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NDINVEST

Active
Private limited companyfounded 20242 yrs activeAvenue du Luxembourg 37, 4020 Liège, BelgiumKBO/BCE: BE 1010.989.131
Summary

NDINVEST has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €65k and a net result of €3k. Its solvency ranks better than 17% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
Axes
Profitability43
Solvency35
Growth-
Track record67
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.22; short-term debt: 29.9% and cash: 1.7% of total assets), and 89.8% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
10.2%
Return on assets
0.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 31791 sector peers (2025).
NBB · sector comparison
Position among 31791 sector peers
Solvency
better than 17%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
8 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€65k
Total assets
€639k
Net result
€3k
Working capital
€-149k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €639k
Fixed assets €597k
Current assets €42k
Equity and liabilities €639k
Equity €65k
Debt €574k
Debt finances 89.8% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€36k
Cash flow
€24k
Current ratio
0.22
Debt to equity
8.81
ROE
4.1%
ROA
0.4%
Interest coverage
2.89
Debt ≤ 1 year
€191k
Debt > 1 year
€380k
Income taxes
€149
Filed annual accounts As filed with the NBB · 2025 · 40 lines
Balance sheet Code2025
Assets
Total assets20/58€639k
Fixed assets21/28€597k
Tangible fixed assets22/27€597k
Land and buildings22€597k
Current assets29/58€42k
Amounts receivable within one year40/41€31k
Trade receivables40€31k
Cash at bank and in hand54/58€11k
Deferred charges and accrued income490/1€178
Equity and liabilities
Total equity and liabilities10/49€639k
Equity10/15€65k
Contributions10/11€63k
Reserves13€3k
Distributable reserves133€3k
Amounts payable17/49€574k
Amounts payable after more than one year17€380k
Financial debts170/4€380k
Amounts payable within one year42/48€191k
Current portion of amounts payable after more than one year42€22k
Trade debts44€11k
Suppliers440/4€11k
Taxes, remuneration and social security45€13k
Taxes450/3€13k
Other amounts payable47/48€145k
Accrued charges and deferred income492/3€3k
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k
Other operating charges640/8€6k
Gross operating margin9900€42k
Operating profit (loss)9901€15k
Financial income75/76B€668
Recurring financial income75€668
Financial charges65/66B€12k
Recurring financial charges65€12k
Profit (loss) for the period before taxes9903€3k
Income taxes67/77€149
Profit (loss) for the period9904€3k
Profit (loss) for the period to be appropriated9905€3k
Appropriation of the result
Profit (loss) to be appropriated9906€3k
Transfer to equity691/2€3k
To other reserves6921€3k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k
Other operating charges640/8€6k
Gross operating margin9900€42k
Operating profit (loss)9901€15k
Financial income75/76B€668
Recurring financial income75€668
Financial charges65/66B€12k
Recurring financial charges65€12k
Profit (loss) for the period before taxes9903€3k
Income taxes67/77€149
Profit (loss) for the period9904€3k
Profit (loss) for the period to be appropriated9905€3k
Line2025
Assets
Total assets20/58€639k
Fixed assets21/28€597k
Tangible fixed assets22/27€597k
Land and buildings22€597k
Current assets29/58€42k
Amounts receivable within one year40/41€31k
Trade receivables40€31k
Cash at bank and in hand54/58€11k
Deferred charges and accrued income490/1€178
Equity and liabilities
Total equity and liabilities10/49€639k
Equity10/15€65k
Contributions10/11€63k
Reserves13€3k
Distributable reserves133€3k
Amounts payable17/49€574k
Amounts payable after more than one year17€380k
Financial debts170/4€380k
Amounts payable within one year42/48€191k
Current portion of amounts payable after more than one year42€22k
Trade debts44€11k
Suppliers440/4€11k
Taxes, remuneration and social security45€13k
Taxes450/3€13k
Other amounts payable47/48€145k
Accrued charges and deferred income492/3€3k
Line2025
Profit (loss) for the period9904€3k
+ Depreciation and write-downs630€21k
Operating cash flow (approximation)€24k

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
23-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 2 establishment units since 2024
seat establishment All 2 establishment units on the map
Ground area
7,043 m²
Building footprint
158 m²
Volume, LiDAR
4,056 m³
2 parcels, Wallonia · tallest building 29.3 m, ±8 floors. Linked by address, not a title deed.
8 companies at this address See who is registered here
2 establishment units
Avenue du Luxembourg 37, 4020 Liège
Renting and operating of own or leased residential real estate, excluding social housing
since 20242.381.516.680
Ndinvest
Rue Jean Gol 4, 4000 LiègeRenting and operating of own or leased residential real estate, excluding social housing
since 20262.390.006.160
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62814C0453/00C000 Wallonia 6,881 m² - -
62806C0654/00K006 Wallonia 162 m² 1 · 158 m² 29.3 m · 8 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 39,363 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded01-07-2024
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land

Scores and ratios are computed by Checked and are not a credit decision.