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Complete company report
Generated 05-07-2026
Active BE 0805.144.837Private limited company

ndb.finance

Achterbist 42 ·2560 Nijlen, Belgium· 2 yrs active
Sector: Advertising & market research (73300)
Conclusion Checked

The computed 12-month bankruptcy probability of ndb.finance is 1.2% (low). The 2024 annual accounts show equity of €397k and a net result of €392k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €397k
Net result €392k
Active 2 yrs
Locations 1
Snowflake analysis 5 axes · computed by Checked
Health68Profitability100Solvency74Growth50Stability67
72 / 100

Strong profile, led by profitability.

Health 68
Profitability 100
Solvency 74
Growth 50
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
1.2% Low
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources — not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Young company
Founded in 2023 — under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
68 / 100 Healthy
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 17-10-2025 with the NBB · fiscal year 2024 · micro
Fiscal year2024
Revenue—
EBITDA€534k
Net profit€392k
Cash flow€392k
Staff costs—
Income taxes€131k
Dividends—
Total assets€589k
Equity€397k
Debt€192k
of which ≤ 1y€192k
of which > 1y—
Working capital€-29k
Employees (FTE)—
Ratios (computed)
2024
Current ratio0.85
Quick ratio0.85
Working capital ratio-4.9%
Solvency67.3%
Debt / equity0.48
Long-term debt ratio—
Interest coverage45.08
Gross margin—
Net margin—
ROA66.5%
ROE98.7%
EBITDA margin—
Days sales outstanding—
Days payable outstanding—
Inventory turnover—
Days inventory (DSI)—
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet — Assets
TOTAL ASSETS 20/58€589k
Fixed assets 21/28€426k
Tangible fixed assets 22/27€4k
Financial fixed assets 28€422k
Current assets 29/58€163k
Amounts receivable within one year 40/41€22k
Cash & bank 54/58€142k
Balance sheet — Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€589k
Equity 10/15€397k
Contributions / capital 10/11€5k
Reserves 13€392k
Amounts payable 17/49€192k
Amounts payable within one year 42/48€192k
Trade debts payable within one year 44€68k
Income statement
Gross operating margin 9900€534k
Operating result 9901€534k
Financial income 75€801
Financial charges 65€12k
Result before taxes 9903€523k
Income taxes 67/77€131k
Net result for the period 9904€392k
Result to be appropriated 9905€392k
Ratios computed by Checked.
Legal Structure
NACE primary Advertising & market research(73300)
Legal form Private limited company(610)
Incorporation25-08-2023
StatusActive
Postal code2560
Connections & network 3 connected companies
Group structure
Infravest
Subsidiary · 1 location
→
MECHELEN BUSINESS CENTER
Subsidiary · 1 location
→
TINC Manager
Subsidiary · 1 subsidiary · 1 location
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Establishment units 1 location
ndb.finance
Achterbist 42, 2560 NijlenHoldings
since 20232.349.712.657
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12026A0444/00H002 Flanders 1,998 m² 1 · 128 m² 11.0 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data — this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
31-10-2025
State Gazette act Registered-office change
v3.2
17-10-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2023
29-08-2023
State Gazette act Incorporation
oprichting
Belgisch Staatsblad — acts 2 acts
Address history · 1
31-10-2025
v3.2
All acts · 2 updated 8 months ago
2025
31-10-2025 Registered office moved from Antwerpen to Nijlen Registered-office change
  • Teichmannstraat 10, 2018 Antwerpen → Achterbist 42, 2560 Nijlen
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Nijlen",
        "region": null,
        "street": "Achterbist",
        "country": "BE",
        "postcode": "2560",
        "box_number": null,
        "street_number": "42"
      },
      "old_address": {
        "city": "Antwerpen",
        "region": null,
        "street": "Teichmannstraat",
        "country": "BE",
        "postcode": "2018",
        "box_number": "1",
        "street_number": "10"
      },
      "effective_date": "2025-10-18",
      "evidence_quote": "De bestuurder beslist dat de zetel van de vennootschap zal worden verplaatst van Teichmannstraat 10 bus 1, 2018 Antwerpen naar Achterbist 42, 2560 Nijlen. Dit vanaf 18/10/2025."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0805.144.837",
    "name_full": "NDB.FINANCE",
    "legal_form": "BV"
  }
}
2023
29-08-2023 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "2018 Antwerpen, Teichmannstraat 10 bus 001",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "DE BREMAEKER Nils",
        "niss": null,
        "address": "(2018) Antwerpen, Teichmannstraat 10 bus 001"
      },
      "share_class": "Stemrecht",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 5000,
      "holder_person_name": "DE BREMAEKER Nils",
      "is_subscriber_only": false,
      "n_shares_subscribed": 500,
      "amount_subscribed_eur": 5000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 5000,
  "subject_company": {
    "kbo": "0805.144.837",
    "name_full": "ndb.finance",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2023-08-24",
  "post_incorporation_mandates": []
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Adviesbureaus op het gebied van public relations en communicatie70210Activiteiten van adviesbureaus op het gebied van public relations en communicatie73300Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameNL ndb.finance
Registered office
Achterbist 42
2560 Nijlen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative