash €389, halved raises the probability

Credit up to €500 at 30 days only on tighter terms

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity ample (current ratio 21.09 against 3.1 in 2025; short-term debt: 2.2% and cash: 2.6% of total assets), and 2.2% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 86%, liquidity 42%, profitability 4%, growth against the median 13%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Activities of head offices; management consultancy activities (NACE 70)

In the bankruptcy model this factor lowers the probability.

KBO

Size: total assets €15,038

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Loss of €14,536, the second in a row (FY 2026)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Liquidity: current ratio 21.09, cash €389, halved

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Persistent losses

Two consecutive loss-making years (2025 and 2026); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2026

Net result per financial year

212223242526

2021 to 2026 · latest year -€14,536

Filed after the deadline

The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 28-09-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 6 filings

Deviation from the deadline

2026

28 d late

2025

30 d late

2024

30 d late

2023

28 d late

2022

on the day

2021

29 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 24 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today. Usually files around 28 September (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

06-10-2026 today31-01-2027 close31-08-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

28-09-26 Annual accounts filedfiscal year 2026 · micro…
31-01-26 Weakest financial yearnet -€14,536
31-01-26 Liquidity times 7current ratio 21.09

Key points

Caution: Among the weakest 9% on net resultsector median €29,171 · 681 companies -€14,536 View
Caution: 2 loss-making years in a rowloss fiscal year 2026 -€14,536 View
Total assets 20266 fiscal years filed €15,038 View