Skip to content

COTEN

Active Private limited companyfounded 2023active for 2 yearsRue du Pont 107, 4101 SeraingKBO/BCE: BE 1003.828.650

Lifetime

2 annual accounts with figures on one time axis
peak €37,422 (2025)
€37,422▲ 501%
peak €13,190 (2025)
€13,190▲ 932%
peak €24,468 (2025)
€24,468▲ 117%
€620,501▲ 142%
Board1 name since 2023
Documentsfilings and deeds
28-07-20263 days before the deadline
2025micro format
Gross margin from €6,225 to €37,422Result from €1,278 to €13,190Registered office moved from Alleur to Jemeppe 13-11Equity from €11,278 to €24,468Debts from €256,887 to €620,501Investments €9,876

Key points

from the 2025 annual accounts

Turnover

≈ €110,000 estimated

The micro format states no turnover.

Debts

€620,501 96% of the balance sheet
Financial debts 48%Suppliers 8%Taxes and wages 1%Other 43%

Of this, €321,737 falls due within a year.

Investments

€9,876 2.5 × depreciation
20242025

Green is investment, beige is depreciation.

Liquidity

1.96 was 1.01 in 2024

Short-term debts rose from €256,887 to €321,737.

Position in the sector

3.8%

Lower solvency than 88% of companies in head offices and management consultancy. Sector median 55.5% · 39,360 companies.

Checked score

79
Excellent
Financially stronger than 34% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 01-2025: 2.4% 02-2025: 2.4%● unchanged vs 01-2025 03-2025: 2.5%▲ +0.1 percentage points vs 02-2025 04-2025: 2.5%● unchanged vs 03-2025 05-2025: 2.5%● unchanged vs 04-2025 06-2025: 2.6%▲ +0.1 percentage points vs 05-2025highest value 07-2025: 1.2%▼ -1.4 percentage points vs 06-2025 08-2025: 1.2%● unchanged vs 07-2025 09-2025: 1.3%▲ +0.1 percentage points vs 08-2025 10-2025: 1.3%● unchanged vs 09-2025 11-2025: 1.3%● unchanged vs 10-2025 12-2025: 1.3%● unchanged vs 11-2025 01-2026: 1.3%● unchanged vs 12-2025 02-2026: 1.3%● unchanged vs 01-2026 03-2026: 1.3%● unchanged vs 02-2026 04-2026: 1.3%● unchanged vs 03-2026 05-2026: 1.4%▲ +0.1 percentage points vs 04-2026 06-2026: 1.3%▼ -0.1 percentage points vs 05-2026 07-2026: 1.4%▲ +0.1 percentage points vs 06-2026 08-2026: 0.5%▼ -0.9 percentage points vs 07-2026lowest value 09-2026: 0.5%● unchanged vs 08-2026lowest value 10-2026: 0.5%● unchanged vs 09-2026lowest value 11-2026: 0.5%● unchanged vs 10-2026lowest value

Financial strength
Weak

29=equity 3.8% of total assets
27-4short-term debt 49.9% · cash 1.3%
42+6return on assets 2.0%

Score breakdown

raises risk
1 change of registered office in 24 months
Liquidity: current ratio 1.96, cash €8,527, halved
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €644,969
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 12% of them on solvency, 11% on liquidity, 20% on profitability and 91% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 1,514 companies had the same profile as COTEN has now. Each dot stands for 4 companies, two years later.

95.8%
were still trading
1.5%
stopped another way
2.4%
went bankrupt
  • Small
  • 2 to 5 years old
  • solvency under 10%
  • a profit under 5% of the balance sheet

Another 0.3% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of COTEN itself: 0.5% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 1,514 companies, not a prediction for COTEN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €1,500 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.96 (1.01 in 2024), above the usual 1.5. Short-term debt is 49.9% and cash 1.3% of total assets. However, 96.2% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises riskneutral
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Size: total assets €644,969
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.96, cash €8,527, halved
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 39360 sector peers (2025).
NBB · sector comparison
Position among 39360 sector peers
Solvency
better than 12%
← weakest strongest →
raises risk · Young company
Founded in 2023, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
3 days early
2024
34 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 19 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Board and ownership

CA
Director, since 22-12-2023
  • Arnaud Collinet 100 sharesdeed of 28-02-2024
Board & ownership

Recent changes

Registered office moved from Alleur to Jemeppe New registered office: Rue du Pont 107, 4101 Jemeppe · Previous registered office: Avenue de l'Expansion 13, 4432 Alleur · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:1003828650
Registered-office move General meeting of 03-05-2024 · Gazette deed
Registered office moved from Alleur to Brussels New registered office: Rue du cardinal 12 à 1000 Bruxelles, Boite 1 · Previous registered office: Avenue de l'expansion 13 à 4432 Alleur · Arnaud Collinet holds 100 shares · General meeting of 22-01-2024 · Gazette deed
All 8 events

Comparable companies

same main activity, similar in size and age
Company
COTEN Seraing €644,969 €37,422 3.8% -
NDINVEST Liège €639,183 €42,436 10.2% -
NORABO Bilzen-Hoeselt €617,464 €37,401 0.2% -
K+K MANAGEMENT Lanaken €586,531 €39,736 -9.3% -
HORUBA Meise €601,240 €36,263 -4.1% -
LISAL IMMO Wavre €611,874 €30,925 40.9% -
ELMARA Antwerp €576,872 €41,201 14.3% -

These companies have the same main activity as COTEN: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €577,000 and €639,000, founded between 2023 and 2024.

Official details

Source: KBO
Status
Active since 22-12-2023Normal situation
Activity
Business and other management consultancyNACE 70200and 2 others
Establishment unit
2.357.097.3274101 Seraing, since 22-12-2023
Financial year end
31 December
Peppol
Reachable since 15-09-2025
Company details

Annual accounts 2025

€644,969▲ 141%
Filing
Filed on 28-07-2026, 3 days before the end of the filing period
Financials

Insights on COTEN

COTEN has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24,468 and a net result of €13,190.

Its solvency ranks better than 12% of 39,360 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about COTEN

What is the company number of COTEN?
The company number of COTEN is 1003.828.650. The VAT number is the same number with BE in front: BE 1003.828.650.
Where is COTEN based?
The registered office is at Rue du Pont 107, 4101 Seraing.Company details
What does COTEN do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of COTEN?
COTEN is a private limited company (BV).
When was COTEN founded?
COTEN was founded on 22-12-2023.
Is COTEN still active?
Yes, COTEN is an active enterprise in the KBO register.
What is the turnover of COTEN?
The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €37,422 and 144 comparable companies (NACE 70200). It probably lies between €65,000 and €150,000.Financials
Is COTEN profitable?
In financial year 2025, COTEN made a profit of €13,190.
Where can I find the annual accounts of COTEN?
COTEN filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of COTEN due?
COTEN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.